Hermitage, TN vs. Antioch, TN: Cost of Living Comparison (2025)
Relocating families could save over $300 per month on housing alone by choosing Hermitage over Antioch. This article provides a detailed cost of living comparison between Hermitage and Antioch. It’s perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of living in these two Tennessee cities in 2025.
1. Housing Costs
Housing is typically the biggest factor in cost of living differences. Here’s how Hermitage and Antioch compare for common housing options:
| Housing Type | Hermitage | Antioch |
|---|---|---|
| Median 2BR Apartment Rent | $1,250 | $1,450 |
| Median 3BR Home Price | $325,000 | $365,000 |
🏆 Winner: Hermitage. Expect to pay around $200 less per month for a comparable rental in Hermitage vs Antioch. Buying a home is also more affordable, with median prices about 11% lower.
2. Utilities and Energy Costs
Utility costs are fairly similar between the two cities. Typical monthly bills for a 2BR apartment:
- Electricity: $120-150
- Water/Sewer/Trash: $60-80
- Internet: $50-70
Both cities experience hot summers and mild winters. While summer A/C usage can get pricey, winter heating is minimal. Many apartments include water/sewer/trash in rent.
🏆 Winner: Tie. No significant difference in utility costs between Hermitage and Antioch.
3. Groceries and Daily Expenses
Grocery costs are comparable in both cities, with Hermitage coming in slightly lower. Expect to spend around $350-450 per month for a typical family of 2-3.
Eating out is also marginally cheaper in Hermitage. A meal for two at a mid-range restaurant averages $45 in Hermitage vs $50 in Antioch.
🏆 Winner: Hermitage, but only by a small margin. Most daily expenses are very similar.
4. Taxes and Fees
Both cities have the same sales tax rate of 9.25% (state + local combined). Property taxes are also similar:
- Hermitage effective property tax rate: 0.87%
- Antioch effective property tax rate: 0.92%
In Hermitage, HOA fees often include landscaping and trash, ranging from $150-300/month. Antioch HOAs are slightly higher at $200-350/month.
🏆 Winner: Hermitage. The lower property tax rate and HOA fees give it a slight edge.
Cost Summary Table
| Category | Hermitage | Antioch |
|---|---|---|
| Housing (2BR Rent) | $1,250 | $1,450 |
| Utilities | $230 | $230 |
| Groceries | $400 | $425 |
| Transportation | $300 | $300 |
| Taxes (Property) | 0.87% | 0.92% |
| Misc Expenses | $500 | $550 |
| Estimated Monthly Total | $2,680 in Hermitage | $2,955 in Antioch |
Lifestyle Fit
While Hermitage wins on overall affordability, Antioch has some lifestyle advantages:
- Antioch has more public transportation options, making it easier to get around without a car.
- Antioch is slightly more walkable, with a Walk Score of 32 vs Hermitage’s 24.
- Hermitage offers more space for the money, appealing to families who value extra room.
Both cities have similar climates, with hot summers and mild winters. July highs average 89°F.
FAQ
Is Hermitage more affordable than Antioch?
Yes, Hermitage has a lower overall cost of living, primarily due to cheaper housing. See our full Cost of Living in Hermitage guide for more details.
Which city has lower rent?
Hermitage has lower rental prices. A typical 2BR apartment rents for $1,250 in Hermitage vs $1,450 in Antioch.
Where is it cheaper to buy a home?
Hermitage has lower home prices. The median price for a 3BR is $325,000 in Hermitage vs $365,000 in Antioch.
Conclusion
For most households, Hermitage offers a lower cost of living than Antioch. Cheaper housing is the biggest factor, but Hermitage also comes out ahead on groceries, taxes, and HOA fees. Antioch has a slight edge in walkability and public transit.
Hermitage is ideal for families looking to stretch their budget with more affordable housing and extra space. Antioch appeals to those who value denser amenities and transit options. Check out our Monthly Budget Examples for Hermitage Residents to see how your finances might look in Hermitage.