Apopka is considered moderately expensive in 2025, with average rent for a 2-bedroom apartment at $1,750 and slightly higher utility costs compared to the national average.
In 2025, the median household income in Apopka is $68,500 per year, or about $5,710 per month before taxes. For a comfortable lifestyle, a single person may need around $3,400 in gross monthly income, while a couple should aim for at least $4,800.
Housing Costs in Apopka
Apopka offers a mix of housing options, from apartments and condos to single-family homes. Rental prices vary based on location, size, and amenities:
- Studio apartment: $1,100 – $1,400/month
- 1-bedroom apartment: $1,300 – $1,600/month
- 2-bedroom apartment: $1,600 – $2,000/month
- 3-bedroom house: $2,000 – $2,600/month
For those looking to purchase a home, the median home value in Apopka is around $350,000 in 2025. A typical mortgage payment for a 3-bedroom house would be approximately $1,900 per month, assuming a 20% down payment and a 30-year fixed-rate mortgage at 4.5% APR.
Some neighborhoods, like Errol Estate and Oak Ridge, have homeowners associations (HOAs) that charge monthly or annual fees. These can range from $200 to $500 per month, covering amenities like community pools, fitness centers, and landscaping.
Utility Costs in Apopka
Utility costs in Apopka are slightly higher than the national average, primarily due to the need for air conditioning during the hot and humid summers. Here’s a breakdown of typical monthly utility expenses for a 2-bedroom apartment:
| Utility | Monthly Cost |
|---|---|
| Electricity | $120 – $180 |
| Water & Sewer | $60 – $80 |
| Natural Gas | $30 – $50 |
| Internet | $50 – $70 |
| Total | $260 – $380 |
Keep in mind that these are averages, and your actual costs may vary based on your usage habits, home size, and energy efficiency measures.
Groceries and Daily Expenses
Grocery costs in Apopka are generally in line with the national average. A single person can expect to spend around $300 to $400 per month on groceries, while a couple might spend $500 to $700. This assumes a mix of cooking at home and occasional dining out.
Here’s a sample “typical basket” of common grocery items in Apopka:
- 1 gallon of milk: $3.50
- 1 loaf of bread: $2.75
- 1 dozen eggs: $2.50
- 1 lb of chicken breast: $4.00
- 1 lb of ground beef: $5.50
Dining out can add to your monthly expenses. A meal at a casual restaurant typically costs around $15 to $25 per person, while a nicer dinner for two might run $60 to $100.
Taxes and Fees in Apopka
Apopka residents pay a variety of taxes and fees that can impact their overall cost of living:
- Sales tax: 7% (6% state + 1% county)
- Property tax: 1.1% of assessed value (Orange County average)
- Vehicle registration fee: $225 for new vehicles, $57.60 for renewals
For a home valued at $350,000, the annual property tax would be approximately $3,850, or $320 per month.
Monthly Budget Summary
| Expense Category | Single Person | Couple | Family of 4 |
|---|---|---|---|
| Housing (rent/mortgage) | $1,400 | $1,800 | $2,200 |
| Utilities | $300 | $350 | $450 |
| Groceries & Dining | $400 | $600 | $1,000 |
| Transportation | $300 | $500 | $800 |
| Healthcare | $200 | $400 | $600 |
| Miscellaneous | $300 | $400 | $600 |
| Total Monthly Expenses | $2,900 | $4,050 | $5,650 |
| Recommended Gross Income | $3,400 | $4,800 | $6,700 |
Lifestyle Considerations
When deciding where to live in Apopka, consider factors like commute time, home size, and access to amenities. Neighborhoods closer to downtown, like South Apopka and Sheeler Oaks, offer shorter commutes and walkability, but homes tend to be older and smaller. Suburban areas like Rock Springs and Wekiwa Springs provide newer, larger homes but longer drives.
Apopka offers a good balance of affordability and convenience compared to nearby Orlando. While housing costs are lower, residents still have easy access to major employers, shopping, dining, and entertainment in the greater Orlando area.
Frequently Asked Questions
Q: Is Apopka cheaper than Orlando?
A: Yes, Apopka generally has lower housing costs than Orlando proper. However, transportation costs may be higher for those commuting into the city.
Q: Are utilities expensive in Apopka?
A: Utility costs in Apopka are slightly above the national average, mainly due to higher electricity usage for air conditioning during the hot summers.
Q: What salary do you need to live comfortably in Apopka?
A: To live comfortably, a single person should aim for a gross monthly income of at least $3,400, while a couple will need around $4,800 per month before taxes.
Q: How much are property taxes in Apopka?
A: The average property tax rate in Orange County, which includes Apopka, is 1.1% of the assessed home value. For a $350,000 home, this equates to $3,850 per year or $320 per month.
Q: Is Apopka a good place to retire?
A: Apopka can be a good retirement spot for those seeking a suburban lifestyle with easy access to amenities. However, retirees on fixed incomes should factor in the slightly higher utility and healthcare costs.
Q: How much does it cost to buy a house in Apopka?
A: As of 2025, the median home value in Apopka is around $350,000. With a 20% down payment and a 30-year mortgage at 4.5% APR, the typical monthly payment would be about $1,900.