Upper Darby, PA vs. Levittown, PA: Cost of Living Comparison (2025)
When considering a move within the Philadelphia metro area, many people find themselves comparing Upper Darby and Levittown. While there’s a common myth that Levittown is the more affordable option, the reality is a bit more nuanced. Both cities offer a mix of urban access and family-friendly neighborhoods, but cost of living factors can vary significantly between them. As we head into 2025, understanding these differences is crucial for relocating readers, homebuyers, and renters trying to decide which city best fits their lifestyle and budget.
Upper Darby and Levittown share a regional connection as suburbs of Philadelphia, but each has its own distinct character. Upper Darby is known for its diverse population, vibrant downtown, and easy access to public transit. Levittown, on the other hand, is a planned community with a more homogeneous feel, offering ample green space and a family-oriented atmosphere. While both cities have their merits, cost of living is often the deciding factor for those making a move in 2025.
Housing Costs: Renting vs. Buying in Upper Darby and Levittown
Housing is typically the largest expense in any household budget, and the differences between Upper Darby and Levittown are significant. In Upper Darby, renters can expect to pay around $1,200 per month for a typical 2-bedroom apartment, while a similar unit in Levittown might cost closer to $1,400. For those looking to buy, the median home price in Upper Darby is around $250,000, compared to $300,000 in Levittown.
It’s worth noting that these figures can vary depending on the specific neighborhood and age of the property. Upper Darby has a mix of older homes and newer developments, while Levittown’s housing stock is largely comprised of post-war tract homes. In both cities, newer properties tend to command higher prices and rents.
| Housing Type | Upper Darby | Levittown |
|---|---|---|
| 2BR Apartment (Monthly Rent) | $1,200 | $1,400 |
| 3BR House (Monthly Mortgage) | $1,500 | $1,800 |
| Median Home Price | $250,000 | $300,000 |
For families, the lower housing costs in Upper Darby can translate to significant savings over time. A family buying a 3-bedroom home in Upper Darby could save $300 per month on their mortgage compared to a similar property in Levittown. Young professionals and singles may find Upper Darby’s rental market more appealing, with a wider variety of apartments and lower overall costs.
When it comes to housing, Upper Darby comes out ahead for both renters and buyers. The lower costs across the board make it a more budget-friendly option for a variety of households.
Keeping the Lights On: Utility and Energy Costs
Utility costs can add up quickly, especially in regions with cold winters and hot summers. In Upper Darby and Levittown, residents can expect to pay around $150-$200 per month for basic utilities like electricity, gas, water, and sewer. However, there are some notable differences between the two cities.
Upper Darby residents may find their utility bills are slightly lower than those in Levittown, thanks in part to the city’s older housing stock. Newer homes in Levittown tend to be larger and less energy-efficient, leading to higher heating and cooling costs. Additionally, Upper Darby has a higher proportion of apartments and multi-family dwellings, which can be more efficient to heat and cool than single-family homes.
Both cities offer energy assistance programs for low-income residents, as well as incentives for energy-efficient upgrades. However, Upper Darby’s programs are generally more robust and easier to access. For a typical family of four, utility costs in Upper Darby may be $50-$75 per month lower than in Levittown.
Feeding the Family: Grocery and Food Costs
Grocery and food costs are another important consideration for families and individuals alike. In both Upper Darby and Levittown, residents have access to a variety of supermarkets, specialty stores, and farmers markets. However, prices can vary significantly between the two cities.
In Upper Darby, shoppers can expect to pay around $3.50 for a gallon of milk, $2.00 for a loaf of bread, and $1.50 for a dozen eggs. Prices in Levittown are slightly higher, with milk averaging $4.00 per gallon, bread at $2.50 per loaf, and eggs at $2.00 per dozen. These small differences can add up over time, especially for larger families.
Dining out is also generally more affordable in Upper Darby, with a typical fast food meal costing around $8 compared to $10 in Levittown. A mid-range restaurant meal for two might cost $40 in Upper Darby, while a similar meal in Levittown could run closer to $50.
For families, the lower grocery and restaurant prices in Upper Darby can lead to significant savings over the course of a year. Singles and couples may find the differences less noticeable, but can still benefit from Upper Darby’s more affordable food scene.
The Tax Man Cometh: Comparing Taxes and Fees
Taxes and fees are an often-overlooked aspect of the cost of living, but they can have a major impact on a household’s bottom line. In Upper Darby, residents pay a 1% local earned income tax on top of the state’s 3.07% income tax. Property taxes are also relatively high, with an average effective rate of 1.5% of a home’s assessed value.
Levittown residents, on the other hand, pay no local income tax and have a slightly lower effective property tax rate of 1.3%. However, Levittown does have higher sales taxes, with a combined state and local rate of 8% compared to Upper Darby’s 7%.
