Living in Lemon Grove or Chula Vista? Cost Breakdown

Lemon Grove, CA vs. Chula Vista, CA: Cost of Living Comparison (2025)

Which city gives you more for your money – Lemon Grove or Chula Vista? This article provides a cost of living comparison between these two San Diego suburbs. It’s perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of living in Lemon Grove vs Chula Vista in 2025.

A tranquil park lawn in Lemon Grove, California with empty benches and oak trees in golden afternoon light
Lemon Grove offers quiet parks and a slower pace of life compared to Chula Vista, at a lower cost of living.

1. Housing Costs

Housing is often the biggest factor in cost of living. Here’s how typical rent and mortgage prices compare in Lemon Grove and Chula Vista:

Housing TypeLemon GroveChula Vista
2BR Apartment (Monthly Rent)$2,100$2,400
3BR Home (Median Price)$650,000$720,000

πŸ† Winner: Lemon Grove. Housing costs an estimated 10-15% less in Lemon Grove compared to Chula Vista.

2. Utilities and Energy Costs

Utility bills are fairly similar between the two cities. Expect to pay around $200-250 per month for electricity, gas, water, and trash service for a 2BR apartment. Costs may be slightly higher in summer due to air conditioning usage.

πŸ† Winner: Tie. No major difference in utility costs.

3. Groceries and Daily Expenses

Grocery prices and everyday items like gas tend to be comparable between Lemon Grove and Chula Vista. Budget around $400-500 per month for groceries for a couple. Eating out at mid-range restaurants averages $15-20 per person.

πŸ† Winner: Tie. Similar grocery and daily living costs.

Mom and pop businesses on a Chula Vista neighborhood street in the evening, with a few people on the sidewalk
Chula Vista provides walkable access to local businesses and amenities, but with a slightly higher cost of living than Lemon Grove.

4. Taxes and Fees

Both cities have a sales tax rate of 7.75%. Property tax rates are also very close – around 1.1% of assessed value annually. Chula Vista has slightly higher water and sewer fees.

πŸ† Winner: Lemon Grove, but only by a small margin. Taxes and city fees are nearly identical.

5. Cost of Living Summary

CategoryLemon GroveChula Vista
Housing (2BR Rent)$2,100$2,400
Utilities$225$225
Groceries$450$450
Transportation$100$80
Misc$400$400
Estimated Monthly Total$3,275$3,555

Note: The above are gross pre-tax monthly income estimates. See our Sample Monthly Budgets for Lemon Grove in 2025 for more details.

6. Lifestyle Fit

Lemon Grove offers a quieter, small-town feel with more space for the money. Chula Vista provides more urban amenities and slightly better walkability. Commute times are similar to central San Diego.

Lemon Grove is 3-5Β°F warmer on average than Chula Vista due to being further inland.

7. Frequently Asked Questions

Q: Is Lemon Grove more affordable than Chula Vista?
A: Yes, Lemon Grove has a lower overall cost of living, primarily due to cheaper housing. See our full Cost of Living in Lemon Grove overview.

Q: Which city has lower rent?

A: Lemon Grove has lower rent prices. A 2BR apartment averages $2,100/month compared to $2,400/month in Chula Vista.

Q: Where is it cheaper to buy a home?
A: Lemon Grove. The median price for a 3BR home is around $650,000 in Lemon Grove vs $720,000 in Chula Vista as of 2025.

8. Conclusion

In summary, Lemon Grove offers a lower cost of living than Chula Vista, especially for housing. Lemon Grove may be a better fit for those prioritizing affordability and more space. Chula Vista works well for people who prefer a larger city feel and don’t mind paying a bit more.

Ultimately, both cities provide a relatively affordable suburban lifestyle in the San Diego metro area. Consider your budget, housing needs, and personal preferences to decide which one is right for you.