Housing Costs in Glendale, AZ
Housing is typically the largest expense in a monthly budget. In Glendale, the median rent for a 2-bedroom apartment is approximately $1,450 per month as of 2025. For those looking to purchase a home, the typical mortgage payment for a 3-bedroom house falls in the range of $1,800 to $2,200 monthly, assuming a 20% down payment.
It’s important to note that these figures represent the middle of the market. Prices can vary significantly based on factors such as neighborhood, age of the property, and amenities. Newer developments and gated communities, which are common in Glendale, may have higher costs but also offer benefits like community pools, fitness centers, and well-maintained common areas.
Homeowners should also budget for additional costs like homeowners association (HOA) fees, which are common in many Glendale neighborhoods. These fees, which cover shared amenities and exterior maintenance, can range from $100 to $300+ per month. While not mandatory everywhere, HOAs are an important consideration when budgeting for housing in this area.
Utilities and Energy Bills in Glendale
Utility costs are another significant factor in the overall cost of living. In Glendale, residents should plan for the following monthly expenses:
- Electricity: $120 – $180
- Natural gas: $30 – $50
- Water and sewer: $60 – $80
- Trash and recycling: $20 – $30
Keep in mind that electricity costs can spike significantly in the summer months due to the intense heat in the Phoenix metro area. Running the air conditioning around the clock is often a necessity, not a luxury. Many homes in Glendale are equipped with energy-efficient AC units and good insulation, but it’s still wise to budget an extra $50-$100 per month for cooling costs in June through September.
Some newer properties may have solar panels installed, which can help offset energy costs. However, solar is not yet the norm in Glendale. Prospective residents should ask about energy efficiency and past utility bills when evaluating housing options.
Groceries and Daily Expenses
Food is, of course, a necessity. Glendale residents can expect to spend around $300 to $400 per person per month on groceries, assuming a mix of home cooking and occasional restaurant meals. A typical weekly shopping trip for a couple might include:
- Produce (fruits, vegetables, salad mix): $25
- Meat and eggs: $20
- Dairy (milk, cheese, yogurt): $12
- Bread and grains: $15
- Beverages, snacks, other items: $30
This comes out to roughly $400-$500 per month for two people, not including household items like paper goods, cleaning supplies, and toiletries. Dining out will add to the total. A meal for two at a mid-range restaurant in Glendale averages $50-$60, while fast casual options are more affordable at $20-$30 for two.
Glendale has a diverse mix of grocery stores, including major chains, discount retailers, and a few specialty markets. With some comparison shopping and meal planning, most residents are able to stay within a reasonable food budget.
Taxes and Hidden Fees in Glendale
Taxes are an often overlooked part of the cost of living equation. In Glendale, the sales tax rate is 9.2%, which includes state, county and city taxes. This means that for every $100 spent on taxable goods, an additional $9.20 will be added to the total.
Property taxes in Glendale are assessed based on a home’s value. The average effective property tax rate is 0.802%, slightly higher than the national average. For a home valued at $350,000, the annual property tax would be approximately $2,800, or $233 per month.
Vehicle owners should also budget for registration fees and taxes. Arizona charges an annual vehicle license tax based on an assessed value of 60% of the manufacturer’s base retail price, reduced by 16.25% for each year since the vehicle was first registered. There are also various registration fees that can add up to a few hundred dollars per year, depending on the type of vehicle.
Monthly Cost of Living in Glendale (Summary Table)
| Expense Category | Single Person | Couple | Family (4) |
|---|---|---|---|
| Housing (rent for 2BR or mortgage for 3BR) | $1,450 | $1,800 | $2,200 |
| Utilities | $200 | $280 | $350 |
| Groceries and dining out | $400 | $600 | $1,000 |
| Transportation (car payment, gas, insurance) | $500 | $800 | $1,200 |
| Healthcare | $300 | $600 | $1,200 |
| Other (clothing, entertainment, etc.) | $400 | $600 | $800 |
| Estimated Monthly Total (pre-tax) | $3,250 | $4,680 | $6,750 |
Based on these estimates, a single person would need to earn around $39,000 per year ($3,250 per month) before taxes to live comfortably in Glendale. A couple would need a combined gross income of about $56,000 ($4,680 monthly). To support a family of four, a household would likely need to bring in $81,000 per year, or $6,750 per month before taxes.
Of course, these are general estimates and every household is different. Some may be able to trim costs in certain areas to allocate more to other priorities. The 50/30/20 budgeting approach suggests allocating 50% of take-home pay to needs, 30% to wants, and 20% to savings and debt repayment.
Lifestyle Considerations in Glendale
Glendale offers a relatively affordable cost of living compared to other major metros, especially considering the high quality of life. Many master-planned communities feature abundant parks, trails, sports fields and community centers. The city’s average commute time is a reasonable 26 minutes.
