What You’ll Spend on Transit in Indianapolis
“I rely on the bus to get to work every day,” says Tanya, a retail worker who commutes from the Eastside. “A 30-day pass is the most affordable option for me.” In Indianapolis, a standard 31-day bus pass costs $60.00 as of 2025. This lines up with typical monthly pass prices in midsize U.S. cities, which usually range from $50 to $100.
For single rides, bus fare in Indianapolis is $2.00, payable with cash or a MyKey card. Reduced fares of $1.00 are available for eligible riders, including seniors 65+, Medicare recipients, and people with disabilities. Children under 5 ride free with a fare-paying adult.
The IndyGo Red Line, Indianapolis’ bus rapid transit (BRT) service, charges the same fares as local buses. Red Line service runs every 10-20 minutes, 7 days a week.
Transit Options Available
Indianapolis is primarily served by bus, with the IndyGo network covering most of Marion County. The system includes:
- 30+ local bus routes
- Red Line BRT with dedicated lanes
- Express commuter routes
IndyGo also operates an open-door paratransit service for riders with disabilities. Paratransit fares are $3.50 per one-way trip.
While Indianapolis doesn’t have light rail or subways, several transit projects are in development to expand rapid bus and BRT service. The Purple Line, an east-west BRT route, is slated to open in 2027.
Monthly Cost Breakdown
How much will you spend on public transit each month in Indianapolis? It depends on your commuting habits. Here’s a breakdown for common scenarios:
| Commuting Scenario | Monthly Transit Costs |
|---|---|
| 5-day weekly rider (2 trips per day) | $80 (31-day pass) |
| Weekend-only rider (4 round trips per month) | $16 |
| Heavy daily commuter (2-3 trips per day, 7 days/week) | $120 (two 31-day passes) |
🏆 Winner: 31-Day Pass. For most Indianapolis commuters, a 31-day IndyGo pass offers the best value. If you take 38 or more one-way trips per month, you’ll save compared to single ride fares.
Is Public Transit Worth It in Indianapolis?
Riding transit in Indianapolis can be cheaper than driving, especially for downtown commuters. Parking in the city center averages $12 per day or $150 per month. Add in gas and vehicle wear-and-tear, and the costs of car commuting add up fast.
However, transit service and frequency varies across Indianapolis neighborhoods. The average bus commute in Indianapolis takes 36 minutes, compared to a 24-minute average drive. Commuters living near frequent bus routes may find transit convenient, while those in underserved areas often face much longer travel times.
Downtown Indianapolis and neighborhoods along the Red Line tend to be the most transit-friendly. Car-free living is more feasible in walkable areas with access to frequent bus service. In car-dependent suburbs, public transportation may not fully replace the need for a vehicle.
Ways to Save on Transit
Eligible riders can take advantage of reduced fares on IndyGo. Discounts are available for youth, seniors 65+, Medicare recipients, and people with disabilities. Low-income riders may qualify for a 50% discount through the IndyGo Fare Deal program.
Some employers also offer pre-tax commuter benefits or transit subsidies. Check with your workplace to see if you can use pre-tax dollars to pay for IndyGo passes, potentially saving hundreds per year.
For all riders, 31-day passes provide the best value if you commute regularly. Purchasing two passes per month is cheaper than paying single ride fares for heavy daily usage.
FAQs
What is the cheapest way to get around Indianapolis?
Walking and biking are the most affordable ways to get around Indianapolis, especially for short trips. For longer journeys, IndyGo buses are generally the cheapest motorized option, with fares starting at $2.00 per ride or $60 for a 31-day pass.
Are there monthly transit passes in Indianapolis?
Yes, IndyGo offers a 31-day pass for $60. This pass allows unlimited rides on local buses and the Red Line BRT. Reduced fare passes are available for $30 with eligible discount programs.
Is public transit reliable for work commutes?
Transit reliability varies based on your location and route in Indianapolis. Commuters living near frequent bus lines, especially the Red Line BRT, can expect more consistent service for getting to work. Those in outlying areas with less frequent buses may face less reliable commutes.
What discounts are available for low-income transit riders in Indianapolis?
Low-income riders may qualify for a 50% discount on IndyGo fares through the Fare Deal program. Eligibility is based on household income relative to federal poverty guidelines. Discounted 31-day passes are available for $30 with Fare Deal.
Getting Around Smarter in Indianapolis
For many Indianapolis residents, public transportation offers an affordable alternative to driving. While a monthly transit pass typically costs $60, car commuters can easily spend twice that on parking alone. Frequent bus service in downtown and Red Line neighborhoods makes car-free living more feasible.
However, transit access and convenience varies across the Indianapolis area. Suburban commuters may find buses impractical for daily use. Comparing sample monthly budgets can help you weigh transportation options to find the best mix of cost and coverage for your needs.
As Indianapolis invests in expanded rapid bus service, public transit is becoming a more attractive option for residents. With the right routes and discounts, riders can save significantly over the costs of car ownership – while contributing to a greener, less congested city.