Lyndon, KY vs. Middletown, KY: Cost of Living Comparison (2025)
Imagine this: Sarah and Mike, a young couple, are debating whether to rent a 2-bedroom apartment in Lyndon or Middletown. In Lyndon, they find a place for $1,200 per month. A similar unit in Middletown runs $1,350. They head to the grocery store and find that a week’s worth of groceries costs around $120 in Lyndon compared to $135 in Middletown. This real-life comparison illustrates the cost of living differences between these two Kentucky cities.
If you’re considering a move to either Lyndon or Middletown, this cost of living breakdown will help you decide which city better fits your lifestyle and budget in 2025. We’ll compare key factors like housing, utilities, groceries, and taxes.
1. Housing Costs
Housing is often the biggest factor in cost of living. Here’s how typical rent and home prices compare:
| Housing Type | Lyndon | Middletown |
|---|---|---|
| 2BR Apartment (Monthly Rent) | $1,200 | $1,350 |
| 3BR House (Median Price) | $280,000 | $325,000 |
🏆 Winner: Lyndon. Housing costs an average of 10-15% less in Lyndon compared to Middletown.
2. Utilities and Energy Costs
Utility costs are fairly similar between the two cities. Expect to pay around $150-200 per month for electricity, gas, water, and trash collection for a 2BR apartment. Costs may be slightly higher in the summer due to air conditioning.
🏆 Winner: Tie. Utility costs are comparable in Lyndon and Middletown.
3. Groceries and Daily Expenses
Grocery costs tend to be about 10% lower in Lyndon compared to Middletown. A gallon of milk runs $3.50 in Lyndon vs $3.85 in Middletown, for example. Eating out is similarly more affordable in Lyndon, with average meal prices around $12 vs $14 in Middletown.
🏆 Winner: Lyndon edges out Middletown on everyday expenses.
4. Taxes and Fees
Both cities have fairly typical property tax rates for Kentucky:
– Lyndon: 0.85% of assessed value
– Middletown: 0.90% of assessed value
So for a $300,000 home, annual property taxes would be $2,550 in Lyndon vs $2,700 in Middletown.
🏆 Winner: Lyndon has a slight edge on property taxes.
5. Cost of Living Summary
| Category | Lyndon | Middletown |
|---|---|---|
| Housing (Monthly, 2BR Apt) | $1,200 | $1,350 |
| Utilities | $175 | $175 |
| Groceries | $400 | $440 |
| Transportation | $60 | $60 |
| Taxes (Property, Monthly) | $213 | $225 |
| Misc | $250 | $275 |
| Estimated Monthly Total | $2,298 | $2,525 |
6. Lifestyle Fit
While Lyndon is more affordable overall, Middletown offers more space and a quieter suburban feel. Lyndon is a bit more walkable and closer to downtown Louisville.
Middletown averages 5°F cooler than Lyndon in the summer months. So if you prefer milder weather, Middletown may be the better choice.
7. Frequently Asked Questions
Q: Is Lyndon more affordable than Middletown?
A: Yes, the cost of living in Lyndon is about 10% lower on average, mainly due to cheaper housing and groceries.
Q: Which city has lower rent?
A: Lyndon has lower rental prices. You can expect to pay around $150 less per month for a 2BR apartment compared to Middletown.
Q: Where is it cheaper to buy a home?
A: Lyndon has lower home prices as well. The median price for a 3BR house is about $45,000 less than in Middletown.
8. Conclusion
Overall, Lyndon offers a lower cost of living, with more affordable housing, groceries, and slightly lower taxes. It’s a great fit for those on a tighter budget who still want to be close to Louisville.
However, Middletown’s quieter suburban vibe and cooler summer weather may be worth the extra cost for some. It’s ideal for families craving more space and a peaceful neighborhood feel.
Ultimately, the right choice depends on your personal budget and lifestyle priorities. Be sure to check out our other monthly cost of living breakdowns for Lyndon and detailed looks at housing, groceries, taxes and more to help with your decision. With the right planning, you can find your perfect affordable hometown in Kentucky.