Jeffersontown, KY vs. Georgetown, KY: Cost of Living Comparison (2025)
This article provides a cost of living comparison: Jeffersontown vs Georgetown. It is perfect for families relocating, professionals choosing between job offers, or anyone comparing the real-life cost of Jeffersontown vs Georgetown in 2025.
Housing Costs
Housing is often the biggest factor in cost of living. Here’s how Jeffersontown and Georgetown compare for typical options:
| Housing Type | Jeffersontown | Georgetown |
|---|---|---|
| Median 2BR Apartment Rent | $1,250 | $1,400 |
| Median 3BR Home Price | $325,000 | $360,000 |
🏆 Winner: Jeffersontown
Housing costs an estimated 10-12% less in Jeffersontown compared to Georgetown. A household moving from Georgetown to Jeffersontown might save $400/month on housing alone.
Utilities and Energy Costs
Utility costs are another important factor. In Jeffersontown, expect to pay around $180/month for a 1,000 sq ft apartment, including:
- Electricity: $90
- Gas: $40
- Water/Sewer/Trash: $50
Georgetown utility costs tend to be about 5% higher overall, averaging $190/month for the same sized unit. Summers can bring higher AC bills in Georgetown.
🏆 Winner: Jeffersontown
Groceries and Daily Expenses
For groceries and everyday items, costs are quite comparable between the two cities. Expect to spend around $350-$450/month per person on groceries in either Jeffersontown or Georgetown.
Restaurant prices are also similar. A meal for two at a mid-range restaurant averages $50-60 in both cities.
🏆 Winner: Tie
Taxes and Fees
Property taxes are slightly lower in Jeffersontown, with an average rate of 0.85% vs 0.92% in Georgetown. For a $350,000 home, that’s a difference of about $250/year.
In Jeffersontown, HOA fees often include landscaping and trash, ranging from $100-300/month. Georgetown has fewer HOAs overall.
🏆 Winner: Jeffersontown
Cost of Living in Jeffersontown vs Georgetown
| Category | Jeffersontown | Georgetown |
|---|---|---|
| Housing | $1,250 | $1,400 |
| Utilities | $180 | $190 |
| Groceries | $400 | $400 |
| Transportation | $300 | $325 |
| Taxes | $250 | $275 |
| Misc | $500 | $500 |
| Estimated Monthly Total | $2,880 | $3,090 |
Lifestyle Fit
While costs are important, it’s also key to consider lifestyle fit. Some quick facts:
- Jeffersontown has more urban amenities like restaurants and shops within walking distance.
- Georgetown offers a quieter, small-town feel with more space between neighbors.
Commute times are fairly similar, with most residents driving 20-30 minutes to work in either city. Public transit is limited in both.
Frequently Asked Questions
- Is Jeffersontown more affordable than Georgetown? Yes, Jeffersontown has a lower overall cost of living, primarily due to cheaper housing.
- Which city has lower rent? Jeffersontown rents are about 10% lower on average.
- Where is it cheaper to buy a home? Home prices are roughly 10% less in Jeffersontown compared to Georgetown.
Conclusion
For those prioritizing affordability, Jeffersontown comes out ahead in this cost of living comparison. Housing and utilities are notably cheaper, while groceries and daily expenses are comparable.
However, budget is just one factor. Georgetown may appeal more to those seeking a quieter lifestyle and newer housing options. Consider your priorities and check out our other Monthly Budget Examples for Jeffersontown Residents or Cost of Living in Jeffersontown (2025 Guide) for more insights as you weigh your decision.