El Mirage, AZ vs. Peoria, AZ: Cost of Living Comparison (2025)

Couple unpacking in their new home in El Mirage, Arizona
A couple settles into their first home in budget-friendly El Mirage, eager to begin a new chapter.

Considering a move to the Phoenix area? This article provides a detailed cost of living comparison between the suburbs of El Mirage and Peoria. It’s perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life monthly expenses of living in El Mirage vs. Peoria in 2025.

1. Housing Costs

Housing is often the biggest factor in cost of living. Here’s how typical housing expenses compare between El Mirage and Peoria:

Housing Type El Mirage Peoria
Median 2BR Apartment Rent $1,350 $1,550
Median 3BR Home Price $350,000 $425,000

🏆 Winner: El Mirage. Housing costs an estimated 10-15% less in El Mirage compared to Peoria.

2. Utilities and Energy Costs

Utility bills are a major monthly expense. Here’s what to expect in El Mirage vs. Peoria:

  • El Mirage: $180-$250/month (higher in summer for A/C)
  • Peoria: $200-$280/month

Both cities offer off-peak energy plans to help manage costs. Water bills tend to be slightly lower in El Mirage.

🏆 Winner: El Mirage has a slight edge for lower utility bills overall.

3. Groceries and Daily Expenses

Groceries, dining out, and everyday purchases are very comparable between El Mirage and Peoria. Expect to spend around $400-$600/month per adult in both cities. Restaurant prices are nearly identical.

🏆 Winner: Tie. Grocery and daily living costs are extremely similar.

4. Taxes and Fees

Don’t overlook taxes and city fees when comparing cost of living:

  • Property taxes are around 0.6% in both El Mirage and Peoria
  • El Mirage has slightly lower city service fees
  • HOA fees in El Mirage often include landscaping and trash, while Peoria HOAs may charge extra

🏆 Winner: El Mirage, but only by a hair. Taxes and fees are very close between the two cities.

5. Cost of Living Summary

Category El Mirage Peoria
Housing $1,350 (2BR apt) $1,550 (2BR apt)
Utilities $220/mo $240/mo
Groceries $500/mo $500/mo
Transportation $60/mo $75/mo
Taxes & Fees 0.6% property tax 0.6% property tax
Misc Expenses $200/mo $250/mo
Estimated Monthly Total $2,330 in El Mirage $2,615 in Peoria
Family walking dog in nice Peoria, Arizona neighborhood
An evening dog walk highlights the inviting vibe of Peoria’s amenity-rich but more expensive neighborhoods.

6. Lifestyle Fit

Cost is just one factor when choosing between El Mirage and Peoria. Also consider:

  • El Mirage offers a quieter, small-town feel, while Peoria has more amenities and activities
  • Peoria has slightly better public transportation and shorter commutes to Phoenix
  • El Mirage housing prices have risen 8% in the past year, vs. 11% in Peoria

7. Frequently Asked Questions

  • Is El Mirage more affordable than Peoria? Yes, the cost of living is about 10% lower in El Mirage overall.
  • Which city has lower rent? Typical rent is $100-$200 cheaper per month in El Mirage.
  • Where is it less expensive to buy a home? Home prices are roughly 15% lower in El Mirage compared to Peoria.

8. Conclusion

While both are affordable Phoenix suburbs, El Mirage offers a lower cost of living than Peoria across most categories, especially housing. A household moving from Peoria to El Mirage might save $300 or more per month on expenses.

However, Peoria may be worth the added cost for those who value its extra amenities, transportation, and proximity to Phoenix. Consider building a monthly budget for El Mirage or reading an overview of El Mirage living costs to help with your decision. The right choice depends on your lifestyle, commute, and spending priorities.