Mission Viejo, CA vs. Tustin, CA: Cost of Living Comparison (2025)
Imagine this: You’re comparing two similar 2-bedroom apartments, one in Mission Viejo and one in Tustin. The rent in Mission Viejo is $2,400 per month, while in Tustin it’s $2,650. You head to the grocery store and notice that staples like bread, eggs, and milk cost about 5% less in Mission Viejo. These small differences can really add up!
This article provides a detailed cost of living comparison between Mission Viejo and Tustin. It’s perfect for families relocating, professionals choosing between job offers, or anyone comparing the real cost of living in these two cities in 2025. All income figures are expressed in gross monthly amounts (before taxes).
1. Housing Costs
Housing is often the biggest factor in cost of living differences. Here’s how typical rent and mortgage costs compare:
| Housing Type | Mission Viejo | Tustin |
|---|---|---|
| 2BR Apartment Rent | $2,400 | $2,650 |
| 3BR House Mortgage | $3,800 | $4,100 |
🏆 Winner: Mission Viejo. Housing costs are about 10% lower across the board in Mission Viejo compared to Tustin.
2. Utilities and Energy Costs
Utility costs are fairly similar between the two cities, with average monthly bills around:
- Electricity: $120-150
- Water/Sewer/Trash: $90-110
- Internet: $60-80
Both cities have relatively mild climates, so heating and cooling costs don’t vary too much seasonally.
🏆 Winner: Tie. There’s no significant difference in utility costs.
3. Groceries and Daily Expenses
Average monthly expenses in Mission Viejo for groceries, household items, and dining out total around $500-600 for a single person or $800-1000 for a family. Costs in Tustin are about 5-10% higher across most categories.
🏆 Winner: Mission Viejo. Expect to save $50-100 per month on daily living costs compared to Tustin.
4. Taxes and Fees
Property tax rates are slightly lower in Mission Viejo at 1.02% vs 1.06% in Tustin. For a $700K home, that’s a difference of about $230 per year. City service fees and typical HOA dues are comparable.
🏆 Winner: Mission Viejo, but it’s very close. Taxes are a bit lower but won’t make a huge impact for most households.
5. Cost Summary Table
| Category | Mission Viejo | Tustin |
|---|---|---|
| Housing (2BR rent) | $2,400 | $2,650 |
| Utilities | $280 | $280 |
| Groceries | $500 | $550 |
| Transportation | $300 | $300 |
| Taxes (1.02% vs 1.06%) | $595 | $620 |
| Misc | $400 | $400 |
| Estimated Monthly Total | $4,475 | $4,800 |
6. Lifestyle Fit
While Mission Viejo offers a lower cost of living overall, Tustin has some lifestyle advantages:
- Tustin is more walkable, with a compact downtown area and closer proximity to jobs and amenities.
- Mission Viejo offers more space for the money, with larger homes and lots.
- Commute times are similar, with both cities located near major freeways.
7. FAQ
Q: Is Mission Viejo more affordable than Tustin?
A: Yes, the cost of living is about 5-10% lower in Mission Viejo across most major categories like housing, food, and taxes.
Q: Which city has lower rent?
A: Mission Viejo has lower rental costs, with a typical 2BR apartment around $2,400/month vs $2,650/month in Tustin.
Q: Where is it cheaper to buy a home?
A: Mission Viejo has lower home prices and slightly lower property taxes. Expect to pay 5-10% less for a comparable home.
8. Conclusion
For most households, Mission Viejo offers a lower overall cost of living than Tustin. Housing costs are the biggest differentiator, with savings of $300+ per month on rent or mortgage payments. Daily expenses and taxes are also a bit lower in Mission Viejo.
However, Tustin may still be a better fit for some lifestyles. It’s more walkable and centrally located. Ultimately, the right choice depends on your specific budget, housing needs, and preferences.
Considering other cities in the area? Check out our cost of living comparisons for more California cities to find your ideal fit!