Living in Stonecrest, GA, a comfortable lifestyle for a couple typically requires a gross monthly income of around $4,500 in 2025. For a family of four, budget closer to $6,500/month before taxes. Here’s a closer look at the cost of living in Stonecrest broken down by category.
Housing Costs in Stonecrest
Housing is the biggest expense for most Stonecrest residents. As of 2025, the median rent for a 2-bedroom apartment in Stonecrest is approximately $1,600 per month. Renting a 3-bedroom house costs around $2,100/month on average.
For those looking to buy, the typical mortgage payment on a 3-bedroom house in Stonecrest falls in this range:
- Newer construction (built after 2010): $1,900 – $2,400/month
- Older homes (built before 2000): $1,600 – $2,100/month
Note that some Stonecrest neighborhoods have optional Homeowners Association (HOA) fees ranging from $100 – $350/month. Be sure to factor this in when budgeting for a house.
Utilities and Energy Bills
Utility costs in Stonecrest are fairly consistent with the Atlanta metro average. Expect to pay around $180/month for electricity for a 2-bedroom apartment, with summer cooling costs spiking closer to $250/month. For a 3-bedroom house, budget $250 – $350/month for electric.
Other typical monthly utility costs:
| Utility | 2-Bedroom Apartment | 3-Bedroom House |
|---|---|---|
| Natural gas | $30 – $50 | $50 – $80 |
| Water + Sewer | $60 – $80 | $80 – $120 |
| Trash/Recycling | $20 – $30 | $30 – $40 |
| Internet | $60 – $80 | $60 – $100 |
Groceries and Daily Expenses
Groceries in Stonecrest generally cost around $350 – $450 per person monthly, assuming most meals are cooked at home. This is on par with the national average. Dining out will add $200 – $500/month per person, depending on frequency and restaurant choices.
For a couple, a typical monthly grocery basket might include:
- Milk (1 gal): $3.80
- Bread (1 loaf): $2.50
- Eggs (1 doz): $2.20
- Chicken breast (1 lb): $3.40
- Produce (mix of fruits + veggies): $40
Budget an extra $150 – $250/month for household items like toiletries, cleaning supplies, and paper goods.
Taxes and Fees
Stonecrest’s property tax rate is 0.55%, slightly lower than other Atlanta suburbs. For a $350,000 house, annual property taxes would be around $1,925.
Other taxes and fees to be aware of:
- Sales tax: 8% on most goods and services
- Vehicle registration fee: $20 per vehicle annually
- Vehicle emissions fee (if applicable): $25 per vehicle annually
- Trash pickup fee (if not included in rent): $15 – $25/month
Monthly Budget Summary
| Expense Category | Single Person | Couple | Family of 4 |
|---|---|---|---|
| Housing (rent/mortgage) | $1,200 – $1,600 | $1,600 – $2,100 | $2,100 – $2,800 |
| Utilities | $350 – $450 | $400 – $550 | $600 – $800 |
| Groceries | $350 – $450 | $700 – $900 | $1,200 – $1,600 |
| Dining out | $200 – $300 | $400 – $600 | $600 – $1,000 |
| Transportation | $200 – $300 | $300 – $500 | $500 – $800 |
| Healthcare | $200 – $300 | $400 – $600 | $800 – $1,200 |
| Other/Discretionary | $400 – $600 | $700 – $1,000 | $1,200 – $1,800 |
| Total Monthly Budget (Gross) | $2,900 – $4,000 | $4,500 – $6,250 | $7,000 – $10,000 |
Note that these figures represent gross monthly income (before taxes). Depending on your tax bracket, take-home pay may be 15-30% lower.
Lifestyle Considerations
Stonecrest offers a mix of suburban amenities and affordability compared to intown Atlanta neighborhoods. Residents enjoy relatively easy access to I-20, making for reasonable commutes to job centers like downtown Atlanta (30-40 minutes) or Decatur (20-30 minutes).
Most homes in Stonecrest are 3-4 bedrooms, well-suited for families or those needing extra space. Lot sizes tend to be generous, with room for activities like gardening or outdoor entertaining. The city also boasts several parks, a nature preserve, and a community center with sports facilities.
The tradeoff is that Stonecrest is a car-dependent suburb, with limited walkability and a still-developing town center. Residents may need to drive 10-20 minutes for groceries, dining, or entertainment options. But the lower housing costs compared to closer-in suburbs often make up for the longer commutes for those who prioritize affordability and space.
Frequently Asked Questions
What salary do you need to live comfortably in Stonecrest?
For a single person, aim for a gross (pre-tax) income of at least $50,000/year. Couples will be most comfortable with a combined income of $75,000+. Families of 4 or more should target $100,000+.
Is Stonecrest cheaper than living in Atlanta?
Yes, the cost of living in Stonecrest is around 10-15% lower than Atlanta proper, primarily due to more affordable housing. Expect to pay 20-30% less in rent or mortgage costs.
Are property taxes high in Stonecrest?
At a rate of 0.55%, Stonecrest’s property taxes are slightly lower than the Atlanta metro average of 0.6-0.7%. But rates still exceed the national average of 0.27%.
What’s the job market like in Stonecrest?
Stonecrest itself has a limited job market, with most opportunities in retail, healthcare, and education. Many residents commute to Atlanta or other nearby cities for work.
Is Stonecrest a good place to raise a family?
With spacious yet affordable homes, good schools, and ample outdoor recreation, Stonecrest can be a great place for families. The main consideration is the longer commute times to job centers.
How much are HOA fees in Stonecrest neighborhoods?
HOA fees vary but typically fall between $100 – $350/month. Some neighborhoods have no HOA at all. Be sure to check before making an offer on a home.
What’s the cheapest way to get around Stonecrest?
Driving a personal vehicle is the most common way to get around. Uber/Lyft are available but will add up quickly. Very limited public transit options exist currently.
Are utilities expensive in Stonecrest?
Utilities in Stonecrest are fairly typical for the Atlanta area. Expect to spend $350 – $550/month for a 2-bedroom apartment or $600 – $900/month for a 3-4 bedroom house.