Mclean, VA vs. Fairfax, VA: Cost of Living Comparison (2025)
Mclean and Fairfax, two popular suburbs in the Washington D.C. metro area, offer distinct lifestyles and costs of living. In 2025, relocating families and young professionals alike are weighing the tradeoffs between more affordable housing in Fairfax and Mclean’s proximity to the capital. While both cities provide a high quality of life, understanding the nuances in monthly expenses can help you choose the best fit for your budget.
At a glance, here’s how Mclean and Fairfax stack up in 2025:
- Median home price: $1.2M in Mclean vs $750K in Fairfax
- Average 2BR rent: $2,400 in Mclean vs $2,100 in Fairfax
- Median utility bill: $180 in Mclean vs $150 in Fairfax
- Average grocery bill: $500 in Mclean vs $450 in Fairfax
- Property tax rate: 1.15% in Mclean vs 1.05% in Fairfax
Let’s dive into the details to see how these cost of living factors play out for different households and lifestyles.
Housing Costs
Housing is the most significant expense for residents in both Mclean and Fairfax. However, prices vary considerably between the two cities. In 2025, the median home price in Mclean is around $1.2 million, while Fairfax homes are more affordable at a median of $750,000. This gap reflects Mclean’s proximity to Washington D.C. and its concentration of luxury properties.
Renters will also find more budget-friendly options in Fairfax. A typical 2-bedroom apartment in Mclean rents for about $2,400 per month, compared to $2,100 in Fairfax. Rental inventory tends to be tighter in Mclean, with more single-family homes and fewer apartment complexes than Fairfax.
| Housing Type | Mclean | Fairfax |
|---|---|---|
| Median Home Price | $1,200,000 | $750,000 |
| Average 2BR Rent | $2,400 | $2,100 |
| Average 3BR Rent | $3,200 | $2,800 |
For families seeking space, the lower home prices in Fairfax can enable buying a larger property or saving on monthly mortgage payments. Young professionals may find Mclean’s higher costs worthwhile for the shorter commute and urban amenities. Across all housing types, expect to pay a premium of 15-20% to live in Mclean compared to Fairfax.
Winner: Fairfax offers meaningfully lower housing costs for both renters and buyers.
Utilities and Energy Costs
Utility costs are slightly higher in Mclean than Fairfax, largely due to the larger average home size. Residents in both cities can expect to pay around $180 per month for electricity, water, and gas in Mclean, compared to $150 in Fairfax. Heating bills tend to be higher in Mclean’s older homes, while Fairfax’s newer construction is more energy-efficient.
Seasonal spikes are common in both cities, with summer air conditioning and winter heating adding $50-100 to monthly bills. Fairfax residents have access to more competitive electricity rates through Dominion Energy’s larger customer base.
Families in larger homes will see a bigger cost difference between the two cities, potentially saving $50 or more per month in Fairfax. For apartments and condos, utility costs are more comparable.
Winner: Fairfax has the edge with lower utility bills, especially for larger households.
Groceries and Daily Expenses
Grocery costs are about 10% higher in Mclean than Fairfax for a typical family. Expect to spend around $500 per month on food and household essentials in Mclean, versus $450 in Fairfax. Mclean has more high-end grocery stores like Balducci’s and Whole Foods, while Fairfax offers affordable options like Aldi and Lidl.
Dining out is also pricier in Mclean, with entrees at popular restaurants averaging $25-35, compared to $20-30 in Fairfax. However, Mclean boasts a wider variety of upscale eateries and independent cafes. Fairfax has more casual chain restaurants and fast-food joints.
For everyday purchases like gas, medicine, and clothing, costs are generally 5-10% higher in Mclean. Residents who frequently buy premium or organic products will feel the difference more than budget shoppers.
Winner: Fairfax takes the lead for lower food and household costs, though Mclean offers more specialty options.
Taxes and Fees
Mclean homeowners pay slightly higher property taxes than their Fairfax counterparts, with an average rate of 1.15% compared to 1.05%. For a median-priced home, that equates to an extra $1,000 per year in Mclean.
Both cities charge a 6% sales tax on most goods and services. However, Mclean residents pay an additional 0.7% tax on restaurant meals. There are also higher parking fees and permits costs in Mclean’s commercial districts.