For homeowners, the higher property taxes in Upper Darby can be offset by the lower housing costs. A $250,000 home in Upper Darby would have an annual property tax bill of around $3,750, while a $300,000 home in Levittown would owe closer to $3,900 per year. Renters may find Levittown’s lack of a local income tax appealing, but the higher sales tax can eat into any savings.
Overall, the tax picture is mixed between the two cities. Upper Darby’s higher income and property taxes may be a drawback for some, but the lower housing costs help to balance things out. Levittown’s lack of a local income tax is appealing, but the higher sales and property taxes can add up over time.
Putting it All Together: A Cost of Living Comparison
| Category | Upper Darby | Levittown |
|---|---|---|
| Housing (3BR Home) | $1,500 | $1,800 |
| Utilities | $175 | $225 |
| Groceries | $600 | $700 |
| Transportation | $100 | $150 |
| Taxes (Property + Income) | $500 | $450 |
| Miscellaneous | $300 | $350 |
| Estimated Monthly Total | $3,175 | $3,675 |
Estimates reflect 2025 costs for a mid-size household (2-bedroom apartment or 3-bedroom home) using published national data and regional benchmarks. Actual expenses will vary with household size, lifestyle, and neighborhood.
When all the major cost of living factors are taken into account, Upper Darby emerges as the more affordable option for most households. A typical family could save around $500 per month by choosing to live in Upper Darby over Levittown, thanks to lower costs for housing, utilities, groceries, and transportation.
Of course, these figures are just estimates and actual costs will vary depending on individual circumstances. Families with children may find that the lower housing and food costs in Upper Darby are offset by higher childcare expenses, for example. And while Levittown’s higher sales tax can add up over time, it may be less of a factor for those who do most of their shopping online.
Beyond the Numbers: Lifestyle Factors to Consider
While cost of living is certainly an important consideration, it’s not the only factor to weigh when choosing between Upper Darby and Levittown. Each city has its own unique character and amenities that can greatly impact quality of life.
Upper Darby, for example, is known for its vibrant downtown area, with a variety of shops, restaurants, and entertainment options. The city also boasts excellent public transit, with easy access to Philadelphia via the Market-Frankford Line and the Norristown High Speed Line. For those who value walkability and urban amenities, Upper Darby may be the better choice.
Levittown, on the other hand, offers a more suburban lifestyle, with plenty of parks, green spaces, and family-friendly neighborhoods. The city is also home to several highly-rated schools, making it a popular choice for families with children. And while Levittown may not have the same level of public transit as Upper Darby, it does offer easy access to major highways for those who prefer to drive.
Ultimately, the decision between Upper Darby and Levittown will come down to a combination of cost and lifestyle factors. For those who prioritize affordability and urban amenities, Upper Darby is likely the better choice. Families looking for more space and a suburban lifestyle may prefer Levittown, even with the slightly higher costs.
Frequently Asked Questions
Is Upper Darby more affordable than Levittown in 2025?
Yes, when taking into account major expenses like housing, utilities, groceries, and taxes, Upper Darby is generally more affordable than Levittown for most households.
How do rental prices compare between Upper Darby and Levittown?
Rental prices are typically lower in Upper Darby, with a 2-bedroom apartment averaging around $1,200 per month compared to $1,400 in Levittown.
Are property taxes higher in Levittown than in Upper Darby?
No, property taxes are actually slightly higher in Upper Darby, with an average effective rate of 1.5% compared to 1.3% in Levittown. However, the lower housing costs in Upper Darby can help offset this difference.
What is the average monthly cost of living for a family of four in Upper Darby vs. Levittown?
Based on estimates for 2025, a family of four could expect to spend around $3,175 per month on major expenses in Upper Darby, compared to $3,675 in Levittown.
Do utility bills tend to be higher in Upper Darby or Levittown during the winter?
Utility bills are generally higher in Levittown during the winter months, due in part to the city’s newer, larger homes which can be less energy-efficient to heat. Upper Darby’s older housing stock and higher proportion of apartments and multi-family dwellings can lead to lower heating costs.
Making the Move: Upper Darby or Levittown?
Choosing between Upper Darby and Levittown ultimately comes down to a personal decision based on individual priorities and circumstances. For those who value affordability above all else, Upper Darby is likely the better choice. The city’s lower housing costs, utility bills, and food prices can add up to significant savings over time, especially for larger families.
However, Levittown’s suburban lifestyle and highly-rated schools may be worth the slightly higher costs for some families. And while Levittown may not have the same level of walkability and public transit as Upper Darby, it does offer easy access to major highways for those who prefer to drive.
No matter which city you choose, it’s important to do your research and budget carefully. Creating a monthly budget can help you get a better sense of your expenses and make sure you’re prepared for the cost of living in your new hometown. And if you’re planning a move, be sure to compare moving companies and costs to find the best option for your needs and budget.