Mt Juliet is considered moderately affordable in 2025, with average rent for a 2-bedroom apartment around $1,700 and slightly lower grocery costs compared to the national average.
Imagine you’ve just moved to Mt Juliet, Tennessee in 2025. As you settle into your new 2-bedroom apartment, reality sets in — it’s time to budget for your new life in this growing Nashville suburb. You sit down at your kitchen table, open up a spreadsheet, and begin tallying up the numbers.
The cost of living in Mt Juliet can vary depending on your lifestyle and needs, but with some careful planning, you can find a comfortable balance. Let’s break down the major expenses you’ll need to account for as a resident of Mt Juliet in 2025.
Housing Costs in Mt Juliet
Housing is likely to be your biggest expense in Mt Juliet. As of 2025, the typical rent for a 2-bedroom apartment ranges from $1,500 to $1,900 per month, with an average around $1,700. If you’re looking to purchase a home, a 3-bedroom house in Mt Juliet typically costs between $350,000 and $450,000.
Keep in mind that housing costs can vary significantly depending on the neighborhood and property type. For example, apartments in the heart of Mt Juliet’s commercial district may come with a higher price tag, while older homes in more established neighborhoods might offer more affordable options.
Many neighborhoods in Mt Juliet also have homeowners associations (HOAs), which can add an additional monthly fee of $100 to $300. Be sure to factor this in when budgeting for housing.
Utilities and Energy Bills
In addition to your rent or mortgage, you’ll need to budget for basic utilities like electricity, gas, water, and trash. In Mt Juliet, the average monthly utility costs for a 2-bedroom apartment are:
- Electricity: $120-$150
- Gas: $40-$60
- Water and Sewer: $50-$70
- Trash and Recycling: $20-$30
Keep in mind that your energy bills may fluctuate throughout the year, with higher cooling costs in the summer months. Many homes in Mt Juliet rely on electric heating and cooling, so be prepared for potential spikes in your electricity bill during extreme weather.
Groceries and Daily Expenses
The cost of groceries in Mt Juliet is slightly lower than the national average. For a single person, you can expect to spend around $250 to $350 per month on groceries, while a family of four might spend closer to $800 to $1,000.
To give you a sense of typical prices, here’s what you might pay for some common grocery items in Mt Juliet:
- Gallon of milk: $3.50
- Loaf of bread: $2.75
- Dozen eggs: $2.25
- Pound of chicken breast: $3.50
If you enjoy dining out, expect to pay around $12 to $15 for a meal at a casual restaurant, and $25 or more per person at a higher-end establishment.
Taxes and Hidden Fees
As a homeowner in Mt Juliet, you’ll be responsible for paying property taxes. The property tax rate in Mt Juliet is $2.87 per $100 of assessed value, which is slightly higher than the national average. For a home valued at $400,000, this translates to an annual property tax bill of around $11,480, or roughly $957 per month.
Tennessee has no state income tax, which can help offset some of the higher property taxes. However, Mt Juliet does have a local sales tax rate of 2.25%, in addition to the state sales tax of 7%, for a total of 9.25% on most purchases.
Monthly Budget Breakdown
To give you a clearer picture of what your monthly expenses might look like in Mt Juliet, here’s a sample budget breakdown for different household sizes, based on average costs:
| Expense | Single Person | Couple | Family of Four |
|---|---|---|---|
| Housing (Rent/Mortgage) | $1,200 | $1,700 | $2,200 |
| Utilities | $200 | $280 | $400 |
| Groceries | $300 | $600 | $900 |
| Transportation | $200 | $300 | $400 |
| Healthcare | $250 | $500 | $800 |
| Entertainment/Misc. | $300 | $500 | $700 |
| Total Monthly Expenses | $2,450 | $3,880 | $5,400 |
Remember, these figures represent gross monthly income (pre-tax). To live comfortably in Mt Juliet, you’ll likely need a gross monthly income of at least $2,900 for a single person, $4,600 for a couple, and $6,400 for a family of four.
Lifestyle Considerations
While the cost of living is an important factor, it’s not the only thing to consider when moving to a new city. Mt Juliet offers a suburban lifestyle with easy access to the amenities of nearby Nashville. The city has a growing number of parks, trails, and recreational facilities, as well as a variety of shopping and dining options.
However, with growth comes some trade-offs. Traffic congestion has become an increasing concern in Mt Juliet, particularly along the main thoroughfares. While the city is working to improve infrastructure, longer commute times are a reality for many residents.
Another consideration is home size and age. Newer homes in Mt Juliet tend to be larger and come with higher price tags, while older homes in established neighborhoods may offer more affordable options but with less square footage and potentially higher maintenance costs.
Frequently Asked Questions
Q: Is Mt Juliet more affordable than Nashville?
A: Yes, Mt Juliet generally offers a lower cost of living compared to Nashville proper, particularly in terms of housing costs. However, this can vary depending on the specific neighborhood and property type.
Q: Are utilities expensive in Mt Juliet?
A: Utility costs in Mt Juliet are fairly typical for the region, with some seasonal variation. Expect higher electricity bills in the summer months due to increased air conditioning use.
Q: How much do I need to earn to live comfortably in Mt Juliet?
A: To live comfortably in Mt Juliet, you’ll likely need a gross monthly income (pre-tax) of at least $2,900 for a single person, $4,600 for a couple, and $6,400 for a family of four. This can vary depending on your specific lifestyle and needs.
Q: Are there any hidden costs to living in Mt Juliet?
A: Some potential hidden costs include HOA fees for certain neighborhoods, higher property taxes compared to the national average, and local sales taxes in addition to state taxes.
Q: Is Mt Juliet a good place to raise a family?
A: Mt Juliet can be a great place to raise a family, with a growing number of parks, good schools, and a variety of family-friendly amenities. However, the cost of living for a family of four is higher than for a single person or couple, so be sure to factor that into your budget.