Jeffersontown, KY vs. Versailles, KY: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Jeffersontown vs Versailles. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Jeffersontown vs Versailles in 2025.
1. Housing Costs
Housing is often the biggest factor in cost of living differences. Here’s how Jeffersontown and Versailles compare for common housing options:
| Housing Type | Jeffersontown | Versailles |
|---|---|---|
| Median 2BR Apartment Rent | $1,250 | $1,400 |
| Median 3BR Home Price | $325,000 | $365,000 |
🏆 Winner: Jeffersontown. Housing costs an estimated 10-12% less in Jeffersontown compared to Versailles.
2. Utilities and Energy Costs
Utility bills are a major monthly expense. Typical utility costs in Jeffersontown and Versailles:
- Jeffersontown: $180-$220/month (lower in winter, higher in summer)
- Versailles: $200-$240/month
🏆 Winner: Jeffersontown. Utility bills average about 10% lower in Jeffersontown.
3. Groceries and Daily Expenses
The cost of groceries, dining out, and everyday goods is fairly similar between the two cities. Expect to pay around $400-500/month per person for typical expenses in either Jeffersontown or Versailles.
🏆 Winner: Tie. Grocery and daily living costs are comparable.
4. Taxes and Fees
Don’t overlook taxes and city fees when comparing cost of living. Some key differences:
- Jeffersontown has a slightly lower property tax rate (0.85% vs 0.90% in Versailles)
- Many Jeffersontown neighborhoods have HOA fees that include services like trash and landscaping
- Versailles charges a small annual vehicle tax
🏆 Winner: Jeffersontown. Lower property taxes give Jeffersontown a slight edge.
5. Cost Summary Table
| Expense | Jeffersontown | Versailles |
|---|---|---|
| Housing | $1,250 | $1,400 |
| Utilities | $200 | $220 |
| Groceries | $450 | $450 |
| Transportation | $200 | $180 |
| Taxes | $275 | $310 |
| Misc | $300 | $300 |
| Estimated Monthly Total | $2,675 | $2,860 |
6. Lifestyle Fit
Cost is just one factor when choosing between Jeffersontown and Versailles. Some other considerations:
- Jeffersontown offers more affordable housing and a suburban lifestyle
- Versailles has a quaint downtown area and is closer to Lexington
- Versailles averages 2°F cooler than Jeffersontown in the summer months.
7. FAQ
- Is Jeffersontown more affordable than Versailles? Yes, the cost of living is about 5-10% lower in Jeffersontown overall.
- Which city has lower rent? Rent prices are around 10% cheaper in Jeffersontown.
- Where is it less expensive to buy a home? Home prices are typically 10-15% lower in Jeffersontown compared to Versailles.
8. Conclusion
In summary, Jeffersontown offers a lower cost of living than Versailles, primarily due to more affordable housing. Families looking to stretch their budget may prefer Jeffersontown, while those prioritizing a walkable downtown or proximity to Lexington may lean towards Versailles.
Be sure to check out our other cost of living resources for Jeffersontown and sample monthly budgets to further inform your decision. With careful planning, you can find the ideal Kentucky hometown for your lifestyle and finances.