Mason, OH vs. Hamilton, OH: Cost of Living Comparison (2025)
Which city gives you more for your money – Mason or Hamilton? This article provides a detailed cost of living comparison between these two Ohio cities. It’s perfect for families relocating, professionals choosing between job offers, or anyone wanting to compare the real cost of living in Mason vs Hamilton in 2025.
Housing Costs
Housing is often the biggest factor in cost of living. Here’s how typical housing costs compare in Mason and Hamilton:
| Housing Type | Mason | Hamilton |
|---|---|---|
| 2BR Apartment (Monthly Rent) | $1,450 | $1,100 |
| 3BR Home (Median Price) | $425,000 | $325,000 |
🏆 Winner: Hamilton. Housing costs are significantly lower in Hamilton compared to Mason, with savings of around $350/month on rent and $100,000 on home purchase prices.
Utilities and Energy Costs
Utility costs can add up quickly. In mid-size Ohio cities, expect to pay around $200-300 per month for electricity, gas, water, and trash services for a 2BR apartment. Costs may be slightly higher in winter months.
🏆 Winner: Tie. Utility costs are comparable between Mason and Hamilton.
Groceries and Daily Expenses
Groceries and everyday items cost about the same in Mason and Hamilton. Budget around $400-500 per month for a couple. Restaurant prices are also similar, with a nice meal out costing $50-75 for two people in either city.
🏆 Winner: Tie. Grocery and daily living costs are nearly identical.
Taxes and Fees
Property taxes are higher in Mason, averaging 1.35% vs 1.20% in Hamilton. City service fees and HOA dues are also pricier in Mason.
🏆 Winner: Hamilton. Lower property tax rates and city fees make Hamilton more affordable.
Cost Summary
| Category | Mason | Hamilton |
|---|---|---|
| Housing (2BR rent) | $1,450 | $1,100 |
| Utilities | $250 | $250 |
| Groceries | $450 | $450 |
| Transportation | $300 | $275 |
| Taxes & Fees | $600 | $450 |
| Misc Costs | $400 | $400 |
| Estimated Monthly Total (pre-tax) | $3,450 | $2,925 |
Lifestyle Fit
Mason offers more space, quieter neighborhoods, and top-rated schools, but has longer commutes. Hamilton has better walkability and public transit. Climate is similar between the two.
Frequently Asked Questions
- Is Mason more affordable than Hamilton?
- No, Hamilton has a lower overall cost of living, especially for housing.
- Which city has lower rent?
- Rents are cheaper in Hamilton, saving around $350/month vs Mason.
- Where is it cheaper to buy a home?
- Median home prices are about $100,000 less in Hamilton compared to Mason.
The Bottom Line
Overall, the cost of living is lower in Hamilton. A household moving from Mason to Hamilton could save over $500 per month on housing and taxes alone. However, Mason may still be worth the premium for families prioritizing top schools and quiet suburbs.
Relocating within Ohio? Be sure to compare moving company costs to get the best deal. And check out our other cost of living breakdowns for major cities in the Buckeye State.