Arvada, CO vs. Westminster, CO: Cost of Living Comparison (2025)
Considering a move to the Denver suburbs of Arvada or Westminster? Here’s a rapid-fire cost of living comparison to help you decide:
- 🏠 Median home price: $550,000 in Arvada vs $525,000 in Westminster
- ⚡ Average utility bill: $180/month in Arvada vs $200/month in Westminster
- 🥑 Typical grocery costs: 5% lower in Westminster than Arvada
- 💸 Sales tax rate: 8.31% in Arvada vs 8.35% in Westminster
This article provides a detailed cost of living comparison between Arvada and Westminster, Colorado. It’s perfect for families relocating to the Denver area, professionals choosing between job offers, or anyone comparing the real cost of living in Arvada vs Westminster in 2025.
1. Housing Costs
Housing is the biggest factor in the cost of living difference between Arvada and Westminster. Here’s how typical costs compare:
| Housing Type | Arvada | Westminster |
|---|---|---|
| Median Home Price | $550,000 | $525,000 |
| 2BR Apartment Rent | $1,800 | $1,750 |
| 3BR Home Rent | $2,600 | $2,500 |
🏆 Winner: Westminster. Housing costs are about 5% lower in Westminster compared to Arvada.
2. Utilities and Energy Costs
Utility and energy costs are fairly similar between the two cities, but Westminster has slightly higher bills on average:
- Arvada: $180/month average
- Westminster: $200/month average
Both cities experience cold winters and mild summers, so expect higher heating bills from November through March. Xcel Energy offers off-peak pricing plans that can help reduce costs.
🏆 Winner: Arvada. Utility bills are about 10% lower in Arvada vs Westminster.
3. Groceries and Daily Expenses
Groceries and everyday items cost about 5% less in Westminster compared to Arvada. A gallon of milk averages $3.50 in Westminster and $3.75 in Arvada. Restaurant prices are nearly identical.
🏆 Winner: Westminster, but only slightly. Monthly budgets for Arvada residents allocate about $50 more for groceries compared to Westminster.
4. Taxes and Fees
Sales tax is 8.31% in Arvada and 8.35% in Westminster. Property taxes are also similar:
- Arvada effective property tax rate: 0.63%
- Westminster effective property tax rate: 0.66%
In Arvada, HOA fees often include landscaping and trash service. Westminster has more public transportation options, which can reduce vehicle costs.
🏆 Winner: Arvada, but it’s very close. Taxes and fees are nearly identical between the two cities.
5. Cost of Living Summary
| Category | Arvada | Westminster |
|---|---|---|
| Housing | $1,800 | $1,750 |
| Utilities | $180 | $200 |
| Groceries | $400 | $375 |
| Transportation | $100 | $75 |
| Taxes | 8.31% | 8.35% |
| Misc | $250 | $250 |
| Est. Monthly Total | $2,730 | $2,650 |
6. Lifestyle Fit
Arvada offers more space and a quieter suburban feel, while Westminster is more walkable with better access to Denver. A few key differences:
- Arvada has 10% more park space per capita than Westminster
- Westminster’s crime rate is 15% lower than Arvada’s
Ultimately, Arvada is ideal for families who value space and don’t mind driving. Westminster suits young professionals and commuters who want city access on a budget.
7. Frequently Asked Questions
Is Arvada more affordable than Westminster?
Overall, Westminster is slightly more affordable than Arvada. The median home price is 5% lower and utility costs are 10% higher, but groceries, transportation, and taxes are all a bit cheaper in Westminster.
Which city has lower rent?
Westminster has lower rent on average. A typical 2BR apartment is $1,750/month in Westminster compared to $1,800/month in Arvada.
Where is it cheaper to buy a home?
Westminster has lower home prices. The median home price is $525,000 in Westminster vs $550,000 in Arvada (5% less).
8. Conclusion
While the cost of living difference between Arvada and Westminster isn’t huge, Westminster does come out slightly ahead on affordability. Housing and groceries are the biggest savings, while utilities are a bit higher.
Families and those seeking a peaceful suburban lifestyle may prefer Arvada and find the extra costs worthwhile. Young professionals and commuters are likely to find Westminster a better fit and value.
Of course, the right choice depends on your specific budget, needs, and preferences. Our Arvada cost of living guide explores more factors to consider.