Broomfield, CO vs. Westminster, CO: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Broomfield vs Westminster. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Broomfield vs Westminster in 2025.
1. Housing Costs
Housing is often the biggest factor in cost of living. Here’s how Broomfield and Westminster compare for typical options:
| Housing Type | Broomfield | Westminster |
|---|---|---|
| 2BR Apartment Rent | $1,950 | $1,850 |
| 3BR Home Mortgage | $2,600 | $2,450 |
🏆 Winner: Westminster has slightly lower housing costs across the board.
2. Utilities and Energy Costs
Utility bills are a big part of monthly expenses. In Broomfield and Westminster, expect to pay:
- Electricity: $110-140/month
- Gas: $40-60/month
- Water/Sewer/Trash: $90-120/month
Both cities have similar utility costs, but Westminster residents save about 5% on average thanks to newer, more efficient housing.
🏆 Winner: Westminster edges out Broomfield on utilities.
3. Groceries and Daily Expenses
Food costs are comparable between Broomfield and Westminster. Budget around $400/month per person for groceries and dining out. Broomfield has slightly lower costs at major chains, while Westminster offers more discount grocers.
🏆 Winner: It’s a tie! Food costs are nearly identical in both cities.
4. Taxes and Fees
Colorado charges a flat 4.4% income tax rate. Sales tax is 8.35% in Broomfield vs 8.26% in Westminster.
Property taxes are also similar. Expect to pay around 0.6% of your home’s value annually in either city. In Broomfield, HOA fees often include landscaping and trash, while they tend to be lower in Westminster.
🏆 Winner: Westminster has a slight edge on taxes and fees.
5. Cost of Living in Broomfield vs Westminster
| Category | Broomfield | Westminster |
|---|---|---|
| Housing | $1,950 – $2,600 | $1,850 – $2,450 |
| Utilities | $240 – $320 | $230 – $300 |
| Groceries | $400 | $400 |
| Transportation | $150 | $140 |
| Taxes | 0.6% property tax 8.35% sales tax |
0.6% property tax 8.26% sales tax |
| Misc | $250 | $250 |
| Estimated Monthly Total | $3,490 – $4,120 | $3,270 – $3,840 |
6. Lifestyle Fit
While costs are similar, Broomfield and Westminster offer distinct lifestyles:
- Broomfield has more open space, parks, and newer developments.
- Westminster is more walkable with better access to Denver.
- Broomfield gets about 20% more snow than Westminster each winter.
- Westminster is 5°F warmer than Broomfield on average.
7. Frequently Asked Questions
Is Broomfield more affordable than Westminster?
Westminster is about 5-10% cheaper than Broomfield overall. Housing and utilities tend to be less expensive in Westminster.
Which city has lower rent?
Rent costs 5-10% less in Westminster compared to similar apartments in Broomfield.
Where is it cheaper to buy a home?
Westminster homes cost slightly less than comparable ones in Broomfield. Expect prices to be 5-10% lower for the same size and style of home.
8. Conclusion
While Broomfield and Westminster offer a similar cost of living, each city suits different priorities. Broomfield is ideal for buyers who prefer newer homes and more open space. Westminster appeals to those who value walkability and quick access to Denver.
Budgets under $3,500 will go further in Westminster, while Broomfield suits those willing to pay a bit more for mountain views and newer construction. No matter which city you choose, use our Monthly Budget Examples for Broomfield Residents and Cost of Living in Broomfield (2025 Guide) to plan ahead.