Families appreciate the strong public school system, with several A-rated elementary, middle and high schools. Glendale is also home to Midwestern University, a respected healthcare professions graduate school. Overall, the city provides a family-friendly suburban lifestyle with easy access to the amenities and attractions of the Phoenix metro area.
Housing options range from modest postwar ranches to spacious new construction homes. More affordable properties can be found on the city’s south side, while the northern reaches near Arrowhead Ranch and the Thunderbird Conservation Park tend to command higher prices. Wherever one lands, Glendale delivers good value for the money.
Frequently Asked Questions
What salary do you need to live in Glendale, AZ?
To live comfortably, a single person should aim to earn at least $39,000 per year before taxes. A couple will need around $56,000 in combined gross income. Families with children will likely require $80,000 or more.
Is Glendale, AZ an expensive place to live?
Compared to other major metros, Glendale is quite affordable. The cost of living is about 5% lower than the national average and significantly less than cities like Los Angeles, Chicago or Seattle. Housing, in particular, is a good value.
How much money do you need to make to live comfortably in Arizona?
The amount varies by city, but in Glendale and the greater Phoenix area, an individual should plan on earning at least $40,000 before taxes. Couples and families will need proportionately more to cover basic expenses and allow for some discretionary spending.
What is the average rent in Glendale, AZ?
As of 2025, the median rent for a 2-bedroom apartment in Glendale is $1,450 per month. Prices range from $1,100 for a basic unit up to $2,000+ for a luxury apartment in a prime location.
Is Glendale cheaper than Phoenix?
In general, yes. The median home price in Glendale is about 15% lower than in Phoenix proper. Rents are similarly more affordable. While the exact cost of living depends on the specific neighborhood, Glendale offers a lower-cost alternative for those working in the Phoenix area.
What are the most affordable neighborhoods in Glendale?
Some of the most budget-friendly areas include Ocotillo, Cholla and Sahuaro. These neighborhoods in southern and central Glendale offer a variety of modest single-family homes, apartments and townhomes. Northern Glendale tends to be pricier.
How much do utilities cost per month in Glendale?
For a typical household, utility costs include $120-$180 for electricity, $30-$50 for natural gas, $60-$80 for water and sewer, and $20-$30 for trash/recycling. Costs are higher in the summer due to air conditioning needs. The average monthly utility bill is $280 for a couple and $350 for a family.
What is the sales tax rate in Glendale?
The total sales tax rate in Glendale is 9.2%, which includes state, county and city taxes. This means an additional $9.20 in tax for every $100 spent on taxable goods and services.
Housing Costs in Glendale, AZ
Housing is typically the largest expense in a monthly budget. In Glendale, the median rent for a 2-bedroom apartment is approximately $1,450 per month as of 2025. For those looking to purchase a home, the typical mortgage payment for a 3-bedroom house falls in the range of $1,800 to $2,200 monthly, assuming a 20% down payment.
It’s important to note that these figures represent the middle of the market. Prices can vary significantly based on factors such as neighborhood, age of the property, and amenities. Newer developments and gated communities, which are common in Glendale, may have higher costs but also offer benefits like community pools, fitness centers, and well-maintained common areas.
Homeowners should also budget for additional costs like homeowners association (HOA) fees, which are common in many Glendale neighborhoods. These fees, which cover shared amenities and exterior maintenance, can range from $100 to $300+ per month. While not mandatory everywhere, HOAs are an important consideration when budgeting for housing in this area.
Utilities and Energy Bills in Glendale
Utility costs are another significant factor in the overall cost of living. In Glendale, residents should plan for the following monthly expenses:
- Electricity: $120 – $180
- Natural gas: $30 – $50
- Water and sewer: $60 – $80
- Trash and recycling: $20 – $30
Keep in mind that electricity costs can spike significantly in the summer months due to the intense heat in the Phoenix metro area. Running the air conditioning around the clock is often a necessity, not a luxury. Many homes in Glendale are equipped with energy-efficient AC units and good insulation, but it’s still wise to budget an extra $50-$100 per month for cooling costs in June through September.
Some newer properties may have solar panels installed, which can help offset energy costs. However, solar is not yet the norm in Glendale. Prospective residents should ask about energy efficiency and past utility bills when evaluating housing options.
Groceries and Daily Expenses
Food is, of course, a necessity. Glendale residents can expect to spend around $300 to $400 per person per month on groceries, assuming a mix of home cooking and occasional restaurant meals. A typical weekly shopping trip for a couple might include:
- Produce (fruits, vegetables, salad mix): $25
- Meat and eggs: $20
- Dairy (milk, cheese, yogurt): $12
- Bread and grains: $15
- Beverages, snacks, other items: $30
This comes out to roughly $400-$500 per month for two people, not including household items like paper goods, cleaning supplies, and toiletries. Dining out will add to the total. A meal for two at a mid-range restaurant in Glendale averages $50-$60, while fast casual options are more affordable at $20-$30 for two.
