Tempe, AZ vs. Mesa, AZ: Cost of Living Comparison (2025)

Couple unpacking in their new Tempe apartment, looking happy and excited
Moving day marks an exciting fresh start for a young couple settling into their new Tempe apartment.

This article provides a cost of living comparison: Tempe vs Mesa. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Tempe vs Mesa in 2025.

Housing Costs

Housing is typically the biggest factor in cost of living. Here’s how Tempe and Mesa stack up:

Housing Type Tempe Mesa
Median 2BR Apartment Rent $1,450 $1,250
Median 3BR Home Price $450,000 $380,000

🏆 Winner: Mesa. Housing costs an estimated 15-20% less in Mesa compared to Tempe.

Utilities and Energy Costs

Utility costs are fairly similar between Tempe and Mesa. Expect to pay around $200 per month for a 1,000 sq ft apartment, with costs rising in the hot summer months when AC usage peaks. Both cities offer time-of-use plans to help save on off-peak energy.

🏆 Winner: Tie. No major difference in utility costs between the two cities.

Groceries and Daily Expenses

Groceries, dining out, and everyday purchases cost about the same in Tempe and Mesa. Expect to budget $400-500 per month for groceries for a couple. Restaurant prices are comparable, though Tempe has a few more upscale options that can drive up costs for frequent diners.

🏆 Winner: Tie. Grocery and daily living costs are neck and neck.

Taxes and Fees

Arizona charges a flat 2.5% income tax rate. Property taxes in Tempe are 0.6% vs 0.5% in Mesa. City sales tax is 1.8% in Tempe and 1.75% in Mesa. In Tempe, HOA fees often include extras like landscaping and trash, while Mesa HOAs tend to be a bit lower.

🏆 Winner: Mesa. Lower property taxes and HOA fees give Mesa a slight edge.

Cost of Living Summary

Category Tempe Mesa
Housing $1,875 $1,550
Utilities $200 $200
Groceries $450 $450
Transportation $75 $100
Taxes $350 $300
Misc $250 $250
Estimated Monthly Total $3,200 $2,850
Family having a picnic together at a park in Mesa, AZ
A Mesa family savors quality time together over a simple picnic lunch in the park.

Lifestyle Fit

Tempe offers a bit more of an urban feel, with its downtown Mill Ave district, Arizona State University campus, and dense housing. Mesa has more of a suburban vibe, with quieter neighborhoods and easier parking. Tempe’s July highs average 106°F vs. 104°F in Mesa.

Commutes are reasonable to most of the Phoenix metro area from both cities. Mesa has more public transportation options, with access to light rail and express bus lines.

Frequently Asked Questions

  • Is Tempe more affordable than Mesa?
    • Overall, Mesa is more affordable. Housing and taxes are lower, which makes up the bulk of the cost difference.
  • Which city has lower rent?
    • Typical rent is about 15% lower in Mesa. A 2BR apartment averages $1,250/month vs. $1,450 in Tempe.
  • Where is it cheaper to buy a home?
    • Mesa homes cost around 15-20% less than comparable homes in Tempe. The median 3BR house is $380K in Mesa vs. $450K in Tempe.

The Bottom Line

Mesa comes out ahead in this cost of living comparison, with lower housing, taxes, and HOA fees. It’s ideal for families looking for affordable suburbs with good schools and amenities.

Tempe is pricier but offers a great location for ASU students and staff or professionals who want to be close to the action. It’s a better fit for singles, young couples, and those who value walkability over square footage.

Budgeting for a move to Arizona? Check out our guides on Monthly Budget Examples for Tempe Residents and Cost of Living in Tempe (2025 Guide) for more details.