Valley Station, KY vs. Versailles, KY: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Valley Station vs Versailles. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Valley Station vs Versailles in 2025.
1. Housing Costs
Housing is often the biggest factor in cost of living differences. Here’s how Valley Station and Versailles compare for typical housing options:
| Housing Type | Valley Station | Versailles |
|---|---|---|
| Median 2BR Apartment Rent | $950 | $1,150 |
| Median 3BR Home Price | $225,000 | $285,000 |
🏆 Winner: Valley Station
2. Utilities and Energy Costs
Utility costs can add up quickly. In Valley Station, expect to pay around $180 per month for a typical apartment. Versailles utility bills average closer to $220 monthly. Both cities have relatively mild winters, so heating costs are moderate.
🏆 Winner: Valley Station
3. Groceries and Daily Expenses
Grocery prices are fairly similar between Valley Station and Versailles. A gallon of milk averages $3.50 in both cities, while a dozen eggs cost about $2.20. Dining out is also comparable, with a mid-range restaurant meal for two around $50 in either location.
🏆 Winner: Tie
4. Taxes and Fees
Valley Station has a slightly lower property tax rate of 0.85% compared to Versailles’ 0.92%. For a $250,000 home, that’s a difference of $175 per year. In Valley Station, HOA fees often include landscaping and trash, while Versailles neighborhoods may charge separately for those services.
🏆 Winner: Valley Station
5. Cost Summary Table
| Expense Category | Valley Station | Versailles |
|---|---|---|
| Housing | $950 | $1,150 |
| Utilities | $180 | $220 |
| Groceries | $400 | $400 |
| Transportation | $60 | $75 |
| Taxes (Property) | 0.85% | 0.92% |
| Misc | $250 | $300 |
| Estimated Monthly Total | $1,840 | $2,145 |
Note: All income figures are expressed as gross monthly income (pre-tax).
6. Lifestyle Fit
While costs are important, so is quality of life. Valley Station offers more affordable housing and a suburban feel, but has fewer public transit options. Versailles has pricier homes but more walkable neighborhoods and green space. Versailles averages 5°F cooler than Valley Station in July.
7. FAQ
- Is Valley Station more affordable than Versailles?
- Yes, Valley Station has a lower overall cost of living, especially for housing.
- Which city has lower rent?
- Valley Station has lower average rent prices for apartments and homes.
- Where is it cheaper to buy a home?
- Valley Station has lower median home prices and slightly lower property taxes.
8. Conclusion
For most households, Valley Station offers a meaningfully lower cost of living than Versailles. A family moving from Versailles to Valley Station might save $300+ per month on core expenses like housing and utilities. However, Versailles may appeal more to those who value walkability and don’t mind the higher housing costs.
Budgeting is personal, so it’s important to run the numbers for your own situation. For more insights, check out these monthly budget examples for Valley Station residents or this comprehensive cost of living guide for Valley Station in 2025.