The Housing Market in Marietta Today
Marietta, Georgia, a vibrant suburb of Atlanta, has seen its housing market evolve in recent years. As the city continues to attract new residents with its strong job market, excellent schools, and high quality of life, the demand for housing has steadily increased. This has led to a tightening of inventory, with fewer homes and apartments available for rent or purchase. Despite this, Marietta remains an attractive option for those seeking a balance between urban amenities and suburban comfort.
New housing developments are rising in downtown Marietta, offering modern apartments and condominiums for those who prefer a more urban lifestyle. Meanwhile, the city’s established neighborhoods continue to draw families and professionals looking for spacious homes with yards and a strong sense of community. As the market adapts to these changing preferences, it’s essential for both renters and buyers to understand the costs associated with housing in Marietta.
Renting in Marietta: What’s Typical?
For those considering renting in Marietta, it’s important to have a clear picture of the average costs. As of 2025, the average rent for a one-bedroom apartment in the city is approximately $1,400 per month, while a two-bedroom apartment typically costs around $1,800. These prices can vary depending on the location, age, and amenities of the property.
Rent trends in Marietta have shown a steady increase over the past few years, driven by the growing demand for housing in the area. However, the city still offers a range of options for renters, from affordable apartments in older buildings to luxury units in newer developments. Popular renter areas include downtown Marietta, where young professionals appreciate the walkability and access to dining and entertainment, as well as the East Cobb area, which attracts families with its highly-rated schools and spacious apartments.
Owning a Home in Marietta
For those considering buying a home in Marietta, the median home price as of 2025 is around $350,000. With a 10% down payment and a 30-year fixed mortgage at a 4% interest rate, the estimated monthly mortgage payment for a typical buyer would be approximately $1,500. However, this figure does not include additional costs associated with homeownership.
Property taxes in Marietta average around 1% of the home’s assessed value, which would add roughly $290 to the monthly cost for a median-priced home. Homeowners insurance is another necessary expense, typically costing between $100 and $200 per month. Additionally, many neighborhoods in Marietta have homeowners associations (HOAs), which charge monthly or annual dues for maintaining common areas and amenities. These dues can range from $100 to $500 per month, depending on the community and its offerings.
Renters vs. Homeowners: Who Lives Where?
Marietta has a homeownership rate of approximately 60%, meaning that the majority of residents own their homes. However, the city also has a significant renter population, particularly in the younger demographics. Many young professionals and couples choose to rent apartments in the downtown area or in newer complexes near major employers, as this allows them the flexibility to pursue career opportunities without being tied to a long-term mortgage.
Families, on the other hand, often prefer to own homes in Marietta’s established neighborhoods, where they can benefit from larger living spaces, private yards, and access to top-rated schools. Retirees in Marietta are split between owning and renting, with some choosing to downsize to smaller homes or apartments for a more manageable lifestyle, while others prefer to remain in their family homes.
It’s worth noting that there are financial and cultural barriers to homeownership in Marietta, as in many cities across the United States. The upfront costs of a down payment and closing costs can be challenging for first-time buyers, particularly those with limited savings or student loan debt. Additionally, some may face discrimination in the housing market based on race, ethnicity, or other factors, which can make it more difficult to secure a home loan or find a welcoming neighborhood.
Typical Monthly Housing Costs in Marietta
Here’s what housing costs might look like each month in Marietta:
| Expense | Renting (1BR) | Owning (Median Home) |
|---|---|---|
| Rent/Mortgage | $1,400 | $1,500 |
| Property Tax | – | $290 |
| Utilities | $150 | $250 |
| Insurance | $15 (Renters) | $150 (Homeowners) |
| HOA Dues | – | $200 |
| Total | $1,565 | $2,390 |
Estimates reflect mid-range properties and average usage.
What’s Driving Costs Up or Down?
Several factors contribute to the housing costs in Marietta, with supply and demand being the most significant. As more people move to the area for job opportunities or a higher quality of life, the demand for housing increases, putting upward pressure on prices. The local job market, particularly in the technology and healthcare sectors, has been a major draw for new residents.
Migration from other parts of the country, especially from higher-cost cities like New York and San Francisco, has also played a role in driving up housing costs. As remote work becomes more common, some professionals are choosing to relocate to Marietta for its lower cost of living and attractive amenities. This influx of new residents with higher incomes can contribute to rising prices.
Zoning regulations and the availability of land for new development also impact housing costs in Marietta. The city has seen an increase in high-density housing projects, such as apartment complexes and mixed-use developments, which can help to alleviate some of the pressure on the housing market. However, the construction of new single-family homes has not kept pace with demand, leading to higher prices for those properties.
FAQs About Housing in Marietta
- Is Marietta affordable to live in? Compared to other major cities in the United States, Marietta offers a relatively affordable cost of living. However, housing costs have been on the rise in recent years, making it more challenging for some residents to find affordable options.
- Why are housing prices changing? Housing prices in Marietta are influenced by a combination of factors, including population growth, job market trends, migration patterns, and the availability of new housing developments.
- How does Marietta compare to nearby cities? Marietta’s housing costs are generally lower than those in the heart of Atlanta but higher than some of the more rural suburbs. The city offers a balance between affordability and access to urban amenities, making it an attractive option for many residents.
Making Smart Housing Decisions in Marietta
When considering housing options in Marietta, it’s essential to weigh the costs and benefits of renting versus owning. For those who value flexibility and lower upfront costs, renting may be the most suitable choice. On the other hand, those who plan to stay in the area for the long term and have the financial means may find that owning a home offers greater stability and the potential for building equity.
Regardless of whether you choose to rent or buy, it’s crucial to budget carefully and consider all of the associated costs. In addition to rent or mortgage payments, be sure to factor in expenses like utilities, insurance, and maintenance. By understanding the true cost of living in Marietta, you can make informed decisions that align with your financial goals and lifestyle preferences.
For more information on budgeting for housing costs in Marietta, check out our guide on Monthly Budget Examples for Marietta Residents. And for a comprehensive look at the cost of living in the city, be sure to read our Cost of Living in Marietta (2025 Guide).