Wheaton, IL vs. Joliet, IL: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Wheaton vs Joliet. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Wheaton vs Joliet in 2025.
1. Housing Costs
Housing is often the biggest factor in cost of living. Here’s how typical rent and mortgage prices compare between Wheaton and Joliet:
| Housing Type | Wheaton | Joliet |
|---|---|---|
| 2BR Apartment (Monthly Rent) | $1,800 | $1,400 |
| 3BR House (Median Price) | $450,000 | $300,000 |
🏆 Winner: Joliet. Housing costs are significantly lower in Joliet compared to Wheaton, with savings of $400/month on a typical 2BR apartment and $150,000 on a 3BR home purchase.
2. Utilities and Energy Costs
Utility bills are another key monthly expense. In the Chicago area, expect to pay more for heating in the winter months. Typical utility costs:
- Wheaton: $180-$250/month
- Joliet: $150-$220/month
🏆 Winner: Joliet. While utility costs are similar, Joliet residents save around $30/month on average.
3. Groceries and Daily Expenses
For groceries and everyday goods, prices are fairly comparable between Wheaton and Joliet. A family of four might spend $800-$1000/month on groceries in either city. Restaurant prices are also similar, though Wheaton has slightly more upscale dining options.
🏆 Winner: Tie. Grocery and daily living costs are nearly identical in both cities.
4. Taxes and Fees
Taxes and city fees can add up. In Wheaton, property taxes are around 2.5% of home value annually, while Joliet’s rate is closer to 2.8%. However, with Joliet’s lower housing prices, the dollar amount paid is still less than in Wheaton.
HOA fees in Wheaton often include landscaping and trash, ranging from $200-500/month. Joliet’s HOA fees are lower on average.
🏆 Winner: Joliet. With lower housing prices and HOA fees, Joliet residents typically pay less in taxes and fees, despite a slightly higher property tax rate.
5. Cost Summary Table
| Category | Wheaton | Joliet |
|---|---|---|
| Housing (3BR House) | $3,000 | $2,000 |
| Utilities | $220 | $190 |
| Groceries | $900 | $900 |
| Transportation | $500 | $400 |
| Taxes & Fees | $1200 | $800 |
| Misc Expenses | $500 | $500 |
| Estimated Monthly Total | $6,320 | $4,790 |
6. Lifestyle Fit
While cost is crucial, it’s also important to consider lifestyle fit. Some key differences:
- Wheaton offers a quaint downtown area with more upscale shopping and dining. Joliet has more of a suburban feel with easy access to big box stores.
- Commuting into Chicago is easier from Wheaton, with more direct train lines. Joliet has fewer public transit options.
- Joliet gets about 2″ more snow annually than Wheaton.
- Wheaton’s crime rate is 60% lower than Joliet’s.
7. FAQ
Is Wheaton more affordable than Joliet?
No, Joliet is more affordable overall, especially for housing. See the Cost of Living in Wheaton (2025 Guide) for a full breakdown.
Which city has lower rent?
Joliet has significantly lower rent prices. A typical 2BR apartment costs $1,400/month in Joliet compared to $1,800/month in Wheaton.
Where is it cheaper to buy a home?
Joliet. The median price for a 3BR house is around $300,000 in Joliet versus $450,000 in Wheaton.
8. Conclusion
Joliet offers a lower overall cost of living compared to Wheaton, with the biggest savings on housing. A household moving from Wheaton to Joliet might save $400/month on rent alone. However, Wheaton provides an easier commute, lower crime rates, and a more upscale suburban feel that some residents prefer.
The right choice depends on your budget, lifestyle, and priorities. Be sure to compare Monthly Budget Examples for Wheaton Residents and run the numbers for your own situation before deciding. Whichever you choose, both Wheaton and Joliet provide a great quality of life in the Chicago suburbs.