Pflugerville, TX vs. Georgetown, TX: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Pflugerville vs Georgetown. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Pflugerville vs Georgetown in 2025.
1. Housing Costs
Housing is often the biggest factor in cost of living. Here’s how Pflugerville and Georgetown compare for typical housing options:
| Housing Type | Pflugerville | Georgetown |
|---|---|---|
| Median 2BR Apartment Rent | $1,550 | $1,675 |
| Median 3BR Home Price | $450,000 | $525,000 |
🏆 Winner: Pflugerville. Housing costs tend to be 10-15% lower in Pflugerville compared to Georgetown.
2. Utilities and Energy Costs
Utility bills are a sneaky expense that can add up fast. In Pflugerville, expect to pay around $180 per month for a 1,000 sq ft apartment. Costs are similar in Georgetown, averaging $175-$185 monthly.
Both cities experience hot Texas summers, so budget extra for AC June through September. Many electric providers offer free nights and weekend plans to help manage costs.
🏆 Winner: Tie. Utility costs are nearly identical in Pflugerville and Georgetown.
3. Groceries and Daily Expenses
Groceries and everyday items cost about the same in Pflugerville and Georgetown. Expect to spend around $350-$400 per month on groceries for a single person, or $850+ for a family of four.
Eating out is reasonable in both cities, with a meal for two ranging from $30 at a casual eatery to $70+ at a nice restaurant. Budget an extra 10% for dining out in Georgetown due to its slightly higher restaurant prices.
🏆 Winner: Pflugerville edges out Georgetown by a nose thanks to more affordable dining options.
4. Taxes and Fees
Texas has no state income tax, but property taxes and HOA fees can add up. Pflugerville’s property tax rate is 2.29%, while Georgetown’s is 2.20%.
In Pflugerville, HOA fees often include landscaping and trash, but can tack on $200-$500 per month. Georgetown HOAs are similar, typically costing $150-$450 monthly.
🏆 Winner: Georgetown. The slightly lower property tax rate gives Georgetown the edge.
5. Cost Summary Table
| Category | Pflugerville | Georgetown |
|---|---|---|
| Housing | $1,550 | $1,675 |
| Utilities | $180 | $180 |
| Groceries | $400 | $400 |
| Transportation | $60 | $60 |
| Taxes & Fees | 2.29% + HOA | 2.20% + HOA |
| Misc | $250 | $275 |
| Estimated Monthly Total | $2,440 in Pflugerville | $2,590 in Georgetown |
These figures reflect expenses for a single person. For each additional person, add around $800 in Pflugerville or $850 in Georgetown. Remember, these are gross monthly income (pre-tax) estimates.
6. Lifestyle Fit
Pflugerville offers a suburban feel with easy access to Austin. You’ll get more square footage for your dollar, but may face a longer commute. It’s a great pick for young families.
Georgetown has a charming downtown with local shops and festivals. It’s walkable and bikeable, perfect for active adults. But Georgetown homes average 200 sq ft smaller than in Pflugerville.
7. FAQ
- Is Pflugerville more affordable than Georgetown? Yes, Pflugerville is about 5% cheaper overall.
- Which city has lower rent? Rent prices are around 10% lower in Pflugerville.
- Where is it cheaper to buy a home? Home prices are roughly 15% less in Pflugerville compared to Georgetown.
8. Conclusion
Pflugerville is ideal for budget-conscious families who want to be near Austin. It has lower housing costs and plenty of family-friendly neighborhoods. Review these Monthly Budget Examples for Pflugerville Residents to plan your expenses.
Georgetown suits retirees and professionals seeking a small-town vibe. Its walkable downtown is perfect for an active lifestyle. Get a full financial picture in our Cost of Living in Pflugerville (2025 Guide).
Ultimately, both Pflugerville and Georgetown are attractive options that cater to different priorities. We hope this comparison brings clarity to your relocation decision!