Mesa, AZ vs. Phoenix, AZ: Cost of Living Comparison (2025)
Considering a move to the Phoenix metro area? This article provides a detailed cost of living comparison between Mesa and Phoenix. It’s perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life costs of these two Arizona cities in 2025.
1. Housing Costs
Housing is often the biggest factor in cost of living. Here’s how typical housing expenses compare between Mesa and Phoenix:
| Housing Type | Mesa | Phoenix |
|---|---|---|
| Median 2BR Apartment Rent | $1,450 | $1,650 |
| Median 3BR Home Price | $450,000 | $525,000 |
🏆 Winner: Mesa. Housing costs an average of 12-14% less in Mesa compared to Phoenix.
2. Utilities and Energy Costs
Utility bills are a major expense in the hot Arizona climate. Here’s what to expect:
- In Mesa, the average utility bill is $180/month. Phoenix residents pay around $200/month.
- Both cities see higher A/C usage May-September. Winter bills are 30-40% lower.
- Mesa and Phoenix both offer off-peak energy plans to help manage summer bills.
🏆 Winner: Mesa. While utility costs are similar, Mesa residents save an average of $240/year.
3. Groceries and Daily Expenses
Food and everyday costs are fairly comparable between the two cities:
- Groceries cost 2-5% less in Mesa than Phoenix
- Restaurant prices are nearly identical
- Gas prices average $0.10/gallon higher in Phoenix
🏆 Winner: Mesa, but only slightly. Expect to pay $50-100 less per month on food and gas in Mesa.
4. Taxes and Fees
Don’t overlook local taxes and service fees:
- Property tax rates are 0.6% in Mesa vs 0.7% in Phoenix
- Phoenix has higher city service fees (e.g. trash, water)
- In Mesa, HOA fees often include landscaping and trash. Phoenix HOAs focus more on amenities.
🏆 Winner: Mesa. Lower property taxes and city fees make Mesa more affordable.
5. Cost Summary Table
| Expense | Mesa | Phoenix |
|---|---|---|
| Housing | $1,450 | $1,650 |
| Utilities | $180 | $200 |
| Groceries | $400 | $425 |
| Transportation | $60 | $75 |
| Taxes/Fees | $300 | $350 |
| Misc | $250 | $250 |
| Estimated Monthly Total | $2,640 | $2,950 |
These are estimated pre-tax monthly costs for a typical household. Your actual expenses may vary.
6. Lifestyle Fit
Cost is just one factor when choosing between Mesa and Phoenix. Also consider:
- Phoenix offers more public transit and airport access. Mesa is better for driving.
- Mesa has larger homes and lots. Phoenix is denser with more apartments/condos.
- Phoenix averages 3°F hotter than Mesa in summer months.
- Mesa has more suburban parks and family amenities.
7. FAQ
Is Mesa more affordable than Phoenix?
Yes, the cost of living is about 10% lower in Mesa. Housing and utilities are the biggest savings.
Which city has lower rent?
Rents average 12% less in Mesa. A typical 2BR apartment is $1,450/month vs $1,650 in Phoenix.
Where is it cheaper to buy a home?
Mesa home prices are about 14% lower than Phoenix. The median price for a 3BR is $450K in Mesa and $525K in Phoenix.
8. Conclusion
While Phoenix and Mesa offer similar lifestyles, Mesa is the more affordable place to live. Lower housing, food, and utility costs make it attractive for families and professionals. Mesa residents can save $300+ per month compared to Phoenix.
However, Phoenix can be worth the premium if you want a denser urban area with more amenities. It comes down to your budget and priorities.
Considering other Arizona cities? Check out our cost of living guide for Mesa or our monthly budget examples for typical Mesa households.