Nashville, TN vs. Brentwood, TN: Cost of Living Comparison (2025)
Deciding between Nashville and Brentwood for your next move in 2025? This cost of living comparison breaks down the key differences in housing, utilities, groceries and more to help you find the best fit for your budget and lifestyle.
1. Housing Costs
Housing is often the biggest factor in cost of living. Here’s how typical rents and home prices compare:
| Housing Type | Nashville | Brentwood |
|---|---|---|
| 2BR Apartment (Monthly Rent) | $1,650 | $1,950 |
| 3BR House (Median Price) | $450,000 | $675,000 |
🏆 Winner: Nashville. Renting an apartment or buying a home is more affordable in Nashville compared to Brentwood.
2. Utilities and Energy Costs
Utility bills can add up. Expect to pay around $180 per month in Nashville for electricity, gas, water and trash. Brentwood utility costs average closer to $210 monthly.
Both cities have hot summers and mild winters. Many homes use central AC May through September. Look for off-peak energy plans to save.
🏆 Winner: Nashville. Lower utility rates give Nashville the edge.
3. Groceries and Daily Expenses
Groceries cost about 5% less in Nashville compared to Brentwood. A gallon of milk averages $3.60 in Nashville versus $3.80 in Brentwood. Restaurant prices are similar, but Nashville has more affordable local spots.
🏆 Winner: Nashville. You’ll spend a bit less on groceries and have more budget-friendly dining out options.
4. Taxes and Fees
Property taxes are 0.75% in Nashville and 0.85% in Brentwood. For a $500K home, that’s $3,750 vs $4,250 per year. Nashville also has slightly lower sales tax.
HOA fees in Brentwood often include lawn care and amenities that cost extra in Nashville. Factor in an extra $100-300 monthly in Nashville if you want those services.
🏆 Winner: Nashville. Lower property and sales tax rates put Nashville ahead, even with potential HOA differences.
5. Cost Summary
| Category | Nashville | Brentwood |
|---|---|---|
| Housing (3BR Home) | $1,875 | $2,815 |
| Utilities | $180 | $210 |
| Groceries | $400 | $420 |
| Transportation | $75 | $90 |
| Taxes | $315 | $355 |
| Misc | $500 | $550 |
| Estimated Monthly Total | $3,345 | $4,440 |
6. Lifestyle Fit
Nashville offers a vibrant downtown, diverse neighborhoods, and easy airport access. Expect some traffic, but more space for your money. Nashville averages 5°F warmer than Brentwood in summer.
Brentwood has top-rated schools, larger lots, and a quieter vibe. It’s very family-friendly but pricier. Brentwood gets 20% less rain than Nashville. Both are a short drive to lakes and parks.
7. FAQ
- Is Nashville more affordable than Brentwood? Yes, the cost of living is about 25% lower in Nashville. Housing is the biggest difference.
- Which city has lower rent? Renting an apartment costs around 15% less in Nashville than Brentwood.
- Where is it cheaper to buy a home? Home prices and property taxes are lower in Nashville. Expect to pay 30-40% less for a comparable house.
8. Conclusion
Overall, Nashville comes out ahead on affordability. A household moving from Brentwood to Nashville might save $400 per month on housing alone. However, Brentwood’s highly-rated schools and low-key lifestyle may be worth the premium for some families.
Considering other cities in Tennessee? Check out our Monthly Budget Examples for Nashville Residents and Cost of Living in Nashville (2025 Guide) for more insights.