Mt Juliet, TN vs. Hermitage, TN: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Mt Juliet vs Hermitage. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Mt Juliet vs Hermitage in 2025.
1. Housing Costs
Housing is typically the biggest factor in the cost of living in Mt Juliet vs Hermitage. Here’s how median rents and home prices compare:
| Housing Type | Mt Juliet | Hermitage |
|---|---|---|
| 2BR Apartment (Monthly Rent) | $1,450 | $1,600 |
| 3BR House (Median Price) | $450,000 | $475,000 |
🏆 Winner: Mt Juliet
Mt Juliet offers slightly lower rents and home prices compared to Hermitage. A household moving from Hermitage to Mt Juliet might save $150/month on a 2BR apartment lease.
2. Utilities and Energy Costs
Utility costs are similar between the two Nashville suburbs. Expect to pay around $180/month for electricity, water, and gas in a 2BR apartment in either city.
Both areas experience hot, humid summers and mild winters. Air conditioning drives up electric bills from June through September. In Mt Juliet, landscaping and trash are often included in HOA fees.
🏆 Winner: Tie
3. Groceries and Daily Expenses
Grocery costs and everyday expenses are comparable in Mt Juliet and Hermitage. Both have easy access to major supermarkets, farmers markets, and local shops.
Restaurant prices are also similar. A couple can enjoy a nice dinner out for around $50-60 in either city. Fast casual and chain restaurants abound in both areas as well.
🏆 Winner: Tie
4. Taxes and Fees
Tennessee has no state income tax, so your take-home pay will go further in both Mt Juliet and Hermitage compared to many other states. Sales tax is 9.25% in Wilson County (Mt Juliet) and 9.25% in Davidson County (Hermitage).
Property taxes are slightly lower in Mt Juliet, with an average effective rate of 0.63% compared to 0.73% in Hermitage. For a $450K home, that’s a difference of about $450/year.
🏆 Winner: Mt Juliet
5. Cost Summary Table
| Category | Mt Juliet | Hermitage |
|---|---|---|
| Housing (2BR Rent) | $1,450 | $1,600 |
| Utilities | $180 | $180 |
| Groceries | $400 | $400 |
| Transportation | $60 | $55 |
| Misc | $250 | $250 |
| Estimated Monthly Total | $2,340 | $2,485 |
Based on these estimates, the total cost of living is about $145/month cheaper in Mt Juliet compared to Hermitage for a similar lifestyle. Housing accounts for most of the difference.
6. Lifestyle Fit
While the costs are similar, Mt Juliet and Hermitage offer distinct vibes:
- Mt Juliet has a small-town feel with more space and newer construction.
- Hermitage is closer to downtown Nashville for an easier commute.
- Mt Juliet averages 5°F cooler than Hermitage in the summer thanks to less urban heat.
Both areas are very car-dependent, with limited public transit. They’re known for good schools, safe neighborhoods, and plenty of parks and recreation.
7. FAQ
Q: Is Mt Juliet more affordable than Hermitage?
A: Yes, the cost of living is slightly lower in Mt Juliet, mainly due to cheaper housing. Expect to spend about $145 less per month in Mt Juliet.
Q: Which city has lower rent?
A: Mt Juliet has lower rent, with a typical 2BR apartment costing $1,450/month vs $1,600/month in Hermitage.
Q: Where is it cheaper to buy a home?
A: Median home prices are about $25,000 lower in Mt Juliet compared to Hermitage. Property taxes are also a bit lower in Mt Juliet.
8. Conclusion
Both Mt Juliet and Hermitage are popular Nashville suburbs with a lot to offer. Mt Juliet comes out slightly ahead on affordability, with lower housing costs and property taxes. However, Hermitage’s closer proximity to the city may be worth the premium for some.
Young professionals may prefer Hermitage for its shorter commute and urban conveniences. Families looking for a bit more space and bang for their buck will appreciate what Mt Juliet has to offer.
To dive deeper into the monthly expenses in Mt Juliet, check out:
- How Much It Costs to Live in Mt Juliet Each Month
- Cost of Living in Mt Juliet, TN: What You’ll Really Spend in 2025
No matter which you choose, both Mt Juliet and Hermitage provide an excellent quality of life in the greater Nashville area. Consider your budget, lifestyle, and priorities to determine the ideal fit.