Renters are indirectly impacted by property taxes through higher rent prices. But in the long run, Fairfax’s lower tax rate can lead to meaningful savings for homeowners, especially those in higher-value properties.
Winner: Fairfax offers a lower overall tax burden, particularly for homeowners.
Cost Summary Table
| Expense Category | Mclean | Fairfax |
|---|---|---|
| Housing (Mortgage/Rent) | $3,500 | $2,800 |
| Utilities | $180 | $150 |
| Groceries | $500 | $450 |
| Transportation | $150 | $200 |
| Taxes (Property/Sales) | $1,500 | $1,200 |
| Miscellaneous | $500 | $400 |
| Estimated Monthly Total | $6,330 | $5,200 |
Estimates reflect 2025 costs for a mid-size household (2-bedroom apartment or 3-bedroom home) using published national data and regional benchmarks. Actual expenses will vary with household size, lifestyle, and neighborhood.
On average, Fairfax residents can expect to save around $1,100 per month compared to living in Mclean. Most of this difference stems from lower housing costs, with additional savings on utilities, groceries, and taxes. For a family of four, the monthly cost gap between the two cities could exceed $1,500.
Lifestyle Fit
While cost is a major consideration, evaluating how each city aligns with your lifestyle can help guide your decision. Mclean offers a shorter commute to Washington D.C., with drive times around 20-30 minutes on a typical day. Fairfax is a bit farther out, averaging 30-45 minutes.
Mclean is known for its walkable neighborhoods and thriving restaurant scene. Residents enjoy strolling to dinner or drinks, with dozens of options concentrated in the city center. Fairfax has a more suburban feel, with larger yards and more strip mall developments.
Both cities have highly-rated school systems and ample parks and recreation. Mclean is home to excellent private schools like the Potomac School and Madeira School, while Fairfax boasts top public high schools like Thomas Jefferson and W.T. Woodson. Outdoor enthusiasts appreciate Fairfax’s proximity to hiking trails in Great Falls Park and along the Potomac River.
Ultimately, Mclean suits those willing to pay a premium for urban convenience and amenities. Fairfax appeals to families seeking space and value, who don’t mind a slightly longer commute. The lower cost of living can enable more frequent dining out, entertainment, and travel.
Frequently Asked Questions
Is Mclean more affordable than Fairfax in 2025?
No, Mclean is generally more expensive than Fairfax across major cost categories like housing, utilities, and groceries. Expect to pay 15-20% more to live in Mclean.
Are rental prices lower in Mclean or Fairfax?
Rental prices are lower in Fairfax, with a typical 2-bedroom apartment costing $2,100 per month compared to $2,400 in Mclean. Renters can save $300 or more per month by choosing Fairfax.
How do grocery costs compare between Mclean and Fairfax?
Grocery costs are about 10% higher in Mclean than Fairfax. Budget around $500 per month for food and household essentials in Mclean, versus $450 in Fairfax.
Are property taxes higher in Fairfax than in Mclean?
No, property taxes are actually lower in Fairfax. The average rate is 1.05% in Fairfax compared to 1.15% in Mclean. For a median-priced home, Fairfax owners save about $1,000 per year.
What is the average monthly cost of living for a family of four in Mclean vs. Fairfax?
In Mclean, a family of four can expect to spend around $7,500 per month on housing, utilities, groceries, and other essentials. The same family would spend closer to $6,000 per month in Fairfax.
The Bottom Line
Mclean and Fairfax offer distinct advantages for those weighing cost of living in Mclean against other Washington D.C. suburbs. Mclean’s premium prices come with the benefits of a quick commute, walkable neighborhoods, and abundant dining and shopping. Fairfax appeals to budget-conscious families who value space and don’t mind a slower pace.
Relocating households can use this cost comparison as a starting point, but should also consider their unique spending habits and lifestyle priorities. A monthly budget breakdown can help align expenses and location. Working with a local real estate agent or moving company can also provide insight into neighborhood-specific costs and tradeoffs.
Ultimately, both Mclean and Fairfax are desirable places to call home in the Washington D.C. area. By evaluating the cost of living factors most relevant to your family, you can make a confident choice and start enjoying all that your new city has to offer.