Tigard, OR vs. Hillsboro, OR: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Tigard vs Hillsboro. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Tigard vs Hillsboro in 2025.
1. Housing Costs
Housing is often the biggest factor in cost of living. Here’s how Tigard and Hillsboro compare for typical housing options:
| Housing Type | Tigard | Hillsboro |
|---|---|---|
| 2BR Apartment (Monthly Rent) | $1,600 | $1,800 |
| 3BR House (Median Price) | $450,000 | $500,000 |
🏆 Winner: Tigard
2. Utilities and Energy Costs
Utility costs are fairly similar between Tigard and Hillsboro. Expect monthly bills around:
- Electricity: $100-150
- Water/Sewer: $60-80
- Natural Gas: $40-60 (higher in winter)
- Internet: $50-70
Both cities offer “green power” options to support renewable energy for a small premium.
🏆 Winner: Tie
3. Groceries and Daily Expenses
Grocery costs are comparable in Tigard and Hillsboro, with no major price differences for staples. Restaurant prices are also similar.
However, Tigard has more discount grocery options, which can help trim food budgets. A family of four might save $50-100/month on groceries in Tigard compared to Hillsboro.
🏆 Winner: Tigard
4. Taxes and Fees
Property tax rates are slightly lower in Tigard (around 1.1% vs 1.2% in Hillsboro). For a $450K home, that’s a difference of about $450/year.
City service fees (e.g., parks, libraries) are similar. In Tigard, HOA fees often include landscaping and trash, while Hillsboro HOAs may have more amenities but higher dues.
🏆 Winner: Tigard
Cost Summary Table
| Category | Tigard | Hillsboro |
|---|---|---|
| Housing (3BR Home)* | $2,500 | $2,800 |
| Utilities | $300 | $300 |
| Groceries | $800 | $850 |
| Transportation | $500 | $450 |
| Taxes | $415 | $450 |
| Misc | $500 | $500 |
| Estimated Monthly Total | $5,015 | $5,350 |
*Based on a $450K home price with 20% down and a 30-year fixed mortgage at 4% APR.
Lifestyle Fit
While costs are important, so is quality of life. Some key differences:
- Tigard offers more affordable housing and space for the money. Lots are typically larger in Tigard.
- Hillsboro has better public transit and is more walkable/bikeable. Commutes to Portland are about 15 min shorter from Hillsboro.
- Both have great parks and recreation. Tigard is a bit quieter while Hillsboro has a more urban feel.
FAQ
Is Tigard more affordable than Hillsboro?
Yes, Tigard has a lower overall cost of living, primarily due to more affordable housing. See our Cost of Living in Tigard (2025 Guide) for more.
Which city has lower rent?
Tigard has lower average rent, especially for larger apartments and houses. A family can save $200-300/month on a 3BR rental in Tigard vs Hillsboro.
Where is it cheaper to buy a home?
Tigard has lower median home prices, with potential savings of $50K or more compared to a similar home in Hillsboro. Our Monthly Budget Examples for Tigard Residents show typical costs.
Conclusion
Overall, Tigard is about 5-10% cheaper than Hillsboro, mostly due to lower housing costs. A household moving from Hillsboro to Tigard might save $400/month on housing alone.
Tigard tends to be the better value for families wanting space and affordable homes. Hillsboro can be a great fit for commuters and those who prefer a more urban environment.
Of course, cost is just one factor. We encourage visiting both cities to get a feel for the vibe and amenities. Every family will have to weigh the tradeoffs to decide which city is the right fit.