Paris, KY vs. Lexington, KY: Cost of Living Comparison (2025)
Considering a move to central Kentucky? Here’s a rapid-fire cost of living comparison between Paris and Lexington:
- 🏠 Median rent is 22% lower in Paris
- ⚡ Utility bills average about $30 less per month in Paris
- 🛒 Groceries cost 5-10% less in Paris
- 💸 Property taxes are 0.3% lower in Lexington
For a detailed cost of living comparison, read on as we break down the key factors for anyone choosing between Paris and Lexington in 2025, from relocating families to professionals comparing job offers. All income figures are expressed in gross monthly income (pre-tax).
1. Housing Costs
Housing is generally more affordable in Paris compared to Lexington. Here’s a comparison of typical rent and mortgage prices:
| Housing Type | Paris | Lexington |
|---|---|---|
| 2BR Apartment (Rent) | $950 | $1,250 |
| 3BR House (Mortgage) | $1,300 | $1,650 |
🏆 Winner: Paris. Renters and buyers can expect to pay about 20-25% less for housing in Paris.
For a full breakdown of how much it costs to live in Paris each month, check out our detailed guide.
2. Utilities and Energy Costs
Utility costs are fairly similar between the two cities, with Paris having a slight edge. Expect monthly utility bills to average:
- Paris: $180-$220
- Lexington: $200-$250
Both cities experience hot summers and cool winters, so budget for higher AC costs June through September. Many providers offer off-peak discounts to help manage bills.
🏆 Winner: Paris, but only by about $30/month on average.
3. Groceries and Daily Expenses
Groceries and everyday goods tend to be slightly cheaper in Paris. Expect to pay around 5-10% less at stores like Walmart or Kroger compared to Lexington prices.
Eating out is also a bit more affordable in Paris. A meal for two at a casual restaurant averages $40 in Paris vs. $50 in Lexington.
🏆 Winner: Paris. While not a huge difference, those grocery savings can add up over time.
4. Taxes and Fees
Lexington has a slight advantage when it comes to property taxes:
- Paris property tax rate: 1.1%
- Lexington property tax rate: 0.8%
However, Paris has lower utility taxes and fees, which can offset the property tax difference for many households.
🏆 Winner: Tie. It depends on your specific housing and utility costs.
5. Cost Summary Table
| Category | Paris | Lexington |
|---|---|---|
| Housing | $950 – $1,300 | $1,250 – $1,650 |
| Utilities | $180 – $220 | $200 – $250 |
| Groceries | $350 | $380 |
| Transportation | $60 | $80 |
| Taxes | 1.1% property tax | 0.8% property tax |
| Misc | $200 | $250 |
| Estimated Monthly Total | $1,740 – $2,130 | $2,160 – $2,610 |
6. Lifestyle Fit
While Paris offers lower living costs overall, Lexington has some lifestyle advantages:
- More dining, entertainment, and cultural options
- Slightly milder weather (Lexington averages 5°F warmer than Paris in winter)
- More parks and outdoor recreation
- Closer proximity to major highways and airports
However, Paris may appeal more to those seeking:
- A quieter, small-town feel
- More affordable housing options
- Lower traffic and easier parking
7. FAQ
Q: Is Paris more affordable than Lexington?
A: Yes, the cost of living is generally 10-20% lower in Paris, mainly due to cheaper housing, utilities, and groceries.
Q: Which city has lower rent?
A: Paris. Renters can expect to pay around 20-25% less than in Lexington.
Q: Where is it cheaper to buy a home?
A: Paris. Home prices and mortgages are typically 20-25% lower than in Lexington.
8. Conclusion
While both Paris and Lexington offer a good quality of life, Paris comes out ahead in terms of overall affordability. A household moving from Lexington to Paris might save $400/month or more on housing alone.
However, Lexington may be worth the extra cost for those who value more urban amenities, entertainment options, and a bustling cultural scene. It really depends on your budget, lifestyle, and personal preferences.
For more information, check out our full cost of living breakdown for Paris, KY in 2025. We also recommend this guide on choosing between moving pods and trucks if you’re planning a move.