Housing Costs in Midwest City
When considering the cost of living in Midwest City, housing is typically the largest expense. In 2025, a 2-bedroom apartment in Midwest City rents for around $1,100 to $1,400 per month, depending on the neighborhood and amenities. For those looking to purchase a home, a 3-bedroom house in Midwest City ranges from $200,000 to $350,000.
Housing costs can vary significantly by neighborhood. Some of the more affordable areas include Reno Acres and Original Midwest, while neighborhoods like Hidden Creek and Midwest Estates tend to have higher housing costs. Many neighborhoods in Midwest City have active homeowners associations (HOAs), which can add $200 to $400 per month to housing expenses.
- Renting a 2-bedroom apartment: $1,100 – $1,400/month
- Buying a 3-bedroom house: $200,000 – $350,000
- Typical HOA fees: $200 – $400/month
Utilities and Energy Bills
Utility costs in Midwest City are relatively affordable compared to other parts of the Oklahoma City metro area. Residents can expect to pay around $120 to $200 per month for basic utilities like electricity, gas, water, and trash service. Keep in mind that utility bills can spike during the hot summer months when air conditioning usage is high.
| Utility | Estimated Monthly Cost |
|---|---|
| Electricity | $80 – $120 |
| Gas | $30 – $50 |
| Water/Sewer | $30 – $50 |
| Trash | $20 – $30 |
Groceries and Daily Expenses
Groceries and daily living expenses in Midwest City are on par with the national average. A single person can expect to spend around $300 to $400 per month on groceries, while a family of four may spend closer to $800 to $1,000 per month. This assumes a mix of cooking at home and occasional dining out.
To give a sense of typical grocery costs, a gallon of milk runs about $3.50, a loaf of bread is around $2.50, and a dozen eggs cost about $2.00. A meal at a casual restaurant averages $12 to $15 per person, while a nicer dinner out for two might cost $50 to $70.
Taxes and Hidden Fees
Midwest City residents pay a sales tax rate of 8.5%, which includes both state and local taxes. Property taxes in Midwest City are assessed at a rate of around 1.1% of a home’s assessed value. For a $250,000 home, this equates to about $2,750 per year or $230 per month.
Vehicle owners in Midwest City must also pay an annual excise tax and registration fee. The excise tax is based on the value of the vehicle, while the registration fee is a flat rate. For a $25,000 car, the combined annual cost is approximately $400, or about $33 per month.
| Tax/Fee | Rate |
|---|---|
| Sales Tax | 8.5% |
| Property Tax | 1.1% of assessed value |
| Vehicle Excise Tax + Registration | ~$400/year for $25k vehicle |
Monthly Budget Summary
To summarize, here’s a sample monthly budget for living comfortably in Midwest City in 2025. Keep in mind these figures represent gross monthly income (pre-tax).
| Household | Estimated Monthly Budget |
|---|---|
| Single Person | $2,800 – $3,200 |
| Couple | $4,000 – $4,500 |
| Family of Four | $5,500 – $6,000 |
Lifestyle Considerations
When evaluating the cost of living in Midwest City, it’s important to consider lifestyle factors as well. Midwest City offers a suburban lifestyle with relatively easy access to the amenities of Oklahoma City. Commute times for those working in Oklahoma City are typically 20 to 30 minutes.
Midwest City has a mix of older, established neighborhoods and newer developments. Older homes tend to be more affordable but may require more maintenance, while newer homes often come with higher price tags but lower upkeep costs. The city has a robust parks system and a variety of community events throughout the year.
Compared to living in the heart of Oklahoma City, Midwest City offers a lower cost of living and a quieter pace of life, but with fewer walkable amenities. It can be a great choice for families looking for affordable homes and good schools, or for those who prefer a suburban lifestyle.
Frequently Asked Questions
- Q: What salary do you need to live comfortably in Midwest City?
A: To live comfortably in Midwest City, a single person would need a gross monthly income of at least $2,800, while a family of four would need around $5,500 or more. - Q: Is Midwest City cheaper than Oklahoma City?
A: Yes, the cost of living in Midwest City is generally 10-20% lower than in Oklahoma City proper, particularly when it comes to housing costs. - Q: Are utilities expensive in Midwest City?
A: Utility costs in Midwest City are fairly affordable, with most households spending $120 to $200 per month on basic utilities like electricity, gas, water, and trash. - Q: How much do I need to make to buy a house in Midwest City?
A: To afford a median-priced home in Midwest City (around $250,000), you’d generally need a household income of $60,000 to $70,000, assuming a 10% down payment. - Q: What’s the sales tax rate in Midwest City?
A: The sales tax rate in Midwest City is 8.5%, which includes both state and local taxes. - Q: Is Midwest City a good place to raise a family?
A: Midwest City can be a great place to raise a family, offering affordable housing, good schools, safe neighborhoods, and easy access to parks and community events.