New Albany, OH vs. Dublin, OH: Cost of Living Comparison (2025)
Many assume Dublin is more affordable than New Albany, but a closer look reveals surprising differences. This article provides a detailed cost of living comparison between New Albany and Dublin, perfect for families relocating to the Columbus area, professionals choosing between job offers, or anyone comparing the real cost of living in these desirable suburbs in 2025. All income figures are expressed in gross monthly income (pre-tax).
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Housing Costs: New Albany vs Dublin
Housing is often the biggest factor in cost of living. Here’s how typical rent and mortgage costs compare:
| Housing Type | New Albany | Dublin |
|---|---|---|
| 2BR Apartment (Monthly Rent) | $1,400 | $1,600 |
| 3BR House (Median Price) | $450,000 | $500,000 |
🏆 Winner: New Albany. Renting a 2-bedroom or buying a 3-bedroom home is about 12% cheaper in New Albany compared to Dublin.
For a full breakdown of how much it costs to live in New Albany each month, check out our detailed guide.
Utilities and Energy Costs
In both New Albany and Dublin, expect utility bills to average $200-250/month for a typical household. Costs may rise 10-20% in winter months due to heating. Both cities offer off-peak savings plans through AEP Ohio.
🏆 Winner: Tie. Utility and energy costs are comparable between New Albany and Dublin.
Groceries and Daily Expenses
Groceries, dining out, and everyday purchases cost about the same in New Albany and Dublin. Both have easy access to major chains like Kroger and Target. Restaurant prices are similar, though New Albany’s trendy Market & Main district may be pricier than Dublin’s historic downtown.
🏆 Winner: Tie. Expect comparable costs for groceries and daily spending.
Taxes and Fees
New Albany has slightly lower property taxes than Dublin (1.75% vs 2.0% of assessed value). HOA fees are common in both cities, typically $100-300/month, often including landscaping and amenities. New Albany’s income tax rate (2%) is higher than Dublin’s (1.75%).
🏆 Winner: Dublin. Lower property taxes and income taxes give Dublin the edge, despite similar HOA costs.
Cost of Living Summary
| Category | New Albany | Dublin |
|---|---|---|
| Housing (3BR) | $2,500 | $2,800 |
| Utilities | $225 | $225 |
| Groceries | $500 | $500 |
| Transportation | $150 | $150 |
| Taxes (2%) | varies | varies |
| Misc | $400 | $400 |
| Estimated Monthly Total | $3,775 in New Albany | $4,075 in Dublin |
Lifestyle Fit: New Albany vs Dublin
Both New Albany and Dublin offer excellent schools, safety, and suburban amenities. New Albany has more new construction and a quaint Market Square, while Dublin provides easier access to downtown Columbus. Dublin is also more walkable overall.
For a full overview of New Albany’s cost of living and monthly budget, our 2025 guide has you covered.
FAQs
Is New Albany more affordable than Dublin?
Yes, New Albany is slightly more affordable, mainly due to lower housing costs. A typical family might save $300/month living in New Albany vs Dublin.
Which city has lower rent?
New Albany has lower rent on average. A 2-bedroom apartment runs about $1,400/month vs $1,600/month in Dublin.
Where is it cheaper to buy a home?
Buying a home is more affordable in New Albany. The median price for a 3-bedroom house is around $450,000 in New Albany compared to $500,000 in Dublin.
Conclusion
While Dublin and New Albany are comparable Columbus suburbs, New Albany comes out ahead on affordability, especially for housing. Dublin remains appealing for its walkability and proximity to downtown. Ultimately, both cities offer a high quality of life.
Considering other Central Ohio cities? Check out our cost of living comparisons for Columbus, Westerville, and Powell to find your perfect budget fit.
And if you’re planning a move, read our guide on whether moving pods or trucks are best for you.