Norco is considered moderately expensive in 2025, with average rent for a 2-bedroom apartment around $2,100 and slightly higher grocery and utility costs compared to national averages.
Is the true cost of living in Norco higher than you think? Let’s take a closer look at the expenses you can expect in this charming Southern California city.
Housing Costs in Norco
Housing is the biggest expense for most Norco residents. Typical options include apartments, townhomes, and single-family houses. Prices vary based on neighborhood, size, and amenities.
For renters, a basic 2-bedroom apartment averages around $2,100 per month as of 2025. Upgraded units or those in prime locations like the Norco Hills area may cost $2,400 or more. Townhomes and condos tend to fall in the $2,200-$2,600 range.
Buyers can expect to pay $650,000-$850,000 for a standard 3-bedroom, 2-bath house. Larger properties with 4+ bedrooms often exceed $1 million. Some key factors that impact home prices in Norco include:
- Lot size and outdoor space
- Age and condition of the home
- Neighborhood amenities and school districts
- Proximity to horse trails and equestrian facilities
Many Norco neighborhoods have HOA fees, which can add $200-$400 to monthly housing costs. However, these fees often cover desirable amenities like community pools, parks, and security.
Utilities and Energy Bills
Norco residents spend about 10-15% more on utilities compared to the national average. Expect to budget the following for a 2-bedroom apartment:
| Utility | Estimated Monthly Cost |
|---|---|
| Electricity | $120-$180 |
| Gas | $30-$50 |
| Water/Sewer/Trash | $60-$90 |
| Internet | $50-$80 |
Keep in mind that electricity bills often spike in the summer due to high AC usage. Choosing an energy-efficient apartment or upgrading to a smart thermostat can help manage costs.
Groceries and Daily Expenses
Groceries in Norco cost about 5% more than the U.S. average. Budget around $400 per person per month for a balanced diet with a mix of cooking at home and dining out.
A gallon of milk runs about $4.50, while a dozen eggs cost $3. Bread averages $3.50 per loaf. Produce prices fluctuate but plan on $2-$3 per pound for staples like apples, oranges, potatoes and lettuce.
Dining out costs vary, but a typical fast food meal is around $8-$10. A nice dinner for two at a mid-range restaurant averages $60-$80 including tip.
Taxes and Hidden Fees
Norco’s sales tax rate is 7.75% as of 2025 – slightly lower than some nearby cities like Riverside (8.75%). However, property taxes are relatively high, averaging 1.2% of a home’s assessed value.
For a $700,000 house, annual property taxes would be about $8,400 or $700 per month. This is on top of any mortgage payment and insurance.
Vehicle registration fees are another often-overlooked expense. Registering a car in Norco costs $200-$300 per year depending on the vehicle’s value.
Monthly Cost of Living Summary
So what does it really cost to live comfortably in Norco? Here’s a sample monthly budget breakdown:
| Expense Category | Single Adult | Couple | Family of 4 |
|---|---|---|---|
| Housing (rent for 2BR) | $2,100 | $2,100 | $2,600 |
| Utilities | $250 | $300 | $400 |
| Groceries | $400 | $800 | $1,600 |
| Transportation | $300 | $500 | $800 |
| Healthcare | $300 | $600 | $1,200 |
| Other Necessities | $400 | $600 | $1,000 |
| Total | $3,750 | $4,900 | $7,600 |
Based on these figures, a single person needs to earn around $3,750 per month ($45,000 per year) before taxes to afford a comfortable lifestyle in Norco. For a couple, aim for $4,900 monthly ($58,800 yearly). A family of four should target $7,600 per month ($91,200 annually).
Lifestyle Considerations
Of course, raw numbers don’t tell the full story. Norco offers a unique lifestyle as one of the few remaining “horse towns” in the region. Residents enjoy miles of equestrian trails, large residential lots, and a small-town feel.
However, this comes with tradeoffs. Commute times can be longer, as many jobs are located in neighboring cities like Corona, Ontario, and Riverside. And while Norco does have parks and basic amenities, it has fewer shopping and entertainment options compared to larger suburbs.
Homes in Norco also tend to be a bit older, with many properties dating back to the 1970s and 80s. Newer construction is available but comes at a premium.
Ultimately, living in Norco is about balancing priorities. It’s a great fit for those who value space, a semi-rural atmosphere, and don’t mind a slower pace of life. But young professionals or those wanting the latest urban amenities may prefer other Inland Empire cities.
Frequently Asked Questions
How much do I need to earn to live comfortably in Norco?
Aim for a gross (pre-tax) income of at least $3,750 per month ($45,000 per year) for a single adult, $4,900 monthly ($58,800 yearly) for a couple, or $7,600 per month ($91,200 annually) for a family of four.
Is Norco cheaper than other cities in Riverside County?
Norco is generally comparable to cities like Corona and Eastvale. It may be slightly more affordable than Riverside in terms of housing. However, Norco’s semi-rural lifestyle means you may spend more on transportation.
What’s the job market like in Norco?
Norco itself has a limited job market, with many opportunities in service industries, education, and healthcare. However, the broader Inland Empire region has a diverse economy with jobs in logistics, manufacturing, and professional services.
Are there ways to reduce the cost of living in Norco?
Choosing a smaller rental, living with roommates, and budgeting carefully for groceries and dining out can help trim expenses. Walking, biking, or ride-sharing when possible can also lower transportation costs.
What are the most expensive neighborhoods in Norco?
The Norco Hills and Valley View areas tend to have the highest housing prices due to their elevated locations, larger lots, and newer homes. Apartments near the Hidden Valley Golf Club also command premium rents.
How do Norco’s living costs compare to coastal cities like Long Beach?
While Norco is considered expensive relative to the U.S. average, it’s substantially more affordable than most coastal SoCal cities. Housing costs are typically 30-40% lower than in Long Beach or Huntington Beach.
What unique expenses come with Norco’s equestrian lifestyle?
If you own horses, expect to pay for feed, veterinary care, farrier services, and tack. Boarding a horse can cost $500-$1,000 per month. Trail fees and competition costs are other potential expenses.
Are utilities expensive in Norco?
Norco’s utilities run about 10-15% higher than the national average. This is largely due to high summer temperatures and the resulting cooling costs. Choosing an energy-efficient home or apartment can help manage utility bills.