Living in Buckeye, AZ in 2025 costs the typical couple around $4,200 per month in gross income (before taxes) to maintain a comfortable lifestyle. For a family of four, budget closer to $6,000 monthly. Here’s a detailed look at the cost of living in Buckeye, including housing, utilities, groceries, and more.
Housing Costs in Buckeye
Housing is the biggest expense for most Buckeye residents. Prices have risen steadily in recent years as the Phoenix metro area expands westward. As of 2025, here are typical housing costs:
- Median rent for a 2-bedroom apartment: $1,650/month
- Typical mortgage for a 3-bedroom house: $1,900 to $2,400/month
Newer developments in Buckeye often have Homeowners Association (HOA) fees ranging from $30 to $200 per month. While not mandatory, many neighborhoods do have active HOAs that maintain common areas and amenities.
Utilities and Energy Bills
Utility costs in Buckeye are slightly higher than the national average, largely due to the need for air conditioning during the hot summer months. For a 1,500 square foot home, budget the following:
| Utility | Typical Monthly Cost |
|---|---|
| Electricity | $150 – $350 |
| Water | $60 – $100 |
| Natural gas | $30 – $50 |
| Trash and recycling | $20 – $40 |
| Internet and cable | $80 – $150 |
Electric bills often spike to $300 or more during June through September. Newer homes tend to have better insulation and energy efficiency, making utilities more affordable.
Groceries and Daily Expenses
Food costs in Buckeye are on par with the Phoenix metro average. Expect to spend around $350 per person per month on groceries, assuming a mix of dining out and cooking at home.
A typical grocery trip for a couple might include:
- Gallon of milk: $3.50
- Loaf of bread: $2.75
- Dozen eggs: $3.00
- Pound of chicken: $4.50
Dining out costs vary, but a basic meal for two at a casual restaurant averages $35 to $50 with tip. Budget extra for household items like toiletries, cleaning supplies, and paper goods.
Taxes and Fees in Buckeye
Arizona’s statewide sales tax is 5.6% as of 2025. Buckeye has an additional 3% city sales tax, for a total of 8.6% on most purchases.
Property taxes in Buckeye average 0.802% of a home’s assessed value. For a $350,000 house, that equates to about $2,800 per year or $233 per month.
Vehicle registration fees in Maricopa County are $19 per year for most passenger vehicles, plus a few small regulatory fees. Drivers must also pay for emissions testing every other year, which costs around $20.
Monthly Budget Summary
| Expense Category | Single Person | Couple | Family of 4 |
|---|---|---|---|
| Housing (rent/mortgage) | $1,200 | $1,900 | $2,400 |
| Utilities | $200 | $350 | $500 |
| Groceries and dining out | $400 | $700 | $1,200 |
| Transportation | $200 | $400 | $600 |
| Healthcare | $200 | $500 | $800 |
| Other (entertainment, shopping, etc) | $400 | $600 | $800 |
| Total Monthly Expenses (pre-tax) | $2,600 | $4,200 | $6,000 |
Note that these figures are broad estimates. Individual circumstances vary widely. It’s a good idea to have an emergency fund that covers 3-6 months of living expenses as well.
Lifestyle Considerations in Buckeye
Buckeye offers a suburban lifestyle with relatively affordable homes and plenty of open space. Many neighborhoods feature community pools, parks, and walking paths. The city is growing rapidly, with new shopping centers and entertainment options opening regularly.
However, Buckeye is located on the far western edge of the Phoenix metropolitan area. Commute times can be long for those working in central Phoenix or the East Valley. Public transportation options are limited.
Summers are very hot, with high temperatures regularly exceeding 105°F (40°C). Outdoor activities are limited during June through September. But winters are pleasant, making Buckeye popular for retirees and seasonal residents.
Frequently Asked Questions
What salary do you need to live in Buckeye?
For a couple, aim for a combined gross income of at least $50,000 per year ($4,200/month) to live comfortably in Buckeye. A family of four will need closer to $72,000 annually ($6,000/month) to cover typical expenses.
Is Buckeye cheaper than Phoenix?
Yes, the cost of living in Buckeye is about 5% lower than in Phoenix proper. Housing costs are the biggest difference, with Buckeye offering more affordable options, especially for newer homes.
Are utilities expensive in Buckeye?
Utilities in Buckeye are slightly higher than the national average. Budget $200 to $500 per month depending on home size. Costs are highest in summer when air conditioning is necessary.
How much is the average water bill in Buckeye?
The typical household in Buckeye pays $60 to $100 per month for water, with rates higher in summer. The exact bill depends on usage and whether sewer and trash fees are included.
What are property taxes like in Buckeye?
The property tax rate in Buckeye is 0.802% of a home’s assessed value. For a $350,000 house, expect to pay around $2,800 per year or $233 per month.
Is Buckeye a good place to retire?
Buckeye can be a good retirement spot for those seeking an affordable suburban lifestyle. The warm winters and low humidity are appealing. However, the summer heat and distance from medical facilities may be drawbacks for some older residents.
How much do you need to make to live comfortably in Buckeye?
To live comfortably, a couple moving to Buckeye should aim for a combined gross income of $4,200 per month ($50,400 per year) before taxes. Families will need more, while some single people can get by on less.