Glendale has a diverse mix of grocery stores, including major chains, discount retailers, and a few specialty markets. With some comparison shopping and meal planning, most residents are able to stay within a reasonable food budget.
Taxes and Hidden Fees in Glendale
Taxes are an often overlooked part of the cost of living equation. In Glendale, the sales tax rate is 9.2%, which includes state, county and city taxes. This means that for every $100 spent on taxable goods, an additional $9.20 will be added to the total.
Property taxes in Glendale are assessed based on a home’s value. The average effective property tax rate is 0.802%, slightly higher than the national average. For a home valued at $350,000, the annual property tax would be approximately $2,800, or $233 per month.
Vehicle owners should also budget for registration fees and taxes. Arizona charges an annual vehicle license tax based on an assessed value of 60% of the manufacturer’s base retail price, reduced by 16.25% for each year since the vehicle was first registered. There are also various registration fees that can add up to a few hundred dollars per year, depending on the type of vehicle.
Monthly Cost of Living in Glendale (Summary Table)
| Expense Category | Single Person | Couple | Family (4) |
|---|---|---|---|
| Housing (rent for 2BR or mortgage for 3BR) | $1,450 | $1,800 | $2,200 |
| Utilities | $200 | $280 | $350 |
| Groceries and dining out | $400 | $600 | $1,000 |
| Transportation (car payment, gas, insurance) | $500 | $800 | $1,200 |
| Healthcare | $300 | $600 | $1,200 |
| Other (clothing, entertainment, etc.) | $400 | $600 | $800 |
| Estimated Monthly Total (pre-tax) | $3,250 | $4,680 | $6,750 |
Based on these estimates, a single person would need to earn around $39,000 per year ($3,250 per month) before taxes to live comfortably in Glendale. A couple would need a combined gross income of about $56,000 ($4,680 monthly). To support a family of four, a household would likely need to bring in $81,000 per year, or $6,750 per month before taxes.
Of course, these are general estimates and every household is different. Some may be able to trim costs in certain areas to allocate more to other priorities. The 50/30/20 budgeting approach suggests allocating 50% of take-home pay to needs, 30% to wants, and 20% to savings and debt repayment.
Lifestyle Considerations in Glendale
Glendale offers a relatively affordable cost of living compared to other major metros, especially considering the high quality of life. Many master-planned communities feature abundant parks, trails, sports fields and community centers. The city’s average commute time is a reasonable 26 minutes.
Families appreciate the strong public school system, with several A-rated elementary, middle and high schools. Glendale is also home to Midwestern University, a respected healthcare professions graduate school. Overall, the city provides a family-friendly suburban lifestyle with easy access to the amenities and attractions of the Phoenix metro area.
Housing options range from modest postwar ranches to spacious new construction homes. More affordable properties can be found on the city’s south side, while the northern reaches near Arrowhead Ranch and the Thunderbird Conservation Park tend to command higher prices. Wherever one lands, Glendale delivers good value for the money.
Frequently Asked Questions
What salary do you need to live in Glendale, AZ?
To live comfortably, a single person should aim to earn at least $39,000 per year before taxes. A couple will need around $56,000 in combined gross income. Families with children will likely require $80,000 or more.
Is Glendale, AZ an expensive place to live?
Compared to other major metros, Glendale is quite affordable. The cost of living is about 5% lower than the national average and significantly less than cities like Los Angeles, Chicago or Seattle. Housing, in particular, is a good value.
How much money do you need to make to live comfortably in Arizona?
The amount varies by city, but in Glendale and the greater Phoenix area, an individual should plan on earning at least $40,000 before taxes. Couples and families will need proportionately more to cover basic expenses and allow for some discretionary spending.
What is the average rent in Glendale, AZ?
As of 2025, the median rent for a 2-bedroom apartment in Glendale is $1,450 per month. Prices range from $1,100 for a basic unit up to $2,000+ for a luxury apartment in a prime location.
Is Glendale cheaper than Phoenix?
In general, yes. The median home price in Glendale is about 15% lower than in Phoenix proper. Rents are similarly more affordable. While the exact cost of living depends on the specific neighborhood, Glendale offers a lower-cost alternative for those working in the Phoenix area.
What are the most affordable neighborhoods in Glendale?
Some of the most budget-friendly areas include Ocotillo, Cholla and Sahuaro. These neighborhoods in southern and central Glendale offer a variety of modest single-family homes, apartments and townhomes. Northern Glendale tends to be pricier.
How much do utilities cost per month in Glendale?
For a typical household, utility costs include $120-$180 for electricity, $30-$50 for natural gas, $60-$80 for water and sewer, and $20-$30 for trash/recycling. Costs are higher in the summer due to air conditioning needs. The average monthly utility bill is $280 for a couple and $350 for a family.
What is the sales tax rate in Glendale?
The total sales tax rate in Glendale is 9.2%, which includes state, county and city taxes. This means an additional $9.20 in tax for every $100 spent on taxable goods and services.