Oviedo, FL vs. Kissimmee, FL: Cost of Living Comparison (2025)
Oviedo and Kissimmee are two popular cities in central Florida, but which one wins on cost in 2025? This article provides a detailed cost of living comparison between Oviedo and Kissimmee. It’s perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life expenses of living in these two Florida cities.
Housing Costs
Housing is often the biggest factor in cost of living. Here’s how typical housing expenses compare in Oviedo vs. Kissimmee:
| Housing Type | Oviedo | Kissimmee |
|---|---|---|
| Median Home Price | $450,000 | $380,000 |
| 2BR Apartment Rent | $1,800 | $1,500 |
| 3BR House Rent | $2,400 | $2,100 |
🏆 Winner: Kissimmee. Housing costs, both for renting and buying, are more affordable in Kissimmee compared to Oviedo.
Utilities and Energy Costs
Utility bills are another key living expense. In central Florida, expect higher electric bills in the summer to run air conditioning. Here are the average monthly utility costs:
- Oviedo: $180-$220/month
- Kissimmee: $150-$200/month
Both cities offer off-peak electric plans that can help reduce costs. Water and sewer rates are comparable.
🏆 Winner: Kissimmee. While utility costs are similar, Kissimmee has slightly lower average bills.
Groceries and Daily Expenses
For groceries and everyday items, prices are fairly comparable between Oviedo and Kissimmee. Both have access to major grocery chains and retailers. Restaurant prices are also similar, with plenty of affordable and upscale dining options in each city.
🏆 Winner: Tie. There are no major cost differences for groceries and daily expenses.
Taxes and Fees
Florida has no state income tax, so that’s not a factor. But there are some differences in local taxes and fees:
- Oviedo has slightly higher property taxes, averaging 1.1% vs. 0.9% in Kissimmee
- Kissimmee has higher monthly water and sewer fees by about $10-15
- HOA fees tend to be higher in Oviedo, often including landscaping and amenities
🏆 Winner: Kissimmee. The lower property taxes give Kissimmee a slight edge, unless you live in an HOA community.
Cost of Living in Oviedo vs Kissimmee
| Expense | Oviedo | Kissimmee |
|---|---|---|
| Housing | $2,000 | $1,700 |
| Utilities | $200 | $180 |
| Groceries | $400 | $400 |
| Transportation | $300 | $250 |
| Taxes | $600 | $500 |
| Misc | $500 | $500 |
| Estimated Monthly Total | $4,000 | $3,530 |
Note: These are estimated pre-tax monthly expenses for a typical household. Your actual cost of living will vary. See our full Average Monthly Expenses in Oviedo, FL and Cost of Living in Oviedo, FL: Full 2025 Breakdown for more details.
Lifestyle Fit
While Kissimmee is more affordable overall, Oviedo offers some advantages that may be worth the extra cost for certain lifestyles:
- Oviedo has highly-rated schools and larger single-family homes
- Kissimmee offers a shorter commute to Orlando and tourist areas
- Oviedo averages 5°F cooler than Kissimmee in the summer months.
Frequently Asked Questions
Is Oviedo more affordable than Kissimmee?
No, Kissimmee has a lower overall cost of living than Oviedo, primarily due to cheaper housing, utilities, and property taxes.
Which city has lower rent?
Kissimmee has lower average rent prices for both apartments and single-family homes compared to Oviedo.
Where is it cheaper to buy a home?
The median home price in Kissimmee is about $70,000 less than in Oviedo, making it more affordable to purchase a house.
Conclusion
While both Oviedo and Kissimmee offer a high quality of life, Kissimmee comes out ahead on cost of living. A household moving from Oviedo to Kissimmee might save $400-500 per month on housing and other expenses.
However, Oviedo may still be the better choice for families who prioritize school quality and don’t mind paying a bit more for a larger home and yard. Ultimately, the right fit depends on your budget, lifestyle, and what matters most to you.
For more cost of living comparisons, check out our other breakdowns between popular Florida cities.