Which City Is More Affordable: Raleigh or Durham?

Raleigh, NC vs. Durham, NC: Cost of Living Comparison (2025)

Couple enters busy upscale coffee shop in Raleigh on a sunny morning
A lively coffee shop scene reflects the vibrant energy and modern feel of life in Raleigh.

This article provides a cost of living comparison: Raleigh vs Durham. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Raleigh vs Durham in 2025.

1. Housing Costs

Housing is often the biggest factor in the cost of living difference between cities. Here’s how Raleigh and Durham compare for typical housing options:

Sponsored

Housing TypeRaleighDurham
Median 2BR Apartment Rent$1,450$1,350
Median 3BR Home Price$450,000$400,000

πŸ† Winner: Durham has slightly lower housing costs across the board compared to Raleigh.

2. Utilities and Energy Costs

Utility bills are another important monthly expense. In Raleigh and Durham, expect to pay around:

  • Electricity: $120-150/month
  • Water/Sewer/Trash: $70-90/month
  • Internet: $60-80/month

Both cities have similar climates, so heating and cooling needs are comparable. Duke Energy, the main provider, offers off-peak usage plans that can help save.

πŸ† Winner: It’s a tie – utility costs are very similar between Raleigh and Durham.

3. Groceries and Daily Expenses

For a family of four, expect to spend around $900-1000/month on groceries in either Raleigh or Durham. Restaurant prices are comparable, with a nice meal out averaging $50-70 for two people.

πŸ† Winner: Another tie. Raleigh and Durham have similar costs for food and daily goods.

4. Taxes and Fees

Both cities have a property tax rate around 1% of assessed value. So for a $400K home, expect to pay about $4,000/year.

In Raleigh, HOA fees often include amenities like pools and fitness centers. Durham has fewer neighborhoods with HOAs. Typical HOA fees range from $100-400/month.

πŸ† Winner: Durham wins with slightly lower taxes and fewer HOA fees overall.

5. Cost Summary Table

ExpenseRaleighDurham
Housing (3BR Home)$3,750$3,333
Utilities$300$300
Groceries$1,000$1,000
Transportation$500$450
Taxes & Fees$500$450
Misc Expenses$800$800
Estimated Monthly Total$6,850$6,333
Couple cooks together in minimalist Durham apartment at sunset
A couple enjoys a peaceful moment cooking dinner in their contemporary Durham apartment.

6. Lifestyle Fit

While costs are similar, Raleigh and Durham offer some lifestyle tradeoffs:

  • Raleigh is more spread out with larger homes and yards
  • Durham is more walkable and has better public transit
  • Raleigh averages 220 sunny days per year vs Durham’s 210

7. FAQ

  • Is Raleigh more affordable than Durham? Slightly more expensive overall, but fairly comparable.
  • Which city has lower rent? Durham has slightly lower rent prices.
  • Where is it cheaper to buy a home? Durham homes cost about 10% less than Raleigh on average.

8. Conclusion

While Raleigh has a slightly higher cost of living overall, it’s a close race. Housing costs a bit more in Raleigh, while Durham offers savings on transportation and taxes.

Young professionals may prefer Durham’s walkability and public transit. Families wanting more space might favor Raleigh. But in the end, both cities provide a high quality of life for the price.

Budgeting for your move? Check out our Monthly Budget Examples for Raleigh Residents or full Cost of Living in Raleigh (2025 Guide).

Sponsored