Hermitage, TN vs. Brentwood, TN: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Hermitage vs Brentwood. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Hermitage vs Brentwood in 2025.
1. Housing Costs
Housing is typically the biggest factor in cost of living. Here’s how Hermitage and Brentwood compare for common housing options:
| Housing Type | Hermitage | Brentwood |
|---|---|---|
| 2BR Apartment (Monthly Rent) | $1,400 | $1,900 |
| 3BR House (Median Price) | $450,000 | $950,000 |
🏆 Winner: Hermitage. Housing costs are significantly lower in Hermitage compared to Brentwood, with savings of $500/month on rent for a 2BR apartment and over $500K on the median price of a 3BR home.
2. Utilities and Energy Costs
Utility costs are fairly similar between the two cities. Typical monthly utility bills for a 2BR apartment:
- Hermitage: $180-$220/month
- Brentwood: $200-$240/month
Both cities experience hot summers and mild winters. Electricity usage peaks in July and August. Check with local providers about off-peak discounts and efficiency programs.
🏆 Winner: Hermitage, but only slightly. Expect to pay $20-$40 less per month on utilities compared to Brentwood.
3. Groceries and Daily Expenses
Grocery costs are comparable between Hermitage and Brentwood. Both have easy access to major chains like Publix, Kroger, and Whole Foods. Eating out is 10-15% cheaper in Hermitage.
For common household goods and services, Hermitage tends to be 5-10% less expensive across the board.
🏆 Winner: Hermitage. Expect modest savings on groceries and daily expenses compared to Brentwood.
4. Taxes and Fees
Both cities have the same sales tax rate of 9.25% (state + local). However, property taxes differ:
- Hermitage: 2.755% property tax rate
- Brentwood: 2.96% property tax rate
For a $500K home, that’s a difference of $1025/year. HOA fees are also higher in Brentwood, often $100+/month to cover community amenities and landscaping.
🏆 Winner: Hermitage. Lower property taxes and HOA fees give Hermitage the edge.
5. Cost Summary Table
| Category | Hermitage | Brentwood |
|---|---|---|
| Housing (2BR Rent) | $1,400 | $1,900 |
| Utilities | $200 | $220 |
| Groceries | $400 | $440 |
| Transportation | $60 | $80 |
| Taxes (Property) | 2.755% | 2.96% |
| Misc Expenses | $250 | $300 |
| Estimated Monthly Total | $2,310 | $2,940 |
6. Lifestyle Fit
Hermitage offers a quieter, more suburban feel with larger lots and more space between neighbors. It’s a great fit for families wanting room to spread out.
Brentwood is closer to the action of Nashville, with trendy restaurants and shopping centers. Expect a 10-minute shorter commute to downtown from Brentwood. It’s ideal for professionals who value a walkable community.
Both cities are very safe and family-friendly. Hermitage has more affordable public schools while Brentwood is known for top-rated private schools.
7. FAQ
Q: Is Hermitage more affordable than Brentwood?
A: Yes, Hermitage is about 20% cheaper than Brentwood overall. Housing is the biggest difference, with Hermitage rents and home prices significantly lower.
Q: Which city has lower rent?
A: Hermitage has lower rent, with a typical 2BR apartment costing $1,400/month compared to $1,900/month in Brentwood.
Q: Where is it cheaper to buy a home?
A: Hermitage. The median price for a 3BR house is $450,000 in Hermitage vs $950,000 in Brentwood.
8. Conclusion
Hermitage is the clear winner for affordability, with lower costs across the board, especially housing. A household moving from Brentwood to Hermitage might save $500/month on rent and $500K when buying a home.
However, Brentwood offers a more upscale lifestyle closer to Nashville. It’s a great choice for high-income professionals. Families on a budget will get more bang for their buck in Hermitage.
Whichever you choose, both cities provide a high quality of life in the greater Nashville area. For more cost of living breakdowns, check out: