Clermont, FL vs. Kissimmee, FL: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Clermont vs Kissimmee. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Clermont vs Kissimmee in 2025.
1. Housing Costs
Housing is typically the biggest factor in cost of living. Here’s how Clermont and Kissimmee compare for common housing options:
| Housing Type | Clermont | Kissimmee |
|---|---|---|
| Median 2BR Apartment Rent | $1,450 | $1,550 |
| Median 3BR House Price | $325,000 | $295,000 |
🏆 Winner: Kissimmee. While apartment rents are slightly higher, home prices are about 10% lower in Kissimmee compared to Clermont.
2. Utilities and Energy Costs
Utility bills are another important factor. In similar mid-size Florida cities, utility bills typically range from $180-250 per month for a 2BR apartment. Specific to these two cities:
- Clermont residents report average utility costs around $210/month
- Kissimmee utility bills tend to be slightly lower at $195/month on average
Both cities have similar climates, so heating and cooling needs are comparable. Kissimmee does offer more public utility assistance programs for low-income households.
🏆 Winner: Kissimmee, but only by a small margin. Typical utility savings are about $15/month.
3. Groceries and Daily Expenses
For groceries and everyday items, costs are very similar between Clermont and Kissimmee. Expect to budget around $350-450 per month for a family of two adults. Restaurant prices are nearly identical.
One small difference: Kissimmee has slightly lower costs on household goods and toiletries, likely due to more bulk retail options.
🏆 Winner: Tie. Grocery and daily living costs are almost equal between the two cities.
4. Taxes and Fees
Florida has no state income tax, so the main tax differences are in property taxes and city-specific fees:
- Clermont’s property tax rate is 18.4 mills, or $18.40 per $1,000 in assessed value
- Kissimmee has a lower property tax rate of 17.8 mills
- In Clermont, HOA fees often include landscaping and trash, adding $100-300/month
- Kissimmee has fewer HOAs and lower fees, with most under $100/month
🏆 Winner: Kissimmee. Lower property taxes and fewer HOA fees give Kissimmee the edge.
5. Cost Summary Table
| Category | Clermont | Kissimmee |
|---|---|---|
| Housing (3BR) | $1,850 | $1,650 |
| Utilities | $210 | $195 |
| Groceries | $400 | $400 |
| Transportation | $325 | $300 |
| Taxes & Fees | $450 | $400 |
| Misc Costs | $500 | $500 |
| Estimated Monthly Total | $3,735 | $3,445 |
6. Lifestyle Fit
While Kissimmee is slightly more affordable overall, each city has unique lifestyle factors to consider:
- Clermont offers more space and a quieter suburban feel, ideal for families
- Kissimmee has better walkability and public transit, suited for car-free living
- Kissimmee is 5°F warmer than Clermont on average, with more mild winters
- Clermont is 25 minutes further from Orlando, for a longer commute but less traffic
7. FAQ
- Is Clermont more affordable than Kissimmee?
Slightly no. Kissimmee has lower housing and utility costs on average. - Which city has lower rent?
Kissimmee has cheaper rent, with the median 2BR around $100 less per month. - Where is it cheaper to buy a home?
Kissimmee. The median home price is about 10% lower than in Clermont.
8. Conclusion
Kissimmee comes out ahead in this cost of living comparison, with lower housing, utility, and tax costs than Clermont. However, the difference is only about $300 per month for a typical household budget.
Families looking for more space may prefer Clermont, while young professionals wanting an urban lifestyle will find Kissimmee a better fit. Of course, income potential also matters. Be sure to compare your projected monthly budget in Clermont or check the full cost of living in Clermont guide for 2025.
Ultimately, both cities offer a relatively affordable cost of living for Central Florida. Consider touring both and comparing your housing and lifestyle options in person before deciding on Clermont or Kissimmee.