Redmond, WA vs. Bellevue, WA: Cost of Living Comparison (2025)
Many assume Redmond is more affordable than neighboring Bellevue, but is that really true in 2025? This article provides a detailed cost of living comparison between Redmond and Bellevue. It’s perfect for families relocating to the Seattle area, professionals choosing between job offers on the Eastside, or anyone comparing the real-life monthly expenses of living in these two popular suburbs.
1. Housing Costs
Housing is the biggest factor in the cost of living in Redmond, WA and Bellevue. Here’s how typical rental and purchase prices compare:
| Housing Type | Redmond | Bellevue |
|---|---|---|
| 2BR Apartment Rent | $2,400 | $2,700 |
| 3BR House Mortgage | $3,200 | $3,800 |
🏆 Winner: Redmond. You’ll save around $300-600 per month on housing costs compared to Bellevue.
2. Utilities and Energy Costs
Utility bills are fairly similar between the two cities, averaging $180-220 per month for a 2BR apartment. Costs are higher in winter due to heating. Both cities offer some off-peak savings plans for electricity.
🏆 Winner: Tie. Utility costs are nearly identical in Redmond and Bellevue.
3. Groceries and Daily Expenses
Grocery prices are comparable in both cities, with Redmond coming in about 5% cheaper on average. Restaurant prices are also slightly lower in Redmond. Budget around $400-500 per month for food for a single person, or $800-1,000 for a family.
🏆 Winner: Redmond, but only by a small margin. You might save $50/month on food.
4. Taxes and Fees
Redmond’s property tax rate is 0.93% vs Bellevue’s 0.89%. For a $1M home, that’s a difference of about $400 per year. City utility fees are similar. HOA fees tend to be higher in Bellevue — around $400/month vs $300/month in Redmond — since more communities include extras like landscaping and recreation facilities.
🏆 Winner: Redmond. Lower property taxes and HOA fees add up to real savings.
Cost of Living in Redmond vs Bellevue
| Expense Category | Redmond | Bellevue |
|---|---|---|
| Housing (3BR mortgage) | $3,200 | $3,800 |
| Utilities | $220 | $220 |
| Groceries & Dining | $900 | $950 |
| Transportation | $200 | $180 |
| Taxes & Fees | $500 | $600 |
| Misc Expenses | $500 | $500 |
| Estimated Monthly Total | $5,520 | $6,250 |
6. Lifestyle Fit
Redmond offers more affordable housing and slightly lower daily living costs. But Bellevue has advantages like better walkability and transit options. Bellevue’s downtown is larger and more lively than Redmond’s. However, Redmond may appeal more to families wanting a quieter suburban lifestyle and more space for the money.
7. FAQ
Is Redmond more affordable than Bellevue?
Yes, Redmond has a lower overall cost of living than Bellevue, mainly due to cheaper housing. See how much it costs to live in Redmond each month.
Which city has lower rent?
Redmond’s rental prices are about 10-15% lower than Bellevue’s on average.
Where is it cheaper to buy a home?
Home prices and mortgages are significantly lower in Redmond. Buying in Redmond vs Bellevue could save you $50,000+ on a typical 3BR house.
8. Conclusion
While both are attractive Seattle suburbs, Redmond offers a meaningfully lower cost of living than Bellevue in 2025, especially for housing. A household moving from Bellevue to Redmond could easily save $500 or more per month in total living expenses. Budget-conscious families and professionals will get more for their money in Redmond.
However, those prioritizing walkability and urban amenities may find the premium to live in Bellevue worthwhile. As with any move, consider touring both cities in person to get a feel for which best fits your lifestyle and finances. Explore cost of living breakdowns for other Seattle-area cities like Kirkland and Issaquah to compare all your options.