Clermont, FL vs. Orlando, FL: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Clermont vs Orlando. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Clermont vs Orlando in 2025.
1. Housing Costs
Housing is typically the biggest factor in cost of living. Here’s how Clermont and Orlando compare for common housing options:
| Housing Type | Clermont | Orlando |
|---|---|---|
| Median 2BR Apartment Rent | $1,450 | $1,800 |
| Median 3BR Home Price | $380,000 | $450,000 |
🏆 Winner: Clermont. Housing costs an estimated 15-20% less in Clermont compared to Orlando.
2. Utilities and Energy Costs
Utility costs are fairly similar between the two cities. Typical monthly bills for a 2BR apartment:
- Electricity: $120-150
- Water/Sewer/Trash: $60-80
- Internet: $60-75
🏆 Winner: Tie. No major difference in utility costs between Clermont and Orlando.
3. Groceries and Daily Expenses
Groceries and everyday items cost about the same in Clermont and Orlando. Expect to spend around $400-500 per month for a couple. Eating out is also comparable, though Clermont has fewer high-end options.
🏆 Winner: Tie. Similar grocery and daily living costs in both cities.
4. Taxes and Fees
Florida has no state income tax, so the biggest tax is property tax:
- Clermont property tax rate: 0.83%
- Orlando property tax rate: 0.97%
In Clermont, HOA fees often include landscaping and trash, ranging from $200-400/month. Orlando HOA fees are similar.
🏆 Winner: Clermont. Slightly lower property taxes give Clermont the edge.
5. Cost Summary Table
| Category | Clermont | Orlando |
|---|---|---|
| Housing | $1,450 | $1,800 |
| Utilities | $240 | $240 |
| Groceries | $450 | $450 |
| Transportation | $250 | $200 |
| Taxes | $263 | $364 |
| Misc | $400 | $450 |
| Estimated Monthly Total | $3,053 | $3,504 |
Note: These figures are based on gross monthly income (pre-tax). See some typical Monthly Budget Examples for Clermont Residents for more details.
6. Lifestyle Fit
While Clermont is more affordable, Orlando offers more amenities and a faster pace of life. Some key differences:
- Clermont is quieter and more suburban, while Orlando is a bigger city with more traffic
- Orlando has more public transportation options, while most Clermont residents drive
- Clermont is about 10°F cooler than Orlando in the summer
7. FAQ
Is Clermont more affordable than Orlando?
Yes, Clermont is an estimated 10-15% cheaper than Orlando, mainly due to lower housing costs.
Which city has lower rent?
Clermont has lower average rent prices. A typical 2BR apartment costs about $350 less per month compared to Orlando.
Where is it cheaper to buy a home?
Clermont home prices are roughly 15% lower than Orlando. The median price for a 3BR home is around $380,000 in Clermont vs $450,000 in Orlando.
8. Conclusion
Clermont offers a lower cost of living for those prioritizing affordability and a quieter suburban lifestyle. Families and remote workers may find their budget goes further in Clermont.
However, Orlando can be worth the added cost for those who value big city amenities, public transit, and a more dynamic pace of life. Young professionals may prefer Orlando despite the higher housing costs.
Ultimately, both cities provide a high quality of life – the decision depends on your budget, lifestyle, and personal preferences. To dive deeper, read our full Cost of Living in Clermont (2025 Guide).