Which City Is More Affordable: Seguin or Converse?

Seguin, TX vs. Converse, TX: Cost of Living Comparison (2025)

Considering a move to Seguin or Converse, TX? Here’s a rapid-fire cost of living comparison for 2025:

  • 🏠 Median home price: $325K in Seguin vs $375K in Converse
  • ⚑ Avg utility bill: $180/mo in Seguin vs $210/mo in Converse
  • πŸ₯‘ Grocery costs: 5% lower in Seguin
  • πŸ’Έ Property taxes: 2.2% in Seguin vs 2.5% in Converse

This article provides a detailed cost of living comparison between Seguin and Converse. It’s perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life costs of these two Texas cities in 2025.

A curved sidewalk in a Seguin neighborhood with mailboxes and a person walking their dog in the rain.
A rainy morning in a tranquil Seguin neighborhood.

Housing Costs

Housing is often the biggest factor in cost of living. Here’s how Seguin and Converse stack up:

Housing TypeSeguinConverse
Median Home Price$325,000$375,000
Avg Rent (2BR)$1,450$1,650

πŸ† Winner: Seguin. Housing costs about 15% less in Seguin compared to Converse.

Utilities and Energy Costs

Expect utility bills to average around $180/month for a typical household in Seguin. In Converse, monthly utilities run closer to $210. Both cities see higher A/C usage in the hot Texas summers.

πŸ† Winner: Seguin. Utility costs are about 15% lower in Seguin vs Converse.

Groceries and Daily Expenses

Grocery prices and everyday costs like gas and dining out are fairly similar between Seguin and Converse. However, Seguin has a slight edge, with grocery costs averaging about 5% lower than in Converse.

πŸ† Winner: Seguin, but only by a small margin.

A calm residential street in Converse lined with brick houses and recycling bins out for pickup.
Morning light on a manicured street in Converse.

Taxes and Fees

Property taxes are 2.2% in Seguin compared to 2.5% in Converse. HOA fees are common in both cities, typically ranging from $200-500/month. This often includes amenities like community pools and landscaping.

πŸ† Winner: Seguin. The lower property tax rate gives Seguin the advantage.

Cost Summary

CategorySeguinConverse
Housing$1,450$1,650
Utilities$180$210
Groceries$400$420
Transportation$60$60
Taxes2.2%2.5%
Misc$250$250
Estimated Monthly Total$2,340$2,590

These figures reflect gross monthly income (pre-tax). For more details, check out these sample monthly budgets for Seguin in 2025.

Lifestyle Fit

Both Seguin and Converse offer a suburban lifestyle with easy access to San Antonio. However, there are a few key differences:

  • Seguin has a charming historic downtown, while Converse has a newer feel.
  • Commutes into San Antonio are about 10 minutes shorter from Converse.
  • Seguin tends to be quieter and more laidback. Converse has a busier vibe.

FAQ

Is Seguin more affordable than Converse?
Yes, the cost of living is about 10% lower in Seguin compared to Converse, mainly due to cheaper housing.

Which city has lower rent?

Seguin has lower rental prices. A typical 2BR apartment rents for around $1,450/month in Seguin vs $1,650 in Converse.

Where is it cheaper to buy a home?
Seguin has lower home prices, with a median of $325K compared to $375K in Converse.

The Bottom Line

While both Seguin and Converse are affordable San Antonio suburbs, Seguin has a lower overall cost of living. A household moving from Converse to Seguin might save $250/month on housing and utilities alone.

Seguin is ideal for those seeking a laidback lifestyle and historic charm on a budget. Converse appeals more to commuters who prefer a newer feel and don’t mind paying a bit more.

Considering other Texas cities? See our full cost of living breakdown for Seguin or compare the pros and cons of moving pods vs trucks.