Gilbert, AZ vs. Chandler, AZ: Cost of Living Comparison (2025)
Considering a move to the Phoenix East Valley suburbs of Gilbert or Chandler? This cost of living comparison breaks down housing, utilities, groceries, taxes and more to help you decide which city best fits your lifestyle and budget in 2025.
1. Housing Costs
Housing is the biggest factor in the cost of living difference between Gilbert and Chandler. Here’s how typical rental and purchase prices compare:
| Housing Type | Gilbert | Chandler |
|---|---|---|
| 2BR Apartment Rent | $1,800 | $1,650 |
| 3BR Home Mortgage | $2,400 | $2,200 |
🏆 Winner: Chandler. Housing costs are about 10% lower in Chandler compared to Gilbert.
2. Utilities and Energy Costs
Utility costs are similar between the two cities, with the average household spending around $200 per month on electricity, gas, water, and trash services. Expect higher AC bills in the summer to keep your home cool.
Both cities offer programs like SRP’s Time-of-Use plan to save on off-peak energy use.
🏆 Winner: Tie. Utility costs are comparable in Gilbert and Chandler.
3. Groceries and Daily Expenses
Grocery costs and everyday items like gas and dining out are nearly identical in Gilbert and Chandler. Expect to budget around $400-500 per month for groceries for a family of 3-4.
Restaurant prices are reasonable, with fast casual meals around $12-15 per person and nicer sit-down dinners averaging $25-35 per entree.
🏆 Winner: Tie. Costs for groceries and daily expenses are very similar.
4. Taxes and Fees
Gilbert has slightly higher property taxes than Chandler, with rates around 0.7% vs 0.6% of assessed value. For a $400K home, that’s a difference of about $400 per year.
In Gilbert, HOA fees often include front yard landscaping and community amenities. Chandler has fewer master-planned communities so HOA fees tend to be lower.
🏆 Winner: Chandler. Lower property taxes and HOA fees give Chandler a slight edge.
5. Cost Summary
| Category | Gilbert | Chandler |
|---|---|---|
| Housing | $2,400 | $2,200 |
| Utilities | $200 | $200 |
| Groceries | $500 | $500 |
| Transportation | $150 | $140 |
| Taxes & Fees | $300 | $250 |
| Misc Expenses | $500 | $500 |
| Estimated Monthly Total | $4,050 | $3,790 |
6. Lifestyle Fit
Gilbert offers more space and a suburban feel, with larger homes, yards, and newer master-planned communities. It’s great for families wanting top-rated schools and safe neighborhoods.
Chandler has a more diverse mix of housing, from apartments to single-family homes. It’s a bit more walkable and closer to major employers like Intel and Wells Fargo. Commute times are 10-15 minutes shorter in Chandler on average.
Both cities get hot in the summer, but Gilbert tends to be a couple degrees cooler. Gilbert averages 102°F in July vs. 105°F in Chandler.
7. Frequently Asked Questions
- Is Gilbert more affordable than Chandler?
Chandler is slightly more affordable overall, mostly due to lower housing costs. However, the difference is small and may be offset by other factors like commute or schools. - Which city has lower rent?
Chandler has lower rental prices on average, by about 10% for a comparable apartment or home. - Where is it cheaper to buy a home?
Chandler has lower home prices and property taxes, making it more affordable to purchase a house. The median home price is about $50,000 less in Chandler.
8. Conclusion
While the cost of living is similar between Gilbert and Chandler, each city has its own benefits. Chandler is a great fit for young professionals and those wanting a shorter commute to Phoenix. Gilbert appeals to families looking for top schools and a quiet suburban lifestyle.
Ultimately, both cities provide a high quality of life in the desirable East Valley area. Compare your monthly budget in Gilbert or check out our full cost of living guide for Gilbert to learn more.