Oklahoma City, OK vs. Midwest City, OK: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Oklahoma City vs Midwest City. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Oklahoma City vs Midwest City in 2025.
1. Housing Costs
Here is a comparison of typical housing costs in Oklahoma City and Midwest City:
| Housing Type | Oklahoma City | Midwest City |
|---|---|---|
| 2BR Apartment (Monthly Rent) | $950 | $800 |
| 3BR Home (Median Price) | $250,000 | $200,000 |
🏆 Winner: Midwest City
2. Utilities and Energy Costs
In Oklahoma City, expect monthly utility bills around $180 for a 2BR apartment. Midwest City runs about $150/month, thanks to its compact size. Both cities experience hot summers and mild winters, so seasonal fluctuations are minimal.
🏆 Winner: Midwest City
3. Groceries and Daily Expenses
Grocery costs are similar in Oklahoma City and Midwest City, with a gallon of milk averaging $3.50 and a loaf of bread around $2.75. Eating out is about 10% cheaper in Midwest City, with a basic meal priced at $12 vs $14 in OKC.
🏆 Winner: Midwest City
4. Taxes and Fees
Oklahoma City’s property tax rate is 1.2% vs Midwest City’s 1.1%. In Oklahoma City, HOA fees often include landscaping and trash, ranging from $200-400/month. Midwest City HOAs are more affordable at $100-250/month.
🏆 Winner: Midwest City
5. Cost Summary Table
| Category | Oklahoma City | Midwest City |
|---|---|---|
| Housing (3BR Home) | $1,400 | $1,100 |
| Utilities | $180 | $150 |
| Groceries | $400 | $380 |
| Transportation | $130 | $100 |
| Taxes (Property) | $250 | $185 |
| Misc | $250 | $200 |
| Estimated Monthly Total | $2,610 | $2,115 |
Note: All income figures are expressed as gross monthly income (pre-tax).
6. Lifestyle Fit
Oklahoma City offers more space and a slower pace, while Midwest City is more walkable with shorter commutes. OKC averages 5°F warmer than Midwest City in the summer. Noise levels are comparable in residential areas.
7. FAQ
- Is Oklahoma City more affordable than Midwest City? No, Midwest City has a lower overall cost of living.
- Which city has lower rent? Midwest City is about 15% cheaper for a 2BR apartment.
- Where is it cheaper to buy a home? Midwest City’s median 3BR price is $50K less than Oklahoma City.
8. Conclusion
Midwest City emerges as the more affordable place to live, with lower costs for housing, utilities, and daily expenses. However, Oklahoma City provides more breathing room and a slightly warmer climate. Young professionals may prefer Midwest City’s walkability, while growing families will find better value in OKC’s larger homes.
For more insights, read our Monthly Budget Examples for Oklahoma City Residents and Cost of Living in Oklahoma City (2025 Guide).