Woodbury, MN vs. Bloomington, MN: Cost of Living Comparison (2025)
Which city gives you more for your money – Woodbury or Bloomington? This article provides a cost of living comparison between Woodbury and Bloomington, Minnesota. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life monthly expenses of living in Woodbury vs Bloomington in 2025.
1. Housing Costs
Housing is often the biggest factor in overall cost of living. Here’s how typical rent and mortgage prices compare in Woodbury and Bloomington:
| Housing Type | Woodbury | Bloomington |
|---|---|---|
| 2BR Apartment (Monthly Rent) | $1,450 | $1,600 |
| 3BR House (Median Price) | $350,000 | $380,000 |
🏆 Winner: Woodbury. Housing costs an estimated 5-10% less in Woodbury compared to Bloomington.
2. Utilities and Energy Costs
Utility bills are another key part of your monthly budget. In Woodbury and Bloomington, expect to pay around:
- Electricity: $100-140/month
- Gas: $40-70/month
- Water/Sewer/Trash: $60-90/month
Both cities have similar seasonal swings, with higher heating costs in winter. Woodbury offers an off-peak electricity program that can help reduce bills.
🏆 Winner: Tie. Utility costs are comparable between the two cities.
3. Groceries and Daily Expenses
For a family of four, groceries in Woodbury average around $850/month, while Bloomington is closer to $900/month. Eating out and everyday goods are priced similarly.
🏆 Winner: Woodbury, but only by a slight margin. Expect to pay 5-10% less on groceries and daily expenses.
4. Taxes and Fees
Woodbury has a slightly lower property tax rate of 1.2% vs Bloomington’s 1.3%. City service fees and typical HOA dues are in the same range. Neither city has any unusual taxes or quirks to factor in.
🏆 Winner: Woodbury edges out Bloomington on lower property taxes, but it’s very close.
5. Cost Summary
| Expense Category | Woodbury | Bloomington |
|---|---|---|
| Housing (Mortgage/Rent) | $1,450 | $1,600 |
| Utilities | $220 | $220 |
| Groceries | $850 | $900 |
| Transportation | $500 | $450 |
| Taxes | $600 | $650 |
| Misc Expenses | $500 | $500 |
| Estimated Monthly Total | $4,120 | $4,320 |
All income figures are expressed in gross monthly income (pre-tax). A household moving from Bloomington to Woodbury might save $200/month on core living costs.
6. Lifestyle Fit
Woodbury offers more space for the money, with larger homes and lots. Bloomington is a bit more walkable and has better public transit. Commute times are similar.
Woodbury averages 5°F colder in January than Bloomington. Both cities are relatively quiet and family-friendly.
7. FAQ
- Is Woodbury more affordable than Bloomington?
- Yes, Woodbury has a lower overall cost of living, mainly due to cheaper housing.
- Which city has lower rent?
- Woodbury’s rental prices are about 10% lower than Bloomington.
- Where is it cheaper to buy a home?
- Median home prices are around $30,000 less in Woodbury compared to Bloomington.
8. Conclusion
While Woodbury and Bloomington have a similar cost of living, Woodbury comes out ahead for overall affordability. It’s an especially good fit for families looking for more space on a budget. Bloomington suits those who value walkability and transit access.
To dig deeper, read our full cost of living breakdown for Woodbury or compare against other Minnesota cities. If a move is in your future, check out our guide to the best moving companies.