Commerce City, CO vs. Lakewood, CO: Cost of Living Comparison (2025)
Considering a move to Commerce City or Lakewood, Colorado? Here’s a rapid-fire cost comparison to help you choose:
- 🏠 Median home price: Commerce City $450K, Lakewood $575K
- ⚡ Avg. utility bill: Commerce City $180/mo, Lakewood $210/mo
- 🍎 Groceries for family of 4: Commerce City $900/mo, Lakewood $1,100/mo
- 💰 Estimated total monthly cost: Commerce City $3,200, Lakewood $4,100
This article provides a detailed cost of living comparison between Commerce City and Lakewood. It’s perfect for families relocating, professionals choosing between job offers, or anyone comparing the real cost of living in Commerce City vs Lakewood in 2025.
1. Housing Costs
Housing is typically the biggest expense for most households. Here’s how Commerce City and Lakewood compare:
| Housing Type | Commerce City | Lakewood |
|---|---|---|
| Median Home Price | $450,000 | $575,000 |
| Avg. Rent (2BR Apartment) | $1,600 | $2,100 |
| Avg. Rent (3BR Home) | $2,200 | $2,800 |
🏆 Winner: Commerce City
Housing costs are significantly lower in Commerce City. A household moving from Lakewood to Commerce City might save $400/month on housing alone.
2. Utilities and Energy Costs
Utility costs are fairly similar between the two cities, but Commerce City has a slight edge:
- Commerce City: Expect monthly utility bills around $180 for a typical home. Winter heating costs are higher than summer A/C.
- Lakewood: Budget about $210/month for utilities. Costs are more consistent year-round.
Both cities offer rebate programs for energy-efficient upgrades. In Commerce City, Xcel Energy provides incentives for smart thermostats, insulation, and appliances.
🏆 Winner: Commerce City
3. Groceries and Daily Expenses
For a family of four, expect to spend around $900/month on groceries in Commerce City compared to $1,100/month in Lakewood. Restaurant prices are about 15% higher in Lakewood as well.
🏆 Winner: Commerce City
4. Taxes and Fees
Both cities have a sales tax rate of 8.5%. However, property taxes and service fees differ:
- Commerce City: 0.8% property tax rate, $30 vehicle registration fee, HOA fees often include landscaping and trash
- Lakewood: 1.1% property tax rate, $50 vehicle registration fee, separate HOA and service fees
🏆 Winner: Commerce City
5. Cost Summary
| Category | Commerce City | Lakewood |
|---|---|---|
| Housing | $1,600 | $2,100 |
| Utilities | $180 | $210 |
| Groceries | $900 | $1,100 |
| Transportation | $120 | $140 |
| Taxes & Fees | $300 | $450 |
| Misc | $100 | $100 |
| Estimated Monthly Total | $3,200 | $4,100 |
Note: All income and cost figures are expressed as gross monthly amounts (pre-tax).
6. Lifestyle Fit
While Commerce City is more affordable, Lakewood offers a few lifestyle advantages:
- Lakewood has more walkable neighborhoods and public transit options
- Commerce City is quieter with larger lots but longer commutes to Denver
- Lakewood averages 5°F cooler than Commerce City in the summer
7. FAQ
Is Commerce City more affordable than Lakewood?
Yes, the cost of living is about 20% lower in Commerce City compared to Lakewood.
Which city has lower rent?
Commerce City has lower rental prices. A 2BR apartment averages $1,600/month vs. $2,100/month in Lakewood.
Where is it cheaper to buy a home?
Commerce City has lower home prices. The median home costs $450K in Commerce City compared to $575K in Lakewood.
8. Conclusion
For most households, Commerce City offers a significantly lower cost of living. Families and budget-conscious professionals may find their money goes further in Commerce City.
However, Lakewood can be a great fit if you value walkability, cooler summers, and don’t mind paying a bit more. Ultimately, both cities offer a high quality of life in the Denver metro area.
Planning a move to Commerce City? Check out these monthly budget examples and full cost of living guide for 2025.