Seguin, TX vs. San Antonio, TX: Cost of Living Comparison (2025)
Many people assume San Antonio is more affordable than nearby Seguin, but a closer look reveals some surprising cost differences. This article provides a detailed cost of living comparison between Seguin and San Antonio. It’s perfect for families relocating, professionals choosing between job offers, or anyone comparing the real costs of living in these two Texas cities in 2025.
Housing Costs
Housing is typically the biggest factor in cost of living. Here’s how Seguin and San Antonio stack up for common housing options:
| Housing Type | Seguin | San Antonio |
|---|---|---|
| Median 2BR Apartment Rent | $1,250 | $1,450 |
| Median 3BR House Price | $325,000 | $375,000 |
🏆 Winner: Seguin. Rent and home prices are around 15% lower in Seguin compared to San Antonio.
Utilities and Energy Costs
Utility costs are fairly similar between the two cities, with Seguin having a slight edge:
- In Seguin, expect to pay around $180/month for electricity, water, and gas for a 2BR apartment.
- San Antonio utility bills average closer to $200/month for the same sized home.
- Both cities see 20-30% higher energy usage in the hot summer months compared to winter.
🏆 Winner: Seguin, but only by about $20/month on average.
Groceries and Daily Expenses
Grocery costs are nearly identical in Seguin and San Antonio. Expect to budget around $350-$400 per month for groceries for a single person, or $800-$1000 for a family of four. Eating out is also comparable, with a basic meal out costing $12-15 per person in either city.
🏆 Winner: Tie. There’s no significant difference in food costs.
Taxes and Fees
While neither city has income tax, there are some differences in property taxes and city fees:
- Seguin has a slightly lower property tax rate of 2.2% vs 2.5% in San Antonio
- HOA fees tend to be $50-100/month higher in San Antonio
- Both cities charge around $20/month for trash and recycling pickup
🏆 Winner: Seguin. Lower property taxes can save homeowners hundreds per year.
Cost Summary
| Category | Seguin | San Antonio |
|---|---|---|
| Housing (2BR Rent) | $1,250 | $1,450 |
| Utilities | $180 | $200 |
| Groceries | $400 | $400 |
| Transportation | $60 | $80 |
| Misc Costs | $250 | $300 |
| Estimated Monthly Total | $2,140 | $2,430 |
Note: All income figures are expressed in gross monthly income (pre-tax).
Lifestyle Fit
While Seguin offers a lower cost of living overall, each city has lifestyle tradeoffs to consider:
- Seguin offers a quieter, small-town feel with more space and lower housing density
- San Antonio has more walkable neighborhoods and public transit options
- Commute times are 10-15 minutes shorter on average in Seguin
- San Antonio has milder winters, but summer temps are similar
Frequently Asked Questions
Is Seguin more affordable than San Antonio?
Yes, Seguin has a lower overall cost of living, primarily due to cheaper housing. See our full cost of living breakdown for Seguin.
Which city has lower rent?
Seguin has lower rent, with a typical 2BR apartment costing $1,250/month vs $1,450 in San Antonio.
Where is it cheaper to buy a home?
Seguin also has lower home prices. A median 3BR house costs $325,000 in Seguin compared to $375,000 in San Antonio.
The Bottom Line
Seguin offers a meaningfully lower cost of living than San Antonio, largely due to more affordable housing. A household moving from San Antonio to Seguin might save $400/month on housing alone. However, San Antonio provides more urban amenities that may be worth the premium for some.
Budgeting is an important part of any move. Check out these sample monthly budgets for living in Seguin to estimate your expenses. And if you do make the move, see our 2025 picks for the best moving companies.