Understanding Utilities in Westminster
Here’s what typical utility costs look like in Westminster. For most households, monthly utility bills include charges for electricity, water, trash, natural gas, and recycling. The specific utilities cost in Westminster varies based on home size, energy usage, and seasonal demands, but the average household spends $200–$350 per month on utilities in this Denver suburb.
Westminster residents rely on Xcel Energy for electricity and natural gas service. The city provides water, wastewater, and recycling collection. Trash is handled by private haulers like Waste Management or Republic Services, which bill separately based on bin size and pickup frequency.
Table: Monthly Utility Estimates
Wondering how much your monthly bills might run? Here’s a quick breakdown for a typical home in Westminster:
Utility | Estimated Monthly Cost |
---|---|
Electricity | $80 – $180 |
Water | $30 – $80 |
Natural Gas | $30 – $120 |
Trash & Recycling | $20 – $40 |
Total | $160 – $420 |
Estimates reflect a mid-size household in a single-family home.
Utility rates in Westminster are generally on par with other Denver metro communities. However, your actual costs can vary significantly based on the size and age of your home, the number of occupants, your thermostat settings, and your usage habits.

Seasonal Utility Changes in Westminster
In Westminster, utility costs fluctuate throughout the year due to changing weather and energy demands. Electric bills tend to spike in the summer as air conditioners work overtime to beat the heat. In fact, electric bills in Westminster often double in July compared to April.
Winters bring their own challenges, with chilly temperatures driving up natural gas consumption for heating. Water costs can also rise slightly if you have a sprinkler system to keep your lawn green during dry spells.
To avoid surprises, it’s wise to budget for higher utility expenses during the peak of summer and winter. Many providers, including Xcel Energy, offer budget billing plans that spread costs evenly across the year.
How to Save on Utilities in Westminster
While utility costs are a fact of life, there are plenty of ways to keep expenses under control in Westminster:
- Enroll in off-peak billing programs to access lower electricity rates during non-peak hours
- Take advantage of solar panel incentives to generate your own clean energy and reduce grid reliance
- Install a smart thermostat to optimize heating and cooling schedules
- Plant shade trees near your home to provide natural cooling in summer
- Upgrade to energy-efficient appliances when it’s time to replace older models
🏆 Tip: Check if your utility provider offers rebates for energy-efficient AC units.
Simple habits like turning off lights, fixing leaky faucets, and waiting to run the dishwasher until you have a full load can also add up to substantial savings over time.
FAQs About Utility Costs in Westminster
What is the average electric bill in Westminster during summer?
For a typical home, expect to pay $120-$220 per month for electricity in June, July and August. Costs vary based on home size and AC usage.
Do HOAs cover any utilities?
In most cases, no. HOA fees usually cover shared amenities and maintenance, but individual homes are billed separately for utilities. Always double check your HOA agreement.
Is water more expensive in Westminster than nearby cities?
No, Westminster’s water rates are comparable to other Denver suburbs. The city charges a fixed monthly fee plus a variable rate based on consumption.
Smarter Utility Planning in Westminster
While utility bills are an unavoidable part of the cost of living in Westminster, a little planning can go a long way. Expect to budget $200-$350 per month to cover electricity, natural gas, water, trash, and recycling for a typical home, with higher costs during summer and winter.
Savvy residents take advantage of off-peak hours, energy-efficient upgrades, and conservation habits to keep utility costs as low as possible. By understanding your usage patterns and seeking out savings opportunities, you can keep your household budget in check while still enjoying all the comforts of home in this vibrant Colorado community.