Joliet, IL vs. Wheaton, IL: Cost of Living Comparison (2025)

Father and daughter walk their dog on a peaceful residential street in Joliet, Illinois
A peaceful afternoon stroll through a quiet Joliet neighborhood, where affordable homes are the norm.

This article provides a cost of living comparison: Joliet vs Wheaton. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Joliet vs Wheaton in 2025.

1. Housing Costs

Housing is often the biggest factor in cost of living. Here’s how typical rent and home prices compare in Joliet and Wheaton:

Housing Type Joliet Wheaton
2BR Apartment (Monthly Rent) $1,400 $1,800
3BR House (Median Price) $280,000 $450,000

🏆 Winner: Joliet

Housing costs are significantly lower in Joliet compared to Wheaton. Renting a 2-bedroom apartment is about 22% cheaper in Joliet, while buying a 3-bedroom home costs nearly 40% less. A household moving from Wheaton to Joliet might save $400/month on housing alone.

2. Utilities and Energy Costs

Utility bills are another key cost of living factor. In similar mid-size cities, utility bills typically range from $180-250 per month for a 2-bedroom apartment. Seasonal swings can be significant, with summer AC and winter heating adding to energy costs.

Wheaton has more public transportation options, which can help offset transportation costs compared to car-dependent Joliet. However, Joliet’s overall lower cost of living still gives it the edge.

🏆 Winner: Joliet

3. Groceries and Daily Expenses

Grocery costs are fairly comparable between Joliet and Wheaton. Expect to spend around $400-500 per month on food and household essentials for a family of two. Eating out is also similarly priced, though Wheaton has a wider variety of upscale dining options.

🏆 Winner: Tie

4. Taxes and Fees

Property taxes are slightly higher in Wheaton, averaging 2.5% compared to Joliet’s 2.2% rate. City service fees and utilities are comparable. In Joliet, HOA fees often include landscaping and trash, ranging from $200-400 monthly.

🏆 Winner: Joliet

5. Cost Summary Table

Category Joliet Wheaton
Housing (3BR) $1,800 $2,500
Utilities $200 $220
Groceries $500 $500
Transportation $300 $250
Taxes & Fees $600 $800
Misc $400 $400
Estimated Monthly Total $3,800 in Joliet $4,670 in Wheaton
Young woman works on laptop in busy Wheaton cafe with upscale shops outside
Wheaton’s vibrant downtown offers walkable charm and amenities, at a price premium compared to Joliet.

The table above summarizes typical monthly expenses for a family in Joliet vs Wheaton. It assumes a gross monthly income (pre-tax) of around $6,000. Overall, Joliet comes out ahead by nearly $900 per month.

6. Lifestyle Fit

While Joliet is more affordable, Wheaton offers perks like better walkability, shorter commutes, and a quieter suburban feel. Joliet has more space and slightly milder weather. Wheaton averages 5°F cooler than Joliet in July.

Ultimately, Joliet’s lower cost of living can mean more flexibility and savings, but Wheaton’s lifestyle might be worth the premium for some. It depends on your family’s priorities and monthly budget.

7. FAQ

Is Joliet more affordable than Wheaton?
Yes, Joliet has a lower overall cost of living than Wheaton by about 20%. Housing is the biggest difference, with Joliet rents and home prices significantly below Wheaton’s.

Which city has lower rent?

Joliet has lower rent, with a typical 2BR apartment costing $1,400 compared to $1,800 in Wheaton.

Where is it cheaper to buy a home?
Joliet has much lower home prices. The median price for a 3BR house is around $280,000 in Joliet vs $450,000 in Wheaton.

8. Conclusion

Joliet offers a significantly lower cost of living than Wheaton, primarily due to cheaper housing. It’s a great fit for families looking to stretch their budget with more space and affordable essentials. However, Wheaton’s pricier lifestyle includes perks like walkability and top-notch schools that may be worth it for some.

Considering a move to Joliet? Our Cost of Living in Joliet (2025 Guide) has even more details to help with your decision. We also have cost of living breakdowns for other Illinois cities and towns.