Lawrenceburg, KY vs. Georgetown, KY: Cost of Living Comparison (2025)
Considering a move to central Kentucky in 2025? This cost of living comparison between Lawrenceburg and Georgetown will help families, professionals, and anyone else deciding which city best fits their budget and lifestyle.
Many assume Georgetown is the more affordable option, but a closer look reveals some surprises. Let’s dive into the key factors:
1. Housing Costs
Housing is the biggest expense for most households. Here’s how typical costs compare:
| Housing Type | Lawrenceburg | Georgetown |
|---|---|---|
| Median 2BR Apartment Rent | $850 | $1,100 |
| Median 3BR Home Price | $225,000 | $275,000 |
🏆 Winner: Lawrenceburg. Renting a 2-bedroom or buying a 3-bedroom home is about 20% cheaper in Lawrenceburg compared to Georgetown.
2. Utilities and Energy Costs
Utility bills are fairly similar between the two cities. Expect to pay around $150-200 per month for electricity, water, and gas in a typical apartment. Costs rise in the summer when air conditioning use peaks.
🏆 Winner: Tie. No major difference in utility costs.
3. Groceries and Daily Expenses
Groceries, dining out, and everyday goods cost about the same in Lawrenceburg and Georgetown. Budget around $400 per month for food for a single person, or $800+ for a family.
One perk in Lawrenceburg is more locally-owned restaurants and shops with affordable prices. Georgetown has mostly chain options.
🏆 Winner: Lawrenceburg, but only slightly. Local businesses keep costs down.
4. Taxes and Fees
Property taxes are a bit higher in Georgetown at 0.99% vs 0.84% in Lawrenceburg. For a $250K home, that’s a difference of $375 per year. Both cities have similar monthly fees for services like trash and recycling.
🏆 Winner: Lawrenceburg. Lower property tax rates add up to real savings for homeowners.
Cost Summary
| Expense | Lawrenceburg | Georgetown |
|---|---|---|
| Housing (2BR rent) | $850 | $1,100 |
| Utilities | $175 | $175 |
| Groceries | $400 | $425 |
| Transportation | $300 | $325 |
| Misc | $250 | $275 |
| Estimated Monthly Total (pre-tax) | $1,975 | $2,300 |
Lifestyle Fit
Lawrenceburg offers a small-town feel with more space and peace and quiet. It’s great for families who value a tight-knit community.
Georgetown provides easier access to city amenities in Lexington, just a 20-minute drive away. It attracts more young professionals and commuters.
Lawrenceburg averages about 5°F cooler than Georgetown in the summer months. Both cities get chilly winters.
FAQ
Is Lawrenceburg more affordable than Georgetown?
Yes, Lawrenceburg has a lower overall cost of living, mainly due to cheaper housing. See our full breakdown of average monthly expenses in Lawrenceburg.
Which city has lower rent?
Lawrenceburg rents are about 20% lower than in Georgetown for comparable apartments.
Where is it cheaper to buy a home?
Lawrenceburg also has lower home prices and property taxes, making it more affordable for buyers. The median price for a 3BR is $50K less than in Georgetown.
The Bottom Line
For most households, Lawrenceburg comes out ahead in this cost of living showdown. Cheaper housing is the biggest factor, but slightly lower prices on groceries, dining out, and taxes also help.
Budget-conscious families, retirees, and anyone seeking a quiet community will get great value in Lawrenceburg. Young singles and commuters to Lexington may prefer Georgetown despite the higher costs.
Whichever you choose, working with a quality moving company will help your relocation go smoothly. Explore our other cost of living comparisons for more Kentucky cities to find your ideal fit!