Upper Arlington is considered an expensive Columbus suburb in 2025, with average rent for a 2-bedroom apartment at $2,050 and above-average property taxes.
Living in Upper Arlington, Ohio in 2025 comes with a higher price tag than many surrounding areas. The typical rent for a 2-bedroom apartment hovers around $2,050 per month, while purchasing a 3-bedroom single-family home often exceeds $450,000. However, the city’s excellent schools, safe neighborhoods, and convenient access to downtown Columbus continue to attract families and professionals willing to budget accordingly.
Housing Costs in Upper Arlington
Housing is the biggest expense for most Upper Arlington residents. Renting a 2-bedroom apartment typically costs between $1,900 and $2,200 monthly, with prices rising for units with luxury finishes or in prime locations like the Lane Avenue corridor. Renters can expect to pay slightly less in older garden-style complexes or further from the city center.
Homebuyers in Upper Arlington face a competitive market, with a median 3-bedroom house price of $475,000 as of 2025. Prices can easily surpass $600,000 for new construction or homes in coveted neighborhoods like Barrington or Windermere. More affordable options exist in northern areas like Mountview, where a 3-bed may cost closer to $400,000.
In addition to mortgage or rent, many Upper Arlington properties have monthly HOA fees ranging from $200-500. While not universal, factoring in this potential cost is wise when budgeting.
Utilities and Energy Bills
Utility costs in Upper Arlington align with the Columbus metro average. Expect to pay around $120 monthly for electricity for a 2-bedroom apartment, with summer air conditioning potentially doubling that cost. Gas heating in winter will run about $80-100 per month.
Water, sewer, and trash are sometimes included in rent but typically add $60-80 if paid separately. Internet and cable packages start around $80 monthly. Altogether, budget $300-400 per month for utilities for an average 2-bedroom apartment.
Groceries and Daily Expenses
Groceries in Upper Arlington cost slightly more than the national average. Plan for about $350-400 monthly per person for food eaten at home, plus $150-250 for a typical household’s cleaning supplies and toiletries.
A gallon of milk runs about $3.80, while a dozen eggs average $2.50. Bread is around $2.80 per loaf. Dining out costs vary, but a basic meal for two at a casual restaurant averages $40-50 before tip, with fast food closer to $20 for two.
Taxes and Fees
Upper Arlington has higher property taxes than many Columbus suburbs, with rates around 1.8% of assessed value. For a $450,000 home, that equals about $8,100 annually or $675 per month.
Ohio charges a 5.75% state income tax, with Upper Arlington levying an additional 2.5% on earned income. Sales tax is 7.5% on most goods. Vehicle registration costs $55 per year, plus applicable local taxes.
| Tax | Rate |
|---|---|
| Property tax | 1.8% of assessed value |
| State income tax | 5.75% |
| Local income tax | 2.5% |
| Sales tax | 7.5% |
Monthly Budget Summary
So what does it really cost to live comfortably in Upper Arlington? Here’s a sample monthly budget breakdown:
| Single Person | Couple | Family of 4 | |
|---|---|---|---|
| Housing (rent/mortgage) | $1,400 | $2,050 | $2,800 |
| Utilities | $250 | $350 | $500 |
| Groceries & supplies | $500 | $800 | $1,200 |
| Transportation | $300 | $500 | $800 |
| Healthcare | $300 | $600 | $1,000 |
| Personal & discretionary | $500 | $800 | $1,200 |
| Monthly Total (Gross) | $3,250 | $5,100 | $7,500 |
Keep in mind these are gross figures (pre-tax). At a 25% effective tax rate, an individual would need to earn about $50,000 annually to afford a $3,250 monthly budget in Upper Arlington.
Lifestyle Considerations
Living in Upper Arlington offers perks for those who can afford it. The city boasts top-rated schools, beautiful parks, a thriving community center, and a convenient 15-minute drive to downtown Columbus. Compared to Dublin or New Albany, Upper Arlington feels more established with charming 1950s homes and mature tree-lined streets.
However, budget-conscious families may get more square footage in Hilliard or Grove City. Young professionals set on Upper Arlington often opt for smaller rentals or consider buying a condo instead of a house. Ultimately, residing comfortably in Upper Arlington requires balancing your housing priorities and lifestyle goals against the higher costs.
Minimizing expenses on move-in can help. Many find renting moving pods more affordable than full-service movers – especially for apartments or condos. Decorating with secondhand furniture or waiting for seasonal sales also keeps upfront costs down.
Frequently Asked Questions
What salary do you need to live in Upper Arlington?
To afford a typical 2-bedroom apartment in Upper Arlington, an individual or couple would need a combined gross annual income around $75,000 (before taxes). Families requiring a single-family home should budget for a household income of $100,000-150,000+.
Is Upper Arlington more expensive than Grandview Heights?
Yes, Upper Arlington is generally pricier than neighboring Grandview Heights. The median home price in Upper Arlington is about 10% higher, though Grandview rents are more comparable for apartments.
Do you need a car in Upper Arlington?
While ride-shares and delivery services are available, most errands and commutes in Upper Arlington require a personal vehicle. Some shopping and dining is walkable along Lane Avenue, but the city is largely car-dependent. Budget $500+ per month for car payments, gas, and insurance.
Are utilities expensive in Upper Arlington?
Utilities in Upper Arlington are on par with the Columbus average. Expect to pay $300-400 monthly for electric, gas, water, and internet for a 2-bedroom rental. Larger homes may see bills up to $500-600, especially with summer cooling costs.
What are the most affordable neighborhoods in Upper Arlington?
The northern parts of Upper Arlington near Mountview tend to have smaller, older homes at relatively lower price points (think $350,000-450,000 versus $500,000+ in southern areas). Renters will find the best deals at garden-style apartments along Fishinger Road or northwest of Kingsdale Center.
Is Upper Arlington a good place to raise a family?
Upper Arlington is an excellent place for families who can comfortably afford the higher housing costs. The city’s public schools consistently rank among Ohio’s best, with ample extracurriculars and a 95% graduation rate. Low crime rates, abundant green space, and a strong community focus are also major draws for parents.
What is the average rent in Upper Arlington?
As of 2025, average rent for a 1-bedroom apartment in Upper Arlington is $1,400 per month. A 2-bedroom averages $2,050, with luxury units commanding up to $2,500+. Renting a single-family home typically starts around $2,500 for a modest 3-bedroom.