Cost of Living in Murray, UT: What You’ll Really Spend in 2025

Murray is considered moderately expensive in 2025, with average rent for a 2-bedroom apartment at $1,750 and slightly higher grocery and utility costs compared to national averages.

Living in Murray, UT comes with a price tag of around $4,500 per month in gross income for a comfortable lifestyle for a couple in 2025. Let’s break down the numbers to see where your money will go each month.

Tree-lined suburban street in Murray, Utah with sunlight filtering through maple branches and a person walking their dog.
Quiet residential street in Murray with mature trees and tidy homes.

Housing Costs in Murray

Housing is the biggest expense for most Murray residents. A typical 2-bedroom apartment rents for $1,600 to $1,900 per month, with an average of $1,750. Buying a 3-bedroom single-family home will cost between $450,000 and $550,000, depending on the neighborhood and property condition.

Some of the more affordable neighborhoods for renters include Fireclay and Murray Central, while Winchester and Cottonwood are pricier. For home buyers, the most expensive areas are typically Walden Glen and Murray Bluffs, with more reasonable prices found in Hillcrest and Viewmont.

About 30% of neighborhoods in Murray have HOA fees, which can add $200 to $350 per month. New construction tends to come with HOAs while older areas usually do not.

Utility Costs

Expect to pay around $180 per month for electricity for a 2-bedroom apartment in Murray. Gas runs about $40 per month for cooking and some heating. Water, sewer, and trash collection is often included in rent but if billed separately, budget $60 to $80 monthly.

High-speed internet costs $65 to $90 per month from providers like Xfinity, CenturyLink, and Google Fiber. Mobile phone plans with data average $80 per line with carriers such as Verizon and T-Mobile.

UtilityEstimated Monthly Cost
Electricity$180
Gas$40
Water/Sewer/Trash$60 – $80
Internet$65 – $90
Mobile Phone$80 per line

Groceries and Food

Groceries in Murray cost about 5% more than the national average. Plan on spending around $350 per person each month for a balanced diet of meats, produce, grains and dairy from stores like Smith’s, Walmart, or Macey’s.

Dining out will add to your food budget. A meal for two at a mid-range restaurant averages $50 to $70 with tax and tip. Fast food combos are around $8 to $12 per person.

Some typical grocery costs in Murray:

  • Gallon of milk: $3.50
  • Loaf of bread: $2.80
  • Dozen eggs: $2.60
  • Pound of chicken breast: $4.20

Taxes in Murray

Utah levies a flat 4.95% income tax on wages and salaries. Property taxes in Murray average 0.7% of assessed home value annually, which works out to $3,500 per year on a $500,000 house.

Sales tax on most goods is 7.25% in Murray, a combination of the state rate (4.85%), county rate (1.25%) and city rate (1.15%). Groceries are taxed at 3% statewide.

TaxRate
Income Tax4.95% flat
Property Tax0.7% of home value
Sales Tax7.25% (3% on groceries)

Transportation and Commuting

Gas prices in Murray hover around 10% above the national average. Expect to pay about $3.50 per gallon in 2025. Car insurance costs $1,500 to $2,000 annually for full coverage.

Public transit is available via UTA buses and TRAX light rail. A one-way fare is $2.50 and a monthly pass costs $83.75. Commuting from Murray to downtown Salt Lake City by TRAX takes about 35 minutes.

Monthly Budget Breakdown

To live comfortably in Murray, aim for these gross monthly income levels (before taxes):

HouseholdGross Monthly Income
Single adult$3,500
Couple$4,500
Family of 4$6,500

Your actual budget will vary based on your lifestyle and spending habits. Use these figures as a general guideline when planning your move to Murray.

Lifestyle and Affordability

Living in Murray offers a good balance of affordability and convenience. Housing costs are lower than in Salt Lake City proper, but still provide easy access to downtown via TRAX light rail.

Compared to nearby suburbs like Holladay or Cottonwood Heights, Murray is more budget-friendly, especially for renters. However, cities further south like West Jordan or Riverton have even lower costs of living.

Residents enjoy the small-town feel of Murray with tree-lined streets and ample parks and recreation. The commute to major employers in Salt Lake City or West Valley City is reasonable. For those working remotely, Murray provides a quiet setting with all the essentials nearby.

Frequently Asked Questions

What salary do you need to live in Murray, UT?
To live comfortably, aim for a gross monthly income of at least $3,500 for a single adult, $4,500 for a couple, or $6,500 for a family of four.

Is Murray, UT expensive?
Murray is moderately expensive, with living costs slightly higher than the national average, primarily due to housing, groceries, and utilities. However, it’s more affordable than central Salt Lake City.

How much are property taxes in Murray, UT?
Property taxes in Murray average 0.7% of the assessed home value annually. On a $500,000 house, expect to pay around $3,500 per year.

What is the sales tax rate in Murray, UT?
The sales tax in Murray is 7.25%, which includes state, county, and city tax rates. Groceries are taxed at a reduced 3% rate.

How much does it cost to rent an apartment in Murray?
A 2-bedroom apartment in Murray averages $1,750 per month as of 2025. Prices range from $1,600 in more affordable areas to $1,900 in higher-end neighborhoods.

What’s the best way to move to Murray on a budget?
To save money on your move, compare costs from multiple moving companies. Book in advance and avoid moving during peak summer months for the best rates.

Is public transportation available in Murray?
Yes, Murray is served by UTA buses and TRAX light rail. A one-way fare is $2.50 and monthly passes are $83.75. The TRAX Blue Line connects Murray to downtown Salt Lake City.

What are typical home prices in Murray, UT?
As of 2025, a 3-bedroom single-family home in Murray ranges from $450,000 to $550,000 depending on the neighborhood, with a typical price around $500,000.