What You’ll Pay in Property Taxes in Northglenn
In Northglenn, CO, the average effective property tax rate is 0.92%, slightly below the statewide average of 0.98%. For a home valued at $450,000, that translates to an annual property tax bill of around $4,140. Property taxes in Northglenn are generally in line with other Denver suburbs, typically falling between 0.8%–1.2% annually.
It’s important to remember that your actual property tax liability may vary based on your home’s assessed value, any applicable exemptions, and the current mill levy rate. In Colorado, property taxes are paid in arrears, meaning the taxes you pay in 2025 are based on your home’s assessed value as of June 30, 2024.
While Northglenn’s property taxes are not the lowest in the metro area, they are still quite reasonable compared to many other parts of the country. The city’s relatively stable property tax rates and home values can make it an attractive option for homebuyers looking to settle in the Denver suburbs.
How HOA Fees Work in Northglenn
Many neighborhoods in Northglenn are governed by homeowners associations (HOAs), which charge monthly or annual fees to cover the costs of maintaining and improving common areas and amenities. These fees are in addition to your mortgage payment and property taxes.
In Northglenn, HOA fees often include:
- Trash collection and recycling
- Landscaping and snow removal for common areas
- Maintenance of community pools, parks, and walking trails
- Exterior maintenance and repairs for condos and townhomes
- Management and enforcement of community rules and regulations
The specific amenities and services covered by your HOA fees will depend on your neighborhood and the type of property you own. In general, single-family homes tend to have lower HOA fees than condos or townhomes, as the latter often include exterior maintenance and additional shared amenities.
Typical Monthly HOA Costs
HOA fees in Northglenn can vary widely depending on the neighborhood, property type, and amenities offered. On average, you can expect to pay anywhere from $100 to $400 per month in HOA dues.
| Neighborhood Type | Typical Monthly HOA Fee |
|---|---|
| Older single-family home community | $100 – $200 |
| Newer development with community pool and clubhouse | $200 – $300 |
| Luxury townhome or condo complex with extensive amenities | $300 – $400+ |
For example, if you purchase a $400,000 home in a neighborhood with a 0.92% property tax rate and a $200 monthly HOA fee, your total monthly housing costs would break down as follows:
| Expense | Monthly Cost |
|---|---|
| Property taxes (0.92% annually) | $307 |
| HOA fees | $200 |
| Total monthly cost | $507 |
Keep in mind that neighborhoods with fewer amenities and older homes tend to have lower HOA fees, often in the range of $100 to $200 per month. If you’re looking to minimize your monthly housing costs, these communities may be a more budget-friendly option.
Hidden or Seasonal Fees to Expect
In addition to your regular monthly HOA dues, there are a few other fees that Northglenn homeowners should be aware of:
- Special assessments: If your HOA needs to make a major repair or improvement that isn’t covered by its reserves, it may levy a special assessment to cover the cost. These one-time fees can range from a few hundred to several thousand dollars, depending on the scope of the project.
- Late payment fees: If you miss an HOA payment or pay after the due date, you may be subject to late fees and interest charges. Be sure to review your HOA’s payment policies and set up automatic payments if possible to avoid these extra costs.
- Pet rent or deposits: Some HOAs charge additional fees for homeowners with pets, either as a monthly “pet rent” or a one-time deposit. These fees help cover the cost of any pet-related damage or cleanup in common areas.
- Parking permits: If your neighborhood has limited parking or requires permits for street parking, you may need to pay an annual fee for a parking pass.
It’s important to carefully review your HOA’s bylaws and budget before purchasing a home to get a full understanding of all the fees you’ll be responsible for. In Northglenn, many HOAs also charge seasonal fees for services like irrigation or snow removal, which can add an extra $20 to $50 per month to your housing costs during certain times of the year.
Are These Costs Worth It?
While paying property taxes and HOA fees can feel like a burden, it’s important to remember that these costs help maintain and enhance the value of your home and community. In Northglenn, HOA neighborhoods often boast well-maintained common areas, attractive landscaping, and desirable amenities like pools, fitness centers, and walking trails.
HOAs also help protect property values by enforcing community standards and architectural guidelines. This ensures that your neighborhood maintains a cohesive, well-kept appearance and that your investment is protected over time.
Of course, living in an HOA community also means abiding by certain rules and restrictions, such as guidelines for exterior paint colors, landscaping, and parking. Some homeowners prefer the freedom and flexibility of a non-HOA neighborhood, even if it means taking on more responsibility for maintenance and upkeep.
Ultimately, whether or not the costs of property taxes and HOA fees are worth it will depend on your personal preferences, budget, and long-term financial goals. In Northglenn, many homeowners find that the benefits of HOA living — including amenities, maintenance, and strong property values — outweigh the added costs.
FAQs About Property Tax and HOA in Northglenn
Q: How much are property taxes in Northglenn?
A: The average effective property tax rate in Northglenn is 0.92%, which translates to about $4,140 per year for a $450,000 home.
Q: Can my HOA fees increase over time?
A: Yes, HOA fees can increase over time to keep up with inflation, rising maintenance costs, and any new amenities or services the community decides to offer. However, any fee increases must be approved by the HOA board and are typically limited by the HOA’s governing documents.
Q: Do I have to pay both property taxes and HOA fees?
A: Yes, if you purchase a home in an HOA community, you will be responsible for both property taxes and HOA fees. These are separate expenses that cover different services and obligations.
Q: How do Northglenn’s property taxes compare to other Denver suburbs?
A: Northglenn’s average property tax rate of 0.92% is slightly lower than the Denver metro average of 0.98%. However, some suburbs, like Arvada and Lakewood, have lower rates around 0.7-0.8%, while others, like Aurora and Littleton, have higher rates around 1.1-1.2%.
Q: Is it worth buying a home in an HOA neighborhood?
A: It depends on your personal preferences and priorities. HOA neighborhoods often offer attractive amenities, well-maintained common areas, and strong property values, but they also come with additional fees and rules that some homeowners may find restrictive. Consider your budget, lifestyle, and long-term goals when deciding whether an HOA community is right for you.
Final Cost Insights for Northglenn Homeowners
As you budget for your Northglenn home purchase, be sure to factor in both property taxes and HOA fees, which can add hundreds of dollars to your monthly housing costs. While these expenses can feel burdensome, they play a critical role in maintaining and enhancing the value of your home and community.
On average, Northglenn homeowners can expect to pay around 0.92% in annual property taxes and $100 to $400 per month in HOA fees, depending on their neighborhood and property type. While these costs are not insignificant, they are generally in line with other Denver suburbs and reflect the high quality of life and strong property values that Northglenn offers.
To get a more specific estimate of your potential property tax and HOA costs, be sure to consult with a local real estate agent or tax professional. They can provide personalized insights based on your budget, desired neighborhood, and property type. By carefully considering these costs upfront, you can make an informed decision about whether homeownership in Northglenn is right for you — and avoid any [unexpected fees when moving to Northglenn](/northglenn-co/local-hidden-fees/).
For a full breakdown of [how much you’ll pay for housing in Northglenn](/northglenn-co/housing-breakdown/), including mortgage payments, insurance, and utilities, be sure to check out our comprehensive guide. With careful planning and budgeting, you can successfully navigate the costs of homeownership in this vibrant Denver suburb.