What You’ll Pay in Property Taxes in Aurora
In Aurora, CO, the average property tax rate in 2025 is around 0.8% of a home’s assessed value. For a $350,000 house, that translates to approximately $2,800 per year or $233 per month in property taxes. While this is slightly higher than the statewide average in Colorado, it’s still lower than many other metro areas across the country. In similar suburban cities, property tax rates often range from 0.6%–1.2% annually.
Property taxes in Aurora help fund essential services like schools, roads, parks, and public safety. The exact rate you pay depends on your home’s location and the current mill levy set by local authorities. Colorado law requires properties to be reassessed every two years, so your tax bill may fluctuate over time as home values change.
How HOA Fees Work in Aurora
Many neighborhoods in Aurora have a Homeowners Association (HOA) that charges monthly fees to cover shared costs and maintain community standards. These fees are separate from your mortgage and property taxes. Most HOAs include services like:
- Trash and recycling collection
- Landscaping and snow removal
- Maintenance of common areas and amenities
- Exterior upkeep and repairs
- Community management and enforcement of rules
Some HOAs also provide perks like clubhouses, fitness centers, pools, walking trails, or security services. Generally, the more amenities an HOA offers, the higher the monthly fees will be. It’s important to understand what your fees cover and if they’re likely to increase over time.
Living in an HOA community can provide valuable services and protect property values, but it also means abiding by certain rules and restrictions. Before buying an HOA home in Aurora, be sure to review the governing documents and budget to see if the fees and lifestyle align with your needs.
Typical Monthly HOA Costs
In Aurora, HOA fees can range from $50 for a basic subdivision up to $400+ for a luxury condo or high-end planned community. The typical household pays around $100-$250 per month, but costs vary widely depending on the neighborhood, home type, and amenities offered.
| Type of Community | Typical Monthly HOA Fee |
|---|---|
| Basic subdivision (minimal amenities) | $50-$150 |
| Average suburban development | $150-$250 |
| Luxury neighborhood or condo | $250-$450+ |
| Example: $350k home with 0.8% property tax + $200 HOA | $433/month total |
🏆 For the most cost-effective setup, look for neighborhoods with lower HOA fees but still a good community feel and amenities you’ll actually use. Keep in mind that a slightly higher fee may be worth it if it includes services you’d pay for anyway, like trash collection or snow removal.
Hidden or Seasonal Fees to Expect
On top of monthly dues, some Aurora HOAs charge extra fees for things like:
- Parking permits or guest passes
- Pet registration or dog park access
- Clubhouse or pool rentals for private events
- Bulk item disposal or electronics recycling
- Lawn irrigation or seasonal plantings
Special assessments may also come up for major repairs or improvement projects. It’s a good idea to keep some room in your budget for these [hidden fees to watch out for when living in Aurora](/aurora-co/local-hidden-fees/).
Are These Costs Worth It?
For many Aurora residents, paying property taxes and HOA fees is a worthwhile investment in their home and community. These costs help maintain shared spaces, provide valuable services, and protect everyone’s property values. Having an HOA can also give you more free time by handling exterior chores and repairs.
Of course, there are tradeoffs to consider. HOA living means less individual control and more rules to follow. You’ll need to get approval for things like house painting, landscaping changes, or renting out your home. But in Aurora, well-managed HOA neighborhoods often see steadier appreciation and sell for about 5-7% more than non-HOA properties.
Ultimately, whether the costs are worth it depends on your budget, lifestyle, and the specific neighborhood. Some people prefer the simplicity of non-HOA living. But for many, the perks and property value protection make the added expense worthwhile.
FAQs About Property Tax and HOA in Aurora
How much is the average HOA fee in Aurora?
Typical HOA fees in Aurora range from $100-$250 per month, but can go up to $450+ in higher-end neighborhoods. Costs depend on the amenities and services provided.
Can my HOA fees increase?
Yes, HOA fees can increase over time to keep up with inflation, rising costs, or new projects. Your HOA board should provide notice and justification for any fee changes.
Do I pay both property tax and HOA fees?
Yes, property taxes and HOA fees are separate expenses. Property taxes go to the city and county, while HOA fees pay for amenities and services in your specific neighborhood.
Final Cost Insights for Aurora Homeowners
Between property taxes and HOA fees, Aurora homeowners can expect to pay around $300-$500 per month on top of their mortgage. That may sound like a lot, but it covers important services that protect your home value and quality of life. [Housing costs in Aurora do vary by home type](/aurora-co/housing-breakdown/), so consider all the options to find the best fit for your needs and budget.
The key is to plan ahead, understand what you’re paying for, and make sure you’re getting good value for your money. Factor in these costs when budgeting for a home purchase or evaluating your monthly expenses. And don’t hesitate to get involved with your HOA board or community events to make the most of your investment.
While the extra costs of homeownership can feel daunting, many Aurora residents find that the benefits — like well-kept common areas, secure property values, and a strong sense of community — are well worth it in